http://www.chyp.com/ RSS web feed containing articles, documents and latest news from Consult Hyperion. en-gb http://www.rssboard.org/rss-specification http://www.chyp.com/images/chyplogo_rss.gif http://www.chyp.com/ http://www.chyp.com/PubWebFiles/presscoverage/chyppings_2007winter.pdf Winter 2007 edition of the CHYPpings newsletter. Thu, 17 Apr 2008 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0408&category=presscoverage http://www.chyp.com/library.php?query=HYP0401 The directors and staff of Consult Hyperion would just like to wish you all a Merry Christmas and a Happy New Year. Fri, 21 Dec 2007 00:00:00 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0401&category=presscoverage http://www.chyp.com/PubWebFiles/presscoverage/chyppings_2007autumn.pdf Autumn 2007 edition of the CHYPpings newsletter. Thu, 13 Dec 2007 00:00:00 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0400&category=presscoverage http://www.chyp.com/PubWebFiles/presscoverage/O2_NFC_Trial.pdf Consult Hyperion played a key consultative role in the launch of the UK's first large-scale pilot of NFC (Near Field Communications) technology on mobile phones. Tue, 04 Dec 2007 00:00:00 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0399&category=presscoverage http://www.bcs.org/ Consult Hyperion are offering discounted tickets for the Digital ID Forum for BCS members. Please contact us to receive £50 discount from the two-day ticket using your BCS membership details. Fri, 19 Oct 2007 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0398&category=presscoverage http://www.chyp.com/PubWebFiles/presscoverage/chyppings_2006autumn.pdf Autumn 2006 edition of the CHYPpings newsletter. Wed, 10 Oct 2007 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0395&category=presscoverage http://www.chyp.com/PubWebFiles/presscoverage/chyppings_2007spring.pdf Spring 2007 edition of the CHYPpings newsletter. Wed, 10 Oct 2007 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0396&category=presscoverage http://www.chyp.com/PubWebFiles/presscoverage/chyppings_2007summer.pdf Summer 2007 edition of the CHYPpings newsletter. Wed, 10 Oct 2007 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0397&category=presscoverage http://www.chyp.com/PubWebFiles/opinion/eid_as_public_utility.pdf Neil McEvoy, director of Consult Hyperion, recently wrote this paper on e-ID as a public utility for the European Association for E-Identity and Security. It talks about some of the properties that an e-ID scheme might have in order to become a part of the fabric of society. Fri, 22 Jun 2007 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) opinion http://www.chyp.com/library.php?query=HYP0392&category=opinion http://www.o2.com/media/press_releases/latest_pr_2469.asp This year's O2 Wireless Festival will be the first in the UK to use Near Field Communication, a new technology that brings Oyster card-functionality to mobile phones, making it possible for people to swipe their handset to pay for purchases, download content or even share information. O2 will be using the trial to examine its potential as a future solution for mobile ticketing. The NFC solution being trialed at O2 Wireless has been developed in conjunction with Consult Hyperion. Thu, 07 Jun 2007 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0391&category=presscoverage http://www.chyp.com/PubWebFiles/presscoverage/buffer_digital_money_donation.pdf Following the Digital Money Forum this year we donated £1,000 to Buffer (Breast Unit Fund for Education and Research) and they very kindly sent us a thank you which we would like to pass on to those who came along to the forum. Thanks. Wed, 02 May 2007 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0390&category=presscoverage http://www.finextra.com/fullfeature.asp?id=885 Dave Birch, Director, Consult Hyperion was interviewed following the Digital Money Forum 2007 by Finextra. The interview is available on Finextra.com and includes technology evolution and revolution, the importance of mobile phones and NFC Mon, 02 Apr 2007 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0389&category=presscoverage http://www.chyp.com/PubWebFiles/presscoverage/Digital_ID_Management_Flyer.pdf Digital Identity Management - Technological, Business and Social Implications contains Expert views and analysis of the development and use of digital identity management. This book is based on the work of the annual Digital Identity Forum and is edited by Dave Birch, Director, Consult Hyperion. Mon, 05 Mar 2007 00:00:00 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0386&category=presscoverage http://www.apple.com/itunes/store/ The Consult Hyperion podcast feed is now available from iTunes store. New subscribers who use iTunes can search for the podcast feed straight from within iTunes. Tue, 20 Feb 2007 00:00:00 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0383&category=presscoverage http://www.chyp.com/podcasts.php Our podcast is now listed on www.digg.com so if you like our podcasts, why not digg us? Tue, 20 Feb 2007 00:00:00 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0384&category=presscoverage http://www.chyp.com/PubWebFiles/presscoverage/stolpan.pdf Consult Hyperion are part of a pan-European consortium of companies, universities and user groups which has been created to develop an open architecture for the development, deployment and use of NFC-enabled applications in mobile handsets. Tue, 30 Jan 2007 00:00:00 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0379&category=presscoverage http://www.chyp.com/PubWebFiles/presscoverage/chyppings_2006winter.pdf Winter 2006 edition of the CHYPpings newsletter. Thu, 18 Jan 2007 00:00:00 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0378&category=presscoverage http://www.chyp.com/PubWebFiles/DigID/7_2006/charity_digital_id.pdf Consult Hyperion made a donation to charity following the Digital Identity Forum run in Novemeber. Thu, 04 Jan 2007 00:00:00 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0377&category=presscoverage http://www.chyp.com/PubWebFiles/DigID/7_2006/ACI_eID_whitepaper.pdf Digital ID sponsors ACI Worldwide have published a new white paper on electronic identity. The paper includes comment from a number of experts in the field including Consult Hyperion Tue, 26 Sep 2006 14:41:00 +0100 info@chyp.com (Consult Hyperion Web Site) whitepaper http://www.chyp.com/library.php?query=HYP0373&category=whitepaper http://www.chyp.com/PubWebFiles/capability/EPATS_Flyer_Sept06.pdf This document provides an overview of the Electronic Passport Testing Service, provided by Consult Hyperion, PIRA International and RFI Smart. Fri, 15 Sep 2006 10:40:00 +0100 info@chyp.com (Consult Hyperion Web Site) capability http://www.chyp.com/library.php?query=HYP0362&category=capability http://www.chyp.com/PubWebFiles/presscoverage/IET 022-027_IP_AugSep06.pdf John Elliott, Head of Public Sector Practice, is quoted in a recent article on biometrics in the IET's Information Professional Magazine. Thu, 17 Aug 2006 15:54:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0350&category=presscoverage http://ted.europa.eu/Exec?DataFlow=ShowPage.dfl&Template=TED/N_one_result_detail_curr.htm&docnumber=150185%202006&docId=150185-2006&StatLang=EN Consult Hyperion have been chosen by the Irish Department of Family and Social Affairs to develop a functional specification for a public services card. In addition to the specification, we will be providing support to the programme and the procurement. Fri, 28 Jul 2006 08:31:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0346&category=presscoverage http://www.chyp.com/PubWebFiles/whitepaper/eID_top_ten_barriers.pdf Consult Hyperion was asked by IPTS to write a paper on the top 10 barriers to the adoption of eID in Europe. These are either the most important or the most challenging for the digital ID sector. Wed, 19 Jul 2006 16:07:00 +0100 info@chyp.com (Consult Hyperion Web Site) whitepaper http://www.chyp.com/library.php?query=HYP0344&category=whitepaper http://www.chyp.com/PubWebFiles/whitepaper/biometrics_roadmap_police.pdf It is already clear that the future of digital identity is closely linked to the future of biometrics, because biometrics can provide a degree of authentication well beyond any other technologies. But there are a lot of biometric technologies from which to choose and they are evolving largely independently. How can an organisation develop a long-term strategy for the use of the technology? One useful technique is technology roadmapping, and this paper by John Elliott looks at biometrics in the context of organisational strategies for their deployment. Wed, 19 Jul 2006 16:02:00 +0100 info@chyp.com (Consult Hyperion Web Site) whitepaper http://www.chyp.com/library.php?query=HYP0343&category=whitepaper http://www.cardtechnology.com/article.html?id=200603015RXWB9XC John Elliott, Principal Consultant at Consult Hyperion was quoted in a Card Techonology article on the future of smart cards. Mon, 17 Jul 2006 15:18:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0341&category=presscoverage http://www.chyp.com/PubWebFiles/capability/tech_roadmap_public_sector.pdf Please follow the link to read more about Consult Hyperion's experience with Technology Road-Mapping in the Public Sector Mon, 17 Jul 2006 15:16:00 +0100 info@chyp.com (Consult Hyperion Web Site) capability http://www.chyp.com/library.php?query=HYP0340&category=capability http://www.chyp.com/PubWebFiles/capability/system_design_public_sector.pdf Please follow the link to read more about Consult Hyperion's experience with System Design in the Public Sector Mon, 17 Jul 2006 15:14:00 +0100 info@chyp.com (Consult Hyperion Web Site) capability http://www.chyp.com/library.php?query=HYP0339&category=capability http://www.chyp.com/PubWebFiles/capability/risk_analysis_public_sector.pdf Please follow the link to read more about Consult Hyperion's experience with Structured Risk Analysis in the Public Sector Mon, 17 Jul 2006 15:11:00 +0100 info@chyp.com (Consult Hyperion Web Site) capability http://www.chyp.com/library.php?query=HYP0338&category=capability http://www.chyp.com/PubWebFiles/capability/ICT_public_sector.pdf Please follow the link to read more about Consult Hyperion's experience of ICT in the Public Sector Mon, 17 Jul 2006 15:05:00 +0100 info@chyp.com (Consult Hyperion Web Site) capability http://www.chyp.com/library.php?query=HYP0337&category=capability http://www.chyp.com/PubWebFiles/capability/epassport_compliance_testing.pdf Consult Hyperion's e-Passport Compliance Testing service provided in association with RFI Global Services Ltd and PIRA International. Mon, 19 Jun 2006 16:11:00 +0100 info@chyp.com (Consult Hyperion Web Site) capability http://www.chyp.com/library.php?query=HYP0336&category=capability http://www.chyp.com/PubWebFiles/whitepaper/fusion_comes_in_from_cold.pdf "Biometrics is fashionable; and in the news, because of the national identity carddebates underway in some countries, and in people's pockets because of thetransition to electronic passports around the world. Biometrics has been afavourite in the movies for many years and you can even go to the Microsoft website and buy a keyboard with a fingerprint reader built-in." A Consult Hyperion white paper by Dr Lee Howells. Thu, 27 Oct 2005 15:33:17 +0100 info@chyp.com (Consult Hyperion Web Site) whitepaper http://www.chyp.com/library.php?query=HYP0315&category=whitepaper http://www.chyp.com/library.php?query=HYP0309 Dave Birch, a Director of Consult Hyperion, gave a presentation at the recent Loyalty Marketing Workshop at Oxford University's Templeton College. "Dave Birch gave a fascinating review of the Sky interactive TV smartcard and the technical challenges being faced by the main suppliers in this area while they strive to grow their customer base yet retain a simple front end for the consumer. His overall conclusion for the UK market was the intriguing insight that e-Government may well lead the way for greater engagement online with consumers as citizens. Tue, 26 Jul 2005 16:19:48 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0309&category=presscoverage http://www.chyp.com/library.php?query=HYP0308 An article in the Surrey Advertiser on the 10th June 2005 describes how Consult Hyperion has donated over £2,000 raised from our annual Digital Money Forum to local and international charities. The proceeds were given to Guildford-based Disability Challengers, Pond Meadow School in Guildford, and an infant home in Sri Lanka which requires funds for its reconstruction after the Asian tsunami. "We know that this money really does help to change people's lives for the better" says Gloria. Tue, 26 Jul 2005 16:19:09 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0308&category=presscoverage http://www.chyp.com/library.php?query=HYP0307 Neil McEvoy, Managing Director of Consult Hyperion, is quoted in an article in Infosecurity Today in June 2005 talking about the problems that arise when e-government initiatives are not secure. A recent Cabinet Office report claimed that 96% of central government services will be provided online by the end of 2005. However, Government networks are susceptible to the same type of security risks as business networks, and therefore there is a risk attached. The core issue is the question of identity, and the differing levels of authentication required depending on the service. "What would make it easier for citizens to take up the service is if they had a single identity" says Neil. Tue, 26 Jul 2005 16:18:29 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0307&category=presscoverage http://www.chyp.com/library.php?query=HYP0306 Neil Garner, a Director of Consult Hyperion, is quoted in an article in Financial World in June 2005 discussing how Chip and PIN smartcards have helped financial services organisations tackle fraud, increase customer loyalty and increase cross-selling opportunities. The article goes on to discuss the success of e-purse schemes. "Some schemes have been a direct competitor for cash, being used in places where cash is more convenient. But not so many people have tried to do it where cash is a real pain, which is why a scheme like Oyster works". Tue, 26 Jul 2005 16:17:40 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0306&category=presscoverage http://www.guardian.co.uk/online/story/0,,1527536,00.html Dave Birch, a Director of Consult Hyperion, writes an article in the Guardian on July 14th 2005 discussing how the proposed introduction of national identity cards by the Government has created some concern and debate surrounding an individual's privacy and the fear of 'Big Brother'. "Of technology continues to evolve along current lines, then Big Brother will end up being far more powerful than Orwell envisaged (in the sense that we will have far less individual privacy). In a world of matchbox-sized Mpeg4 camcorders and camera phones, of always-on broadband and RFID, your next door neighbours will be the nemesis of privacy. Tue, 26 Jul 2005 16:15:32 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0305&category=presscoverage http://www.chyp.com/PubWebFiles/presscoverage/new_office_details.pdf Consult Hyperion is now situated at No.12 The Mount, close to Guildford town centre. The move provides Consult Hyperion with additional space to keep up with recent and expected growth.Extensive renovation work has been carried out to modernise and improve the interior of the building whilst maintaining the Georgian façade. The building, dating from circa 1730, and originally a residential property, was also once an Academy for Young Ladies and home to Guildford Social and Labour Club before being renovated and restored to become offices."Our new office will afford us more space in a more central location" explained Neil McEvoy, Managing Director of Consult Hyperion. "After eighteen years at our previous location on Surrey Research Park we felt that it was time to move, and we were fortunate to find such a wonderful historic building that could accommodate our needs. We look forward to a busy year in our new facilities."Consult Hyperion is the latest in a long line of owners and occupiers in this distinguished old property spanning more than two and a half centuries. Tue, 26 Jul 2005 16:12:53 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0304&category=presscoverage http://www.chyp.com/PubWebFiles/presscoverage/digital_money_donation.zip Consult Hyperion today announced that the proceeds from its eighth annual Digital Money Forum, a two-day event held in March 2005, will be donated to a number of international and local charities, including an infant home in Sri Lanka destroyed by the Asian Tsunami, Disability Challengers, and Pond Meadow School. Please follow the link to read more. Fri, 27 May 2005 15:09:18 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0302&category=presscoverage http://www.guardian.co.uk/uk_news/story/0,3604,1492291,00.html John Elliott, a Principal Consultant at Consult Hyperion, is quoted in an article in The Guardian online discussing the government's planned ID card system and potential security loop holes. The article describes how the system could be compromised by fraudsters, and that criminal gangs will already be looking for ways to exploit the national ID card or its database. "It's only really a problem when a vulnerable physical component - such as the cards themselves, the readers of public kiosks - crosses with important information. The best way of dealing with this is that the proposed register should contain as little information on people as possible" says John. The article goes on to say that Britain's proposed system is likely to be the largest biometric database in existence. "There's never been a biometric register of this size" says John. "It's unproven territory." Thu, 26 May 2005 09:28:48 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0301&category=presscoverage http://www.chyp.com/library.php?query=HYP0300 Colin Tanner, a Senior Consultant at Consult Hyperion, is quoted in an article in the March edition of Card Technology discussing contactless technologies in the US. Visa, MasterCard and American Express have all announced the launch of their contactless devices, despite reports that some devices that communicate via radio signals had been cracked. All three organisations claim that their security is stronger than this however. Colin "discounted the implications of the research, noting that the contactless payment cards use very strong triple-DES encryption, which is going to be very secure." The article goes on to discuss how the technology is reaching the point where it can be deployed in scale, and the next issue will be in convincing merchants to accept the contactless products. Fri, 20 May 2005 15:53:50 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0300&category=presscoverage http://www.chyp.com/library.php?query=HYP0299 John Elliott, a Principal Consultant at Consult Hyperion, is quoted in an article in Card Technology in March 2005 in an article discussing the attempt in the US to create a standard ID card that US government employees and private contractors could use, which also supports digital certificates for signing electronic documents and biometrics to verify the identification of a person, and is compatible with existing smart card programs. It is not proving to be an easy task. "In Europe there is similar work underway to create a framework that would allow different agencies within government to accept each other's credentials. Consult Hyperion was recently engaged by the European Commission to study both private and public identification systems in each of the European Union's 25 member states with a view toward encouraging interoperability," Fri, 20 May 2005 15:53:06 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0299&category=presscoverage http://www.chyp.com/library.php?query=HYP0298 Stuart Fiske, a Director of Consult Hyperion, is quoted in an article in Card World discussing a programme run on ITV which showed Cambridge Professor Ross Anderson demonstrating how to bypass the security of chip and PIN cards. The point being made on the TV programme was that by deactivating the chip, it made the card easy to clone and to use it both at the POS and the ATM for fraudulent transactions. Stuart said the programme did not highlight any risks that the banks were not already aware of, and that it was inevitable that during migration to chip and PIN there would be a situation where the card would 'fall back' to a mag-stripe transaction if there was a technology issue. Fri, 20 May 2005 15:52:05 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0298&category=presscoverage http://www.chyp.com/library.php?query=HYP0297 Neil Garner, a Director of Consult Hyperion, is quoted in an article in The Times online discussing e-voting, and the possibility that this year's general election was the last time we have to walk into a polling station to cast our vote. According to a survey, more than a third of British people would be more likely to vote in an election if they could do so using their mobile phone. "SMS and email have potentially greater security flaws than postal voting and could be compromised at a much lower cost" says Neil. "However, the phones that we will be using in 2009 will be much more secure than the current models, and voting websites could have more effective authentication." Fri, 20 May 2005 15:51:17 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0297&category=presscoverage http://www.chyp.com/library.php?query=HYP0296 Anthony Pickup, a Senior Consultant at Consult Hyperion, is quoted in an article on Card Technology in April 2005 discussing the challenges facing the UK's payments industry with the introduction of Chip and PIN. On the one hand, consumers who have been accustomed to signing for credit card purchases at retail locations and only using a PIN when withdrawing cash at an ATM now have to remember the PINs for all of their credit cards. At the same time, merchants and their employees have to learn the chip and PIN rules. "There is a significant number of credit card holders, around 10%, who are refusing to use their PINs and insist on signing for purchases" says Pickup. "Cardholders may have quite a number of credit cards and can't be bothered to learn their PINs for each card." Pickup argues that the banks' solution to the problem of PIN management is not sufficiently flexible. "People should have been given more options for changing their PINs than an ATM - for example over the phone or the Net." Fri, 20 May 2005 15:50:37 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0296&category=presscoverage http://www.chyp.com/library.php?query=HYP0295 Colin Tanner, a Senior Consultant at Consult Hyperion, is quoted in an article in the April edition of Card Technology regarding the announcement by MasterCard International and Visa International that they will use a common communications protocol for contactless payment cards and other devices that consumers wave or tap on readers. This will make life easier for both merchants and vendors, and will hopefully speed up time-to-market for the radio frequency cards and readers. "It is a very good thing" says Tanner. "It is essential to keep the momentum in adoption of contactless payment schemes. With contactless we have a window of opportunity. Retailers like it. Consumers like it. We don't want it to get bogged down." Fri, 20 May 2005 15:49:56 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0295&category=presscoverage http://www.chyp.com/library.php?query=HYP0294 Dave Birch, a Director of Consult Hyperion, is quoted in an article in the March 2005 edition of Card Technology on how the four big payment brands are counting on contactless chips to inject some excitement into their smart card programs. All four are now promoting their contactless products that allow consumers to tap a card or chip-carrying tag or phone reader to make a payment. Big rollouts are expected this year in the US. "Contactless is very hot in the schemes at the moment. Card organisations are closely watching the service introduced last year by Japan's largest mobile phone network operator, NTT DoCoMo, that enables consumers to pay with a wave of their mobile phone. Trying to get contactless payments into customers' hands via mobile phones, that's really fun stuff" says Birch. Fri, 20 May 2005 15:49:19 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0294&category=presscoverage http://www.chyp.com/library.php?query=HYP0293 An article in the April edition of the Surrey Research Park News describes how Consult Hyperion has been helping broadcasting giant BSkyB to realise the full potential of the Interactive Card Slot contained in every Sky digital set-top box. Consult Hyperion provided consultancy, expertise, and software tools to test the Interactive Card Slot prior to its forthcoming activation. "Sky had the foresight to include the interactive card slot in its digital set-top box specification when it introduced digital TV to the UK in 1998. It is now possible for broadcasters to use this interactive slot for a wealth of new applications. Sky has paved the way for yet another revolution in how people will interact with their TV" says Neil Garner, Director of Consult Hyperion. Fri, 20 May 2005 15:47:58 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0293&category=presscoverage http://www.chyp.com/library.php?query=HYP0292 Anthony Pickup, a Senior Consultant at Consult Hyperion, is quoted in an article in Retail Systems in April 2005 discussing the potential for mobile/wireless handheld devices in the retail environment. There are various drivers for retailers looking to adopt wireless technology. "Pickup says that the technology currently exists for high quality wireless devices and prices have fallen in recent years. Pickup warns however that a stumbling block might be the difficulty of integrating such solutions onto old till infrastructures." Fri, 20 May 2005 15:47:10 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0292&category=presscoverage http://www.chyp.com/library.php?query=HYP0291 Dave Birch, a Director of Consult Hyperion, is quoted in an article in Fraud Watch in March 2005 discussing how internet payments have made little progress in the last ten years, whereas mobile payments are romping ahead. "The problem, even in the UK, where between 35 and 40 million smart cards issued for payment in 2004, is authentication of the user. Because of this, Birch believes that internet payment will be driven by ID cards, not bank cards. When an ID card can authenticate the user, it will be mandated for things such as airline tickets, and to cut down on the major fraud problem of phishing. Fri, 20 May 2005 15:46:15 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0291&category=presscoverage http://www.chyp.com/PubWebFiles/OpinionPieces/phish_and_chips.pdf Dave Birch, a founding Director of Consult Hyperion, contributed an article to the Spring edition of Surrey Business News discussing how internet users are increasingly becoming victims of the growing sophistication of 'phishing', a virulent email scam that is spreading rapidly. 'Phishers fool consumers into divulging sensitive information by creating the misconception that the information has been legitimately requested by an organisation that they trust. "Passwords alone are not enough to defeat the fraudsters" says Birch. A solution to this is 'token authentication', whereby consumers have a small, pocket calculator-like device into which they put their card and enter their PIN. The device then displays a unique code number that must be entered into the web page in order to access the site. In this scenario the bank or retailer will therefore know that the customer is in possession of the card, and that the correct PIN has been entered. Fri, 20 May 2005 15:43:55 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0290&category=presscoverage http://www.chyp.com/library.php?query=HYP0289 Neil Garner, a Director of Consult Hyperion, is quoted in an article in the Spring 2005 edition of Surrey Business News regarding Consult Hyperion's work with BSkyB to develop a smartcard which will personalise interactive TV services. Consult Hyperion provided the software tools to test the cards, which will identify the viewer, remember what they like to watch, and recall any actions that have been performed with the card previously. "Sky had the foresight to include the interactive card slot in its digital set-top box specifications when it introduced digital TV to the UK in 1998. It is now possible for broadcasters to use this interactive slot for a wealth of new applications" says Garner. Fri, 20 May 2005 15:42:56 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0289&category=presscoverage http://networks.silicon.com/mobile/print.htm?TYPE=story&AT=39128802-39024665t-40000018c The Oyster card looks set to reach far beyond the barriers of London's Underground network, as cash becomes a dirty word in London's public sector. Speaking today at Consult Hyperion's Digital Money Forum in London, Charles Monheim, director of Transport for London's Oyster card, said the company is looking to rid London's public transport of cash payments, from buses to car parking. Fri, 01 Apr 2005 13:18:59 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0280&category=presscoverage http://www.computerweekly.com/articles/article.asp?liArticleID=137308&li Dave Birch, Director of Consult Hyperion, is quoted in an article on computerweekly.com discussing how contactless payments and radio frequency identification technology will transform the way people pay for goods, shop from home and identify themselves at work. The article discusses how card providers, including MasterCard, Visa and American Express, are developing contactless payment cards that incorporate an RFID chip and authorise payments when the card is waved near a terminal. Fri, 01 Apr 2005 13:13:07 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0279&category=presscoverage http://www.silicon.com/research/specialreports/enterprise/0,3800003425,39128798,00.htm Cash is slowly losing favour as UK consumers' favoured method of payment - could technology kill it off completely? Speaking at the Consult Hyperion Digital Money Forum, Sheri Markose, director of the Centre of Computational Finance and Economic Agents at the University of Essex, said that the choice for consumers to use cash or an electronic alternative is increasingly being taken out of their hands by ecommerce sites, where cash transactions are not permitted. "As online transactions come to the forefront, cash use will decline." Dave Birch of Consult Hyperion believes that the advent of e-money will be a matter of time, and lays the change squarely at the door of radio frequency identification. Fri, 01 Apr 2005 12:18:54 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0278&category=presscoverage http://www.computing.co.uk/news/1161848 Dave Birch, Director of Consult Hyperion, is quoted in an article on computing.co.uk discussing the possibility of the introduction of anti-phishing laws in the UK following the Anti-Phishing Act of 2005 proposed in the US. "Chip and PIN technology could be adapted for use at home on a PC for online payments, but it's down to the industry to make it work" say Birch. Fri, 01 Apr 2005 12:13:26 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0276&category=presscoverage http://www.vnunet.com/news/1161848 Dave Birch, Director of Consult Hyperion, is quoted in an article on vnunet.com discussing moves to introduce specific anti-phishing laws in the UK following proposals for such legislation in the US in an attempt to combat the growing problem of identity theft. "Banks and businesses should work together to change their online payment systems to increase faith in web security" says Birch. "We need to move away from passwords to things like smartcards, and we need to do it as quickly as possible." Fri, 01 Apr 2005 12:12:20 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0275&category=presscoverage http://software.silicon.com/security/0,39024655,39128357,00.htm Dave Birch, Director of Consult Hyperion, is quoted in an article on silicon.com discussing the investigation by Which? magazine which found that a quarter of adults have been a victim of identity theft. "If you're using people to log on with passwords, what do you expect? You're never going to get anywhere with passwords - you need hardware in the loop, whether that's mobile phones or chip and PIN, and you have to move from one- to two-factor authentication" says Dave. Fri, 01 Apr 2005 12:08:15 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0274&category=presscoverage http://news.zdnet.co.uk/internet/security/0,39020375,39190122,00.htm Experts recommend shredding documents, not putting personal information online, and being careful when sending CVs to recruitment sites following an investigation by Which? magazine found that a quarter of all adults have been a victim of identity theft, according to an article on zdnet.co.uk. Dave Birch is quoted describing the need for replacing passwords with two-factor authentication as a step towards stopping the fraudsters. Fri, 01 Apr 2005 12:06:26 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0273&category=presscoverage http://www.chyp.com/library.php?query=HYP0272 Dave Birch, Director of Consult Hyperion, is quoted in an article in IT Week discussing the moves to introduce specific anti-phishing laws in the UK in an attempt to combat the growing threat of identity theft. "Banks and businesses need to work together to change their online payment systems to increase faith in web security." Fri, 01 Apr 2005 12:03:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0272&category=presscoverage http://www.chyp.com/library.php?query=HYP0271 Anthony Pickup, a Senior Consultant at Consult Hyperion, is quoted in an article in Retail Systems in February 2005 discussing how organisations must prepare to prevent fraud migrating to other areas of business now that Chip and PIN is in place. It is expected that fraud will migrate to other parts of a business, such as online stores. One measure to combat this which is currently being trialled is Pay By Touch, whereby customers pay for goods using secure finger scanning technology as the point of sale which links to an electronic wallet holding all their financial information. Pickup believes this may be better suited to pay-as-you go environments. Fri, 01 Apr 2005 12:00:54 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0271&category=presscoverage http://www.chyp.com/library.php?query=HYP0270 Neil Garner, Director of Consult Hyperion, is quoted in an article in New Media Markets discussing the opening up of the interactive card slot in BSkyB's set top boxes. It is anticipated that the first third-party services will go live this summer. "The recent arrival in the UK of the Chip and PIN payment system will be a catalyst for the development of schemes to exploit the second slot. It potentially changes viewing habits and how people use interactive services, but ultimately it will be about much more than just interactivity. The card could also act as a key to interactive services that would be protected by PIN. What the viewer sees on the interactive feed could be 'personalised' according to viewing and shopping behaviour. There's nothing to say you won't be using your national ID card to access a government portal from your TV in the future." Fri, 01 Apr 2005 11:56:41 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0270&category=presscoverage http://www.chyp.com/library.php?query=HYP0269 Dave Birch of Consult Hyperion is quoted in an article in Card Technology Today discussing the government's identity cards bill. "The number of times that a policeman will identify you by looking at the photograph on your card and then comparing it with your face will be far outnumbered by the number of times that a smart ID card will, or could, be used to prove 'virtual' identity in a wide variety of computerised contexts" says Birch. "We should stop thinking about ID Cards and use the term ID Computers instead." Fri, 01 Apr 2005 11:52:20 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0269&category=presscoverage http://www.chyp.com/library.php?query=HYP0268 Neil Garner, a Director of Consult Hyperion, contributed an article to Financial Sector Technology in January/February 2005 discussing how contactless technology could transform card payments. "Contactless payment technology allows communication between two devices without physical contact. This results in far greater communication speeds that the familiar contact smart cards used for chip and PIN. In practice this means that a card needs to be touched against or placed within a few centimetres of the reader for transactions to be completed in a few hundred milliseconds. A further benefit of these contactless payment technologies is that they allow different card forms to be used, for example key fobs, or mobile phone jackets. So, why didn't we go for contactless technology instead of chip and PIN? Contactless is still a maturing technology and does not typically work with PIN and hence is more suitable for lower value, fast throughput, low risk transactions. Contactless is more suitable as a replacement for cash, potentially leveraging chip and PIN investment as it re-uses a lot of existing infrastructure. Mon, 28 Feb 2005 17:22:14 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0268&category=presscoverage http://prospectmagazine.co.uk/article_details.php?id=6743 Dave Birch, a Director of Consult Hyperion, contributed a special report to the March 2005 edition of Prospect magazine regarding the national identity card scheme currently under discussion. "Britain is going to have a national identity card scheme. The government's bill won its second reading before Christmas by 385 votes to 93. So it is time to stop debating whether it is a waste of money and whether it will do anything about terrorism, illegal immigration and so on. Instead we should focus on how to make the scheme work. For that we need to know what the technology can and cannot do." Please follow the link to read the full article. Mon, 21 Feb 2005 12:56:06 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0266&category=presscoverage http://www.finextra.com/fullfeature.asp?id=545 An article entitled 'Is the e-purse coming back?' by Dave Birch, a Director of Consult Hyperion, was recently featured on finextra.com. "Banks gave the electronic purse a try back to the 1990s, but largely abandoned their efforts when the products failed to gain any real traction in the marketplace. But new technology means that the e-purse is back again with more potential for success, and it isn't only banks who are playing with it." The article goes on to discuss the continued rise of pre-paid instruments, and how a new factor is coming to play: contactless smart cards. Please follow the link to read the full article. Mon, 21 Feb 2005 12:53:51 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0265&category=presscoverage http://www.chyp.com/library.php?query=HYP0264 Dr Neil Garner, a Director of Consult Hyperion, is quoted in an article in New Media Markets discussing the use of the second slot in BSkyB's set-top boxes which are set to be launched this summer. "The recent arrival of the Chip and PIN payment system will be a catalyst for the development of schemes to exploit the second slot". The card could act as a key to interactive services that would be protected by a PIN. What the viewer sees on the interactive feed could then be "personalised" according to viewing and shopping behaviour. Loyalty schemes are likely to be the most common services in the early stages, offering shopping "points" in exchange for watching advertisements, filling in questionnaires or simply staying with a channel for a period of time. The government's planned national identity card could also be made compatible with the set-top boxes. "There's nothing to say you won't be using your national ID card to access a government portal from your TV" Garner says. Thu, 17 Feb 2005 12:45:14 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0264&category=presscoverage http://www.cardtechnology.com/cgi-bin/readstory.pl?story=20050131CTDN909.xml Colin Tanner, Senior Consultant at Consult Hyperion, is quoted in an article on CardTechnology.com discussing the security of contactless chips used by organisations such as MasterCard International and American Express. The article describes how the New York Times has revealed that graduate students from the Johns Hopkins University of Baltimore have cracked the security in a certain type of contactless chip. However, the chip used for MasterCard's PayPass and American Express' ExpressPay differs in several respects from this chip. "Technically there's no implication whatsoever" Tanner says. "What MasterCard, American Express and Visa have been doing is designing systems based on triple-DES. Those systems are going to be very secure." Tue, 15 Feb 2005 09:28:28 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0263&category=presscoverage http://www.chyp.com/library.php?query=HYP0262 Anthony Pickup, Senior Consultant at Consult Hyperion, is quoted in the December-January edition of Retail Systems in an article discussing the effects of Chip and PIN implementation for retailers. For retailers of all sizes chip and PIN put the spotlight on not only their front end technology, but also their back-end processing systems. It has presented a bigger challenge than initially presented. "It has been a big wake-up call to both solutions providers and retailers" says Pickup. However, there are now new transaction types on the horizon making use of these new technologies. Anthony suggests that self-service, mobile payments, gift cards and kiosks will become widespread in retail environments within the next few years. Retailers must, therefore, prepare now. Thu, 10 Feb 2005 12:22:34 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0262&category=presscoverage http://www.chyp.com/PubWebFiles/presscoverage/CHYP_RFI_release.pdf Consult Hyperion and RFI Global Services Ltd have announced plans to work together to enable their specialist services to enhance and complement one another. The partnership between Consult Hyperion and RFI Global will provide a comprehensive package of consulting and testing services to clients deploying smartcard services. Follow the link to read the press release. Thu, 10 Feb 2005 11:34:25 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0261&category=presscoverage http://www.securityinfowatch.com/article/article.jsp?id=2941&siteSection=304 Stuart Fiske, Financial Director of Consult Hyperion, is quoted in an article on www.securityinfowatch.com on the 2nd February 2005 discussing the interoperability problems that are arising from biometric passports. A committee of the International Civil Aviation Organisation (ICAO) has now issued a set of core requirements for contactless chip and reader manufacturers in an attempt to combat these interoperability problems. Recent tests showed problems were arising with obtaining data from the chip-based passports. Part of the problem appears to stem from the differences between the 2 options allowed in the international contactless smart card standard, ISO 14443. The inconsistencies came as no surprise to Stuart, who says that the standard is "immature". "It is common for different vendors to make differing decisions, which all conform to the standards, but are consistent with each other". Tue, 08 Feb 2005 16:14:27 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0260&category=presscoverage http://www.chyp.com/library.php?query=HYP0259 Colin Tanner, a Senior Consultant at Consult Hyperion, is quoted in an article in the January edition of Card Technology discussing the idea of a contactless SIM, and the plans of large handset makers to plant RFID chips and antennas in millions of units. SIM vendors have been working to give the SIM a contactless interface, either attached to the card itself or linked to a separate contactless chip and antenna embedded in the handset. Card vendors and their major customers, the operators, are concerned that without some kind of contactless interface, the SIM card could be completely bypassed by handset makers and other mobile commerce players as they deliver contactless payment, ticketing and other applications. However, banks and other third parties may choose not to put their applications on the SIM. Trials planned by MasterCard and Visa have opted to use a special secure smart card chip embedded in the handset. Colin Tanner "doubts that financial institutions would want to use the SIM to secure their applications on an NFC handset". Tue, 08 Feb 2005 16:13:16 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0259&category=presscoverage http://www.chyp.com/library.php?query=HYP0258 John Elliott, Principal Consultant at Consult Hyperion, is quoted in an article in the January edition of Card Technology discussing the Government's proposed national ID card scheme. The article discusses how the government plans to collect biometric data from applicants - possibly fingerprints and an iris scan, as well as taking a photo, but no decision has been made yet whether the data will be stored on the smart card or on a central database. John predicts that the government will collect data for all three biometric identifiers, face, fingerprints and irises, when residents enrol for the ID card. But the government may choose not to store that data on the cards. "Storing on the card would allow for offline verification, but that would require expensive readers and so might not be considered worthwhile". The article concludes that despite the unanswered questions surrounding the technology, it appears that the UK is ready to move forward with what would become Europe's most ambitious national ID scheme. Tue, 08 Feb 2005 16:12:34 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0258&category=presscoverage http://www.chyp.com/library.php?query=HYP0257 Neil McEvoy, Managing Director of Consult Hyperion, contributed an article to Security Management and Industry today on the 1st January 2005. The article discusses the controversial Home Office Bill which sets out a national identity scheme comprising a national identity register together with individual cards for all UK citizens. It goes on to examine how biometrics will be used to identify and verify individuals. "A biometric that correctly identifies people 99.99% of the time could cause tens of thousands of exceptions per day. In such circumstances, real violations might be written off as systems failures and ignored. Therefore the UK's impending national identity infrastructure may have to use more than one biometric in order to achieve each one of the Government's stated goals for the cards - namely controlling immigration, fighting terrorism, reducing crime and improving public service delivery. What this means is that the Government will have to think ahead and plan its strategy very carefully." Tue, 08 Feb 2005 16:11:05 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0257&category=presscoverage http://www.chyp.com/library.php?query=HYP0256 Dave Birch, Director of Consult Hyperion, is quoted in an article in Caterer and Hotelkeeper on the 27th January 2005 discussing the use of cashless payments in the hospitality industry. Beyond Chip and PIN, a new generation of contactless payment systems will enable customers to pay for goods and services simply by holding their card near the reader, just like the existing Oyster Card in London Underground. Such contactless systems could prove invaluable in the hospitality environment. "Trials in the US have been very successful and in the fast-food arena contactless payment is not just quicker than credit card, it is quicker than cash" says Dave. "Even before contactless credit cards become mainstream, hotels could issue guests with contactless tags that could add drinks food and vending items to the hotel bill." Tue, 08 Feb 2005 16:10:15 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0256&category=presscoverage http://www.chyp.com/library.php?query=HYP0255 Dave Birch, Director of Consult Hyperion, is quoted in an article in PC Plus in February 2005, discussing the dangers of an 'intelligent virus'. "A virus that gathered information without destroying it could survive unnoticed for a long time" he says. "What if the virus, over time, simply sent copies of every document on your hard drive to a giant database. It would be hard to put a price on such a thing. It's easy to imagine how evil viruses could develop from there. The state of PC and internet security is, frankly, shocking. What's most puzzling about it is that all of the technologies needed to fix it have been around for ages. Perhaps 2005 is the year we finally start using them." Tue, 08 Feb 2005 16:09:18 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0255&category=presscoverage http://www.chyp.com/library.php?query=HYP0254 Neil Garner, Director of Consult Hyperion, is quoted in the November edition of Card World, discussing Consult Hyperion's work with BSkyB in opening up the Interactive Card Slot contained in every Sky digital set-top box in the UK and Republic of Ireland. "Sky had the foresight to include the interactive card slot in its digital set-top box specifications when it introduced digital TV to the UK in 1998. It is now possible for broadcasters to use this interactive slot for a wealth of new applications. Sky has paved the way for yet another revolution in how people will interact with their TV" says Neil. The use of a smartcard in the interactive slot has the potential to add personalised convenience to many existing interactive TV services: you could simply insert your smart card and an interactive TV service could know who you are, what you like, and what you did last time. Tue, 08 Feb 2005 16:05:59 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0254&category=presscoverage http://www.chyp.com/PubWebFiles/whitepaper/PITO_ID_Roadmap_2005_Part1.pdf Consult Hyperion produced the technology roadmap for identification in police application in 2003. In 2005 we won the competitive bid to update the roadmap (http://www.publications.parliament.uk/pa/cm200405/cmhansrd/vo050207/text/50207w18.htm). This important work formed a cornerstone of the governments ID Management plans. Tue, 01 Feb 2005 00:00:00 +0000 info@chyp.com (Consult Hyperion Web Site) whitepaper http://www.chyp.com/library.php?query=HYP0374&category=whitepaper http://www.chyp.com/PubWebFiles/presscoverage/digital_money_05_press_release.pdf The two-day event will take place on the 16th and 17th March 2005, and will look forward to the next phase of technological innovation in the world of Digital Money.Follow the link to view the press release. Mon, 31 Jan 2005 13:00:17 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0253&category=presscoverage http://www.chyp.com/PubWebFiles/presscoverage/Id_newswire_15_12_04.pdf John Elliott, Principal Consultant at Consult Hyperion, is quoted in an article in ID Newswire on the 15th December 2004 discussing the debate over what kind of smart card format is best for ID cards. The decisions about to made by the US government will impact the choices available for ID card programs worldwide, and the controversy has prompted input from smart card executives in other countries. The two most common types of smart card software available are file system and Java Card. The question is 'What format is the best choice for ID cards?' "File system cards are ok for fixed function, cheap, off-the-shelf cards, where requirements will not change over the card lifetime" says John. "With a Java Card it would be possible to add a longer encryption key to bolster security after a card has been in the field for some time." Fri, 17 Dec 2004 11:02:37 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0247&category=presscoverage http://www.chyp.com/PubWebFiles/opinion/Biometrics_are_a_solution.pdf Neil McEvoy, Managing Director of Consult Hyperion, discusses how biometric details will be used to identify and verify individuals for the national identity cards. Thu, 16 Dec 2004 14:57:36 +0000 info@chyp.com (Consult Hyperion Web Site) opinion http://www.chyp.com/library.php?query=HYP0246&category=opinion http://www.chyp.com/PubWebFiles/opinion/robochyp.pdf Dave Birch, Director of Consult Hyperion, discusses the wide ranging and increasing use of Radio Frequency Identification (RFID) supporting a variety of applications, and talks about Consult Hyperion's investment in an automated laboratory for the testing and certification of RFID tokens and terminals. Thu, 16 Dec 2004 14:47:23 +0000 info@chyp.com (Consult Hyperion Web Site) opinion http://www.chyp.com/library.php?query=HYP0245&category=opinion http://www.chyp.com/PubWebFiles/capability/electronic_id_public_sector.pdf Electronic identity and identity management for today's public sector centres on three core technology groups - smart cards, biometrics and digital certificates, which together help organisations to deliver more secure services. Consult Hyperion possesses extensive expertise and experience in helping both public and private sector clients to exploit these technologies around the world. Please follow the link to read more about our work in these areas. Mon, 13 Dec 2004 11:39:20 +0000 info@chyp.com (Consult Hyperion Web Site) capability http://www.chyp.com/library.php?query=HYP0244&category=capability http://www.chyp.com/PubWebFiles/capability/mastercard_paypass.pdf Please follow the link to learn more about our work with MasterCard on the development of PayPass, MasterCard's contactless payment system. Mon, 06 Dec 2004 15:25:56 +0000 info@chyp.com (Consult Hyperion Web Site) capability http://www.chyp.com/library.php?query=HYP0242&category=capability http://www.chyp.com/PubWebFiles/presscoverage/Id_newswire_01_12_04.pdf John Elliott, a Principal Consultant at Consult Hyperion, is quoted in an article in ID Newswire on the 1st December 2004 discussing the national ID card laid out in Tony Blair's legislative agenda. The ID card was presented as an important tool in the fight against crime and terrorism in the Queen's ceremonial speech to parliament. The Home Office has not yet decided which biometric identifiers to include in the ID card program, but will collect a facial image, iris scan and fingerprints. "All three biometrics will be collected at enrolment, though it is not decided which, if any, will be stored on the ID card". Storing the biometric on the card would allow for verification without being connected to a database, but the readers that perform this type of match are more expensive. Mon, 06 Dec 2004 14:43:01 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0241&category=presscoverage http://www.chyp.com/library.php?query=HYP0240 Dave Birch, a Director of Consult Hyperion, is quoted in an article in the Northampton Chronicle on the 26th November 2004 discussing the introduction of national identity cards announced in the Queen's speech. "You have to expect that businesses are going to want to use them as well, for example in card readers in shops or on PCs to cut down on card fraud, or as identity checks when opening bank accounts." Mon, 06 Dec 2004 14:42:03 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0240&category=presscoverage http://www.chyp.com/library.php?query=HYP0239 Dave Birch, a Director of Consult Hyperion, is quoted in an article in Convenience Store on the 19th November 2004 discussing whether the advent of Chip and PIN will finally kill off the use of cheques as a payment method. There is a growing band of retailers who are weary of dodgy cheque payments, and many people think that this increasing dissatisfaction could spell the end for this traditional method of buying goods. "Their use is part of British culture but the arguments for using them - because money stays in an account for longer - do not stack up" say Dave. There are already signs that the cheque is heading towards extinction, with latest research showing that people believe that cheques will disappear within the next 5 years. Mon, 06 Dec 2004 14:41:27 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0239&category=presscoverage http://www.chyp.com/PubWebFiles/presscoverage/sky_press_release.pdf Town Hall magazine featured an article on the 15th November 2004 regarding Consult Hyperion's work providing testing services to enable Sky's previously unused interactive card slot. Consult Hyperion has worked with BSkyB on opening the interactive card slot contained in every Sky digital set-top box, and provided consultancy expertise and software tools to assist Sky to successfully test the interactive card slot prior to its forthcoming activation. Mon, 06 Dec 2004 14:40:46 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0238&category=presscoverage http://www.chyp.com/library.php?query=HYP0237 Dave Birch, a Director of Consult Hyperion, is quoted in an article in Computer Trade Shopper on the 3rd November 2004 discussing the how resellers looking for signs of an easing in the battle against cardholder not present (CNP) fraud could find that there are positive spin-offs from the wider moves being made by the Government to introduce national identity cards. "The introduction of chip and PIN will increase CNP in the short term, because if you can't use your bent cards in the shop then you will try to use them on-line." However, trials have been undertaken by Barclaycard and MasterCard to introduce a token authentication device which should help to combat this problem. For more information please see Computer Trade Shopper, 03/11/04. Mon, 06 Dec 2004 14:39:49 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0237&category=presscoverage http://www.chyp.com/PubWebFiles/presscoverage/credit_today_article.pdf Dave Birch, Director of Consult Hyperion, has written an article featured in Credit Today on the 1st November 2004 entitled 'Why we can end this fraud.' The article discusses the increasingly complex issues surrounding fraud prevention. According to Dave, the root problem is identity. "When it comes to buying on credit, how do you know who the person in the shop or on the end of a phone really is? If technology could help to attack this fundamental issue, many kinds of fraud could be substantially reduced." The article goes on to discuss the potential of token authentication to solve this problem, and the introduction of national identity cards. "Technology isn't any kind of magic bullet against identity and authentication fraud, but if the industry can use smart cards to attack the root identity problem, it can expect to make a significant impact on fraud at all levels." Mon, 06 Dec 2004 14:39:04 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0236&category=presscoverage http://www.microscope.co.uk/articles/article.asp?liArticleID=134808&liArticleTypeID=1&liCategoryID=2&liChannelID=28&liFlavourID=2&sSearch=&nPage=1 Dave Birch, a Director of Consult Hyperion, discusses the introduction of token authentication devices in an article in microscope on the 1st November 2004. The token authentication devices resemble a calculator which you place the card into the back of, and could be sent out to all customers. Such technology will help the banking community to prevent card not present fraud. Mon, 06 Dec 2004 14:37:17 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0235&category=presscoverage http://networks.silicon.com/webwatch/0,39024667,39125887,00.htm Kevin Warwick, professor of cybernetics at Reading University, and a man who has wired up his nervous system to a computer and put an RFID chip in his arm, spoke at the 5th annual Consult Hyperion Digital Identity Forum, saying that the time would come when those who weren't cyborgs would be considered the odd one out. Kevin says he is looking forward to becoming a cyborg once again, and warns that the day will come when computer viruses can infect humans as well as PCs. Fri, 26 Nov 2004 11:27:00 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0234&category=presscoverage http://www.chyp.com/library.php?query=HYP0233 Dave Birch, a Director of Consult Hyperion, is quoted in an article in the Financial Times on the 24th November 2004 discussing plans for the roll out of identity cards containing biometric information such as face, iris and fingerprint scans as outlined in the Queen's speech. "Not only will ID cards involve lucrative public sector contracts, but companies will also find ways of taking advantage of the cards. The contracts for providing Britain's ID cards, which are likely to include a combination of different biometric tests, will probably be worth more than £3bn in total." The article goes on to discuss how it could open biometric cards up to wider commercial use and applications, such as door-entry security systems and car ignitions. Fri, 26 Nov 2004 09:33:43 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0233&category=presscoverage http://www.chyp.com/library.php?query=HYP0232 Neil Garner, a Director of Consult Hyperion, is quoted in an article in the December edition of Internetworks discussing how having a stricter payment system offline could push card fraud onto the net. According to figures to date, the Chip and PIN system has helped to reduce both credit card fraud, and point-of-sale fraud. However, it is ineffective in preventing fraud in so-called 'card-not-present' transactions that take place over the phone or the internet, and the concern is that criminals will be forced onto the web. Both Visa and MasterCard have been investing in authentication schemes for online retailers using technology called 3-D Secure. Wed, 24 Nov 2004 16:49:32 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0232&category=presscoverage http://www.chyp.com/library.php?query=HYP0231 Dave Birch, a Director of Consult Hyperion, is quoted in an article in Music Week discussing the opportunity to develop mobile payment mechanisms to make the consumer experience seamless, quick, easy and secure. The article goes on to discuss how there is now a unique opportunity to make payment systems for digital music easier through digital payments, and how the low-value end of the market remains still largely untapped, particularly with digital music and other entertainment exploding in popularity. It is now about competing with cash, and SMS does have a significant role to play in the future. Wed, 24 Nov 2004 16:16:50 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0231&category=presscoverage http://www.chyp.com/PubWebFiles/presscoverage/sky_press_release.pdf Consult Hyperion has worked with BSkyB on opening the Interactive Card Slot contained in every Sky digital set-top box. Consult Hyperion provided consultancy, expertise and software tools to assist Sky to successfully test the Interactive Card Slot prior to its forthcoming activation. Tue, 23 Nov 2004 10:13:50 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0230&category=presscoverage http://www.chyp.com/PubWebFiles/capability/interactive_slot_capability.pdf Please follow the link to read more about Consult Hyperion's work with Sky in unlocking the interactive smartcard potential of Sky's digital set-top boxes. Tue, 23 Nov 2004 09:41:32 +0000 info@chyp.com (Consult Hyperion Web Site) capability http://www.chyp.com/library.php?query=HYP0229&category=capability http://www.chyp.com/PubWebFiles/presscoverage/biograph_may.pdf An article entitled "Two fingers to the smart card" by John Elliott, Principal Consultant at Consult Hyperion, is published in the May edition of Biograph, the journal of the International Biometric Foundation. The article discusses using smart card and biometric technologies together for ID applications. Wed, 17 Nov 2004 13:08:20 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0227&category=presscoverage http://www.chyp.com/PubWebFiles/presscoverage/IDNewswire15_10_04.pdf John Elliott, Principal Consultant at Consult Hyperion, is quoted in an article in ID Newswire on the 15th October discussing the issues surrounding electronic passports containing contactless smart card chips. John points out that tests have shown problems with the interoperability between passports and readers from different vendors. He points to what the financial services sector has done with contactless payments as an example of how to make a standard work. Tue, 16 Nov 2004 15:52:49 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0226&category=presscoverage http://www.chyp.com/library.php?query=HYP0225 Nick Norman, Commercial Manager at Consult Hyperion, is quoted in MicroScope magazine, discussing how resellers hoping to cash in on the emergence of national identity cards have been advised to target their energies at local government contacts, rather than aiming for the large central Government contracts. He comments that there will be a lot of opportunities within local governments. Tue, 02 Nov 2004 09:59:56 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0225&category=presscoverage http://www.chyp.com/library.php?query=HYP0224 Dave Birch, a Director of Consult Hyperion, is quoted in an article in MicroScope, discussing the fact that cardholder not present fraud has increased, but an authentication device being trialled by Barclaycard and MasterCard could lead to improved prevention. "Moves to establish individual identity is already leading to the emergence of products that the banking community could use to prevent CNP fraud. Token authentication card readers could have a dramatic impact on reseller fraud problems." Tue, 02 Nov 2004 09:45:48 +0000 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0224&category=presscoverage http://www.chyp.com/PubWebFiles/opinion/online_id.pdf Dave Birch discusses the improvements still to be made in e-government services, and the importance of authentication in accessing government services. Wed, 13 Oct 2004 12:04:58 +0100 info@chyp.com (Consult Hyperion Web Site) opinion http://www.chyp.com/library.php?query=HYP0223&category=opinion http://www.publicservant.co.uk/readstory.asp?ID=571 Dave Birch, a Director of Consult Hyperion, is quoted in an article in Public Servant Magazine about e-government. The article discusses the deployment of technologies such as smart cards and online access to government services that could lead to improved delivery of services. "Putting key government services online means access must be regulated and users' ID authenticated. But if citizens are lumbered with unwieldy transactions they will not use the services, and e-government will fail." Tue, 12 Oct 2004 11:27:58 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0222&category=presscoverage http://www.chyp.com/library.php?query=HYP0221 Neil Garner, a Director of Consult Hyperion, was recently quoted in an article in the Financial Times discussing the growing market for a particular type of smart card - the "microcontroller card" which includes both a memory chip for storing data, and a microprocessor for manipulating it. These cards now account for over 50% of the smart card market. The remainder of the market consists of smart cards that only have memory chips, so can typically perform only one function. For more information please see the Financial Times on the 8th September. Tue, 12 Oct 2004 11:26:28 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0221&category=presscoverage http://www.chyp.com/library.php?query=HYP0219 Andrew Whitcombe, a Consultant at Consult Hyperion, is quoted in Retail Week on the 23rd July, in an article about the use of biometrics in retail. Biometric scanners are now being built into EPoS systems in order to authorise payments at the point of sale. Andrew warns against the widespread use of the technology for over-the-counter transactions. "The more you use any security key, the less secure it becomes. Using your ID like this is a purely inappropriate measure". For more information please see Retail Week magazine. Tue, 07 Sep 2004 11:00:53 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0219&category=presscoverage http://www.chyp.com/library.php?query=HYP0218 Dick Clark, Principal Consultant at Consult Hyperion, is quoted in a chip and PIN update in the August/September edition of Retail Systems. The article discusses the fact that the march towards chip and PIN remains hampered by high costs and lack of a concrete business case for many mid-tier retailers, many of whom have not yet implemented it and will not meet the January 1st deadline. "Clark believes that this 'no rush' approach is partly a result of doubts over the impact of the liability shift on the cost of fraud to a retailers' business and scepticism of any benefits of the necessary technology replacement at point of sale." For more information please see Retail Systems - August/September edition. Tue, 07 Sep 2004 10:45:07 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0218&category=presscoverage http://www.chyp.com/PubWebFiles/capability/software_consulting_services_capability.pdf Please follow the link to read more about our experience and capailities in Software Consulting, and to learn more about our services in this area. Mon, 06 Sep 2004 12:41:31 +0100 info@chyp.com (Consult Hyperion Web Site) capability http://www.chyp.com/library.php?query=HYP0217&category=capability http://www.chyp.com/PubWebFiles/capability/id_management_publicsector_capability.pdf Please follow the link to read more about Consult Hyperion's experience in Identity Management in the Public Sector, and to learn about our specific capabilities in this field. Mon, 06 Sep 2004 12:09:43 +0100 info@chyp.com (Consult Hyperion Web Site) capability http://www.chyp.com/library.php?query=HYP0216&category=capability http://www.chyp.com/library.php?query=HYP0215 John Elliott, a Principal Consultant at Consult Hyperion, is quoted in an article in Computer Reseller News. The article discusses the pending deadline for the switch to Chip and PIN, and the host of opportunities developing for resellers as a result. It goes on to discuss biometrics as the future of authentication, if and when the technology is accurate and cheap enough. Currently great interest surrounds the development of biometrics for passports and for the proposed national identity card. But there is concern about the problems of matching individuals with huge databases of information, and the reliability of such data. For more information please see Computer Reseller News. Fri, 03 Sep 2004 15:57:10 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0215&category=presscoverage http://www.chyp.com/library.php?query=HYP0214 Andrew Whitcombe, a Consultant at Consult Hyperion, is quoted in an article in Retail Week about Chip and PIN, and the high frequency with which consumers forget or lose their pin numbers. At present all card issuers send customers their PIN by post, but Egg claims it is the first bank to allow its customers to receive and check their PIN online. "The main problem with Chip & PIN is the PIN is stored on the card. This makes it difficult for a company such as Egg to install a system that would allow customers to change a PIN online. The problem for most people wanting to change their PIN will be finding an ATM that will allow them to do it." Fri, 03 Sep 2004 12:40:14 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0214&category=presscoverage http://www.chyp.com/library.php?query=HYP0213 Dave Birch, a Director of Consult Hyperion, is quoted in an article in Internet Works which talks about possible technology that could authenticate the identity of email senders in order to cut down on 'phishing attacks.' "The problem is never going to be fixed by software alone. As an SME director myself, I would love to be able to click a button and reject all unencrypted emails but it's not that easy. Having the internet so secure that it becomes hard to connect would go against its fundamental principles." Fri, 03 Sep 2004 12:33:28 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0213&category=presscoverage http://www.chyp.com/library.php?query=HYP0212 Dave Birch, a Director of Consult Hyperion, was recently quoted in an article in The Grocery Trader magazine about the use of biometrics in retail payments. "Biometrics will eventually arrive at point-of-sale, but not in the near future." The article discusses the use of fingerprints in payment at point-of-sale, and whether it is of any benefit to retailers. For more information please see the August edition of Grocery Trader. Fri, 03 Sep 2004 12:30:25 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0212&category=presscoverage http://www.chyp.com/library.php?query=HYP0072 In Facilities Management on the 1st April 2004 Dave Birch, a Director of Consult Hyperion, is quoted in an article about smart cards and contactless cards, and their impact on facilities managers. "Access control, IT systems access and payments are three markets all using smart cards, but as each area has proprietary software and protocols, it makes it difficult In Facilities Management on the 1st April 2004 Dave Birch, a Director of Consult Hyperion, is quoted in an article about smart cards and contactless cards, and their impact on facilities managers. "Access control, IT systems access and payments are three markets all using smart cards, but as each area has proprietary software and protocols, it makes it difficult for integration." Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0072&category=presscoverage http://www.chyp.com/library.php?query=HYP0073 In the Sunday Tribune on 2nd May 2004 Dave Birch, a Director of Consult Hyperion, is quoted in an article about the new 'toothing' phenomenon - the use of bluetooth technology to contact people you have never met. "It's just another example of the way technology, especially communications technology, has unintended consequences. Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0073&category=presscoverage http://www.chyp.com/library.php?query=HYP0074 Dave Birch, a Director of Consult Hyperion, is quoted in an article in the Surrey Advertiser on the 28th May 2004 about the dangers of 'phishing' - the internet scam sweeping the world. "The sophistication of the attacks is high and growing all the time". Phishers are finding new and more innovative ways of acquiring sensitive personal information that enables them to gain access to bank accounts and other online services. "It is just impossible to stop this sort of attack without better authentication." Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0074&category=presscoverage http://www.chyp.com/library.php?query=HYP0075 Dave Birch, a Director of Consult Hyperion, is quoted in an article in Total Telecom magazine on the 1st June 2004. The article, entitled "G-men crash the mobile payment party" discusses the European e-money directive applicable to mobile operators. "In the long term you could argue that having electronic money regulated is a good thing. It gives consumers confidence, and the provisions of the e-money directive won't be as arduous for mobile operators as those for banks." Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0075&category=presscoverage http://www.chyp.com/library.php?query=HYP0076 Andrew Whitcombe, a Consultant at Consult Hyperion, was recently quoted in an article in ITsecurity.com on the 8th June 2004 discussing the security concerns in using biometrics for retail payments. "Biometric controls are about identity, and should be used to prove and protect identity in appropriate ways." Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0076&category=presscoverage http://www.chyp.com/library.php?query=HYP0077 Dave Birch, a Director of Consult Hyperion, was quoted in an article in The Independent on Sunday on the 13th June 2004 discussing the launch on the online iTunes Music Store. The article considers the possible decline of CD sales as a result of the launch. "You quickly lose the CD buying habit." Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0077&category=presscoverage http://www.chyp.com/library.php?query=HYP0078 In an article in ID Newswire, a news bulletin on cardtechnology.com on the 13th June 2004, John Elliott, Principal Consultant at Consult Hyperion, discusses the concerns about the interoperability of passports containing contactless smart card chips and biometrics. Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0078&category=presscoverage http://www.chyp.com/library.php?query=HYP0079 Consult Hyperion is mentioned in an article featured in the Surrey and North Hampshire Business News Extra on the 15th June 2004. The article discusses the use of biometric technologies to protect national security. It goes on to mention the strategic study of smart card technology and its application in the public sector carried out by Consult Hyperion. "The independent view brought to the project by Consult Hyperion has been extremely valuable to the NSCP in validating work done to date, identifying gaps which need to be filled and pointing the way forward for local authorities in the adoption of smart cards". Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0079&category=presscoverage http://www.chyp.com/library.php?query=HYP0080 Dave Birch, a Director of Consult Hyperion, was quoted in an article on computing.co.uk on the 17th June 2004. The article discusses the rising levels of online fraud, the threat to banks and online businesses, and the need for better authentication. "There is a limit to online security as long as identity is contained in software and someone can copy it. You need to bring tamper-resistant hardware into the loop." The article considers the use of token-based authentication as a means of combating fraud. Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0080&category=presscoverage http://www.chyp.com/library.php?query=HYP0081 Dave Birch, a Director of Consult Hyperion, is quoted in an article in Computing magazine on the 17th June 2004 about the alarming increase in identity theft. "ID theft undermines confidence in the digital economy. It's very difficult to put a figure on how much damage identity theft does to UK plc because of companies' reluctance to admit to having been hit in case of potential damage to their brand image and reputation." Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0081&category=presscoverage http://www.chyp.com/library.php?query=HYP0082 Dave Birch, a Director of Consult Hyperion, is quoted in an article in the May/June edition of European Card Review about the growth in card-not-present fraud as a result of the implementation of Chip and PIN. Dave argues that any new systems to protect against fraud must be simple: "anything that requires even one additional keyclick is regarded as a hassle." Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0082&category=presscoverage http://www.chyp.com/library.php?query=HYP0083 In an article in Financial Sector Technology (May-June 2004), Dave Birch, a Director of Consult Hyperion, comments on the need for token authentication in order to combat the threat of identity theft in online banking. "Banks are already issuing Chip and PIN cards to consumers, as well as working on 3D-Secure. All they need to do is combine the two." Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0083&category=presscoverage http://www.chyp.com/library.php?query=HYP0084 In an article in Banking Technology in June 2004 Dave Birch, a Director of Consult Hyperion, discusses the changes taking place in the nature of fraudulent transactions due to the introduction of Chip and PIN. "In the short term criminals aren't going to go away. If they can't do card present fraud after the introduction of Chip and PIN then they'll probably migrate to card not present crime. Unless something is done about it the situation will get worse." Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0084&category=presscoverage http://www.chyp.com/library.php?query=HYP0085 Dave Birch, a Director of Consult Hyperion, is quoted in an article in the June edition of Financial IT about token authentication as a means to combat online fraud, in particular the 'phishing' scam recently sweeping the UK. "If token authentication were implemented, phishing would cease to be a direct threat because the phishers would need to break in and steal the card itself and the PIN." Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0085&category=presscoverage http://www.chyp.com/library.php?query=HYP0086 In an article in the May/June edition of European Card Review, Dave Birch, a Director of Consult Hyperion, discusses the potential for governments and banks to work together on multi-application cards. The big problem with co-operation comes not from operational issues like branding, but from legal liability - who is liable if a bank is defrauded using a fraudulent government ID card or vice versa? Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0086&category=presscoverage http://www.chyp.com/library.php?query=HYP0087 Consult Hyperion recently played host to the Mayor and Mayoress of Guildford as part of the Mayor's theme for the year; Youth and Technology. Neil Garner, a Director of Consult Hyperion, illustrated how new payment technologies can enable secure transactions across a wide variety of channels, and demonstrated how traditional payment cards are being combined with new RFID standards to create contactless credit cards. Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0087&category=presscoverage http://www.chyp.com/library.php?query=HYP0088 Dave Birch, a Director of Consult Hyperion, was quoted in an article in the Financial Times on Wednesday July 21st 2004. The article discusses the emergence of federated identity as a means of managing the various identities that people have on the internet. Federated identity could be a means of protecting consumers and easing online commerce, and could have significant implications for both internet users and organisations. "Currently, most online identities are protected by passwords, an extremely weak form of security. The only stronger authentication system being proposed by the industry is some form of smart card. This can either be used by itself, together with a PIN or password for better security, or with biometric data for the highest levels of security." Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0088&category=presscoverage http://www.chyp.com/library.php?query=HYP0089 In an article in the June/July edition of Retail Systems, Anthony Pickup, a Senior Consultant at Consult Hyperion discusses the issues surrounding the increasing use of mobile PoS systems, and the technical and safety matters arising that need to be resolved. "The implementation of Chip and PIN is pushing the cost of hand held payment devices down. This is equally important to driving mobile PoS opportunities. They are not commodity items yet, but within 18 months to two years we'll be through the Chip and PIN liability shift and the infrastructure for mobile PoS will be mature and costs will then start to collapse. It will then be an option for retailers." Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0089&category=presscoverage http://www.chyp.com/library.php?query=HYP0090 Neil Garner, a Director of Consult Hyperion, is quoted in the June/July edition of Retail Systems in an article on the highlights of Retail Solutions 2004 which took place at the NEC in Birmingham this year. The focus of this year's event was Chip and PIN. The article discusses the implementation issues for retailers and the potential for fraud, especially with regard to mid-tier retailers. "I think it will take a year or so for the mid-tier to get incentivised. In that time the fraudsters will be able to observe the weaknesses and exploit them." Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0090&category=presscoverage http://www.chyp.com/casestudy_pito.php Biometrics in UK Policing case study Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) casestudy http://www.chyp.com/library.php?query=HYP0091&category=casestudy http://www.chyp.com/casestudy_ind.php Biometrics Governance Framework case study Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) casestudy http://www.chyp.com/library.php?query=HYP0092&category=casestudy http://www.chyp.com/casestudy_nscp.php Local E-Government case study Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) casestudy http://www.chyp.com/library.php?query=HYP0093&category=casestudy http://www.chyp.com/casestudy_hksar.php National Identity Card case study Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) casestudy http://www.chyp.com/library.php?query=HYP0094&category=casestudy http://www.chyp.com/PubWebFiles/opinion/passwords_are_not_security.pdf Dave Birch, Director of Consult Hyperion, looks at the possible replacements for passwords as a means of security Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) opinion http://www.chyp.com/library.php?query=HYP0206&category=opinion http://www.chyp.com/PubWebFiles/opinion/phish_and_chips.pdf Dave Birch, Director of Consult Hyperion, discusses the increased threat and growing sophistication of 'phishing', the internet scam sweeping the world Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) opinion http://www.chyp.com/library.php?query=HYP0207&category=opinion http://www.chyp.com/casestudy_mastercard.php MasterCard Paypass case study Wed, 25 Aug 2004 00:00:00 +0100 info@chyp.com (Consult Hyperion Web Site) casestudy http://www.chyp.com/library.php?query=HYP0332&category=casestudy http://www.chyp.com/PubWebFiles/whitepaper/Chyp WP ITSO facto.pdf John Elliott, a Principal Consultant at Consult Hyperion, provides an independent view from the ITSO Dissemination event which took place in late May 2004. ITSO has recently published a new version of its specification set for interoperable transport smart cards. Tue, 01 Jun 2004 16:35:57 +0100 info@chyp.com (Consult Hyperion Web Site) whitepaper http://www.chyp.com/library.php?query=HYP0201&category=whitepaper http://www.chyp.com/library.php?query=HYP0200 In an article in the Financial Times on the 10th May 2004, Dave Birch, a Director of Consult Hyperion, comments on the importance of the use of biometric technology in relation to integrated contactless systems. He argues that the ability to verify the identity of a user of integrated systems is made much easier if they can be recognised by some physical characteristics. The article goes on to discuss the merits of such an integrated system, and highlights some scepticism expressed by potential users. Wed, 19 May 2004 11:40:35 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0200&category=presscoverage http://www.chyp.com/PubWebFiles/opinion/TRM_DigMon_2004.pdf Consult Hyperion recently completed a strategic study of smart card technology and its application in the public sector. The study, Commissioned by the Office of the Deputy Prime Minister (ODPM) as part of the National Smart Card Project (NSCP) will provide guidance to local authorities that are weighing up the advantages and disadvantages of issuing smart cards. A few of the key findings are given in the presentation delivered by John Elliott at Consult Hyperion's Digital Money Forum. The full deliverable will be available from the Standards section of the Smart Store on the NSCP website in the near future (www.nationalsmartcardproject.co.uk) Wed, 14 Apr 2004 14:21:06 +0100 info@chyp.com (Consult Hyperion Web Site) opinion http://www.chyp.com/library.php?query=HYP0194&category=opinion http://www.cardtechnology.com/cgi-bin/readstory.pl?story=20040301CTMC846.xml John Elliott, a Principal Consultant at Consult Hyperion, was recently quoted in an article about the introduction of biometric passports on the CardTechnology.com website. Wed, 14 Apr 2004 14:19:15 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0193&category=presscoverage http://www.chyp.com/library.php?query=HYP0191 Dick Clark, Managing Consultant at Consult Hyperion, was recently quoted in an article in Retail Systems about the hurdles being faced in the retail sector in the implementation of Chip and PIN. Tue, 13 Apr 2004 09:28:01 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0191&category=presscoverage http://www.chyp.com/library.php?query=HYP0190 In an article on contactless payments, Dave Birch of Consult Hyperion commented on the variety of applications now emerging and the fast rate of adoption in the retail marketplace.For more information please see Grocery Trader, 1st March 2004. Tue, 13 Apr 2004 09:25:34 +0100 info@chyp.com (Consult Hyperion Web Site) presscoverage http://www.chyp.com/library.php?query=HYP0190&categor