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Thought leaders in digital money and digital identity

App and pay is where it’s at

Thursday, 2 July 2015 by Dave Birch

A few weeks ago, I said that Apple Pay isn’t disruptive (for retail payments) and I made the point that its real impact will be ...

Tokens are for everyone

Wednesday, 1 July 2015 by Tim Richards

Tokenization, the process of replacing card account numbers held in insecure locations (such as in a retailer near you) with an alias, ...

Facebook can send me secure e-mail, why can’t my bank?

Thursday, 25 June 2015 by Dave Birch

Sometime, two decades or so ago, I remember reading about Pretty Good Privacy (PGP), a mass-market implementation of e-mail encryption ...

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