Consult Hyperionhttp://www.tomorrowstransactions.comBusinessA weekly conversation about the future of electronic transactions with different experts from around the world based on the discussion at the Digital Money Forum and Digital Identity Forumdigital, money, identity, electronic, payments, cash, credit, chyp, consult, hyperion, chyppings, tomorrow's, transactionsJames Sellwoodjames.sellwood@chyp.comnoen-gbhttp://www.rssboard.org/rss-specificationCopyright 2008 Consult Hyperionhttp://www.chyp.com/images/chyplogo_rss.gifhttp://www.chyp.com/Dave Birch, Consult HyperionThu, 11 Mar 2010 14:15:00 GMT23:46http://www.chyp.com/podcasts/TT021_Ugo_Bechis.m4aUgo Bechis is the head of SEPA payments at UBI Banca and the chairman of the board of the Euro Alliance of Payment Schemes (EAPS). This is a pan-European debit card "scheme of schemes" that aims, rather like Monnet and Payfair, to be the European Commission's desired "third scheme". In this podcast he explains EAPS and talks about the future of European payments.Ugo Bechis is the head of SEPA payments at UBI Banca and the chairman of the board of the Euro Alliance of Payment Schemes (EAPS). This is a pan-European debit card "scheme of schemes" that aims, rather like Monnet and Payfair, to be the European Commission's desired "third scheme". In this podcast he explains EAPS and talks about the future of European payments.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT021_Ugo_Bechis.m4aTomorrow's TransactionsDave Birch, Consult HyperionMon, 01 Mar 2010 11:05:00 GMT25:47http://www.chyp.com/podcasts/TT020_Mark_Ratcliff.m4aMark Ratcliffe runs Murmur Research and has been conducting detailed consumer research on attitudes towards mobile payments. Murmur Research is a full service qualitative market research company. Murmur specialises in researching the likes of strategic and creative development, new product development, trends research, usage and attitude studies and communication checks for brands such as RBS/NatWest, Coca-Cola, Timberland, MTV, Lifestyle Services Group, Greene King, Stella Artois and Kellogg’s, as well as ad agencies such as Fallon, Mother, DDB, Euro RSCG and MCBD. It utilises conventional methodologies such as focus groups and depth interviews and less conventional methodologies such as co-creation sessions – utilising savvy respondent input to help develop ideas for clients – ethnography, where we immerse ourselves in a culture for days or weeks on end and opinion former research where we speak with sector experts, whether they be famous film directors, top marketing directors, senior ad agency planners or – in the case of some research for Durex – high class prostitutes.Mark Ratcliffe runs Murmur Research and has been conducting detailed consumer research on attitudes towards mobile payments. Murmur Research is a full service qualitative market research company. Murmur specialises in researching the likes of strategic and creative development, new product development, trends research, usage and attitude studies and communication checks for brands such as RBS/NatWest, Coca-Cola, Timberland, MTV, Lifestyle Services Group, Greene King, Stella Artois and Kellogg’s, as well as ad agencies such as Fallon, Mother, DDB, Euro RSCG and MCBD. It utilises conventional methodologies such as focus groups and depth interviews and less conventional methodologies such as co-creation sessions – utilising savvy respondent input to help develop ideas for clients – ethnography, where we immerse ourselves in a culture for days or weeks on end and opinion former research where we speak with sector experts, whether they be famous film directors, top marketing directors, senior ad agency planners or – in the case of some research for Durex – high class prostitutes.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT020_Mark_Ratcliff.m4aTomorrow's TransactionsDave Birch, Consult HyperionWed, 10 Feb 2010 10:30:30 GMT21:26http://www.chyp.com/podcasts/TT019_Ron_Delnevo.m4aRon Delnevo is the Managing Director of Bank Machines, the independent ATM operator in the UK. Ron has seen the ATM business grow and change over the last decade and in this podcast he reflects on those changes and speculates where the UK ATM business might go in the future.Ron Delnevo is the Managing Director of Bank Machines, the independent ATM operator in the UK. Ron has seen the ATM business grow and change over the last decade and in this podcast he reflects on those changes and speculates where the UK ATM business might go in the future.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT019_Ron_Delnevo.m4aTomorrow's TransactionsDave Birch, Consult HyperionThu, 04 Feb 2010 15:00:00 GMT21:49http://www.chyp.com/podcasts/TT018Victor_Dostov.m4aVictor Dostov is the Director for Retail Payment Services at Tavricnesky Bank in St. Petersburg and is also Chair of the Russian Electronic Money Association. In this podcast, he draws on his long background in the developing Russian e-money marketplace to explain some of the unique aspects of their market and the mission of the recently-founded AssociationVictor Dostov is the Director for Retail Payment Services at Tavricnesky Bank in St. Petersburg and is also Chair of the Russian Electronic Money Association. In this podcast, he draws on his long background in the developing Russian e-money marketplace to explain some of the unique aspects of their market and the mission of the recently-founded AssociationDave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT018Victor_Dostov.m4aDigital MoneyDave Birch, Consult HyperionTue, 26 Jan 2010 15:15:00 GMT24:07http://www.chyp.com/podcasts/TT017_Thaer_Sabri.m4aDr. Thaer Sabri is the Managing Director of Flawless Money and has spent more than a decade in the electronic money industry in a regulatory capacity as well as product management and business development. Thaer worked at Mondex International and beenz.com before founding Flawless Money. He is Chief Executive of the Electronic Money Association, and leads industry regulatory interface with regulatorsDr. Thaer Sabri is the Managing Director of Flawless Money and has spent more than a decade in the electronic money industry in a regulatory capacity as well as product management and business development. Thaer worked at Mondex International and beenz.com before founding Flawless Money. He is Chief Executive of the Electronic Money Association, and leads industry regulatory interface with regulatorsDave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT017_Thaer_Sabri.m4aDigital MoneyDave Birch, Consult HyperionThu, 21 Jan 2010 15:15:00 GMT23:20http://www.chyp.com/podcasts/TT016_Max_Most.m4aMax Most is the founder of Acuity Market Intelligence and has 20 years experience in international emerging technology market development. She is well-known internationally as the author of the Biometrics Market Intelligence eUpdate, Acuity's identification solutions eNewsletter offering provocative insight and analysis of this rapidly evolving marketplace. In this podcast, she talks about the general shape of the biometrics market and how it might develop in the near future, with a focus on camera technologyMax Most is the founder of Acuity Market Intelligence and has 20 years experience in international emerging technology market development. She is well-known internationally as the author of the Biometrics Market Intelligence eUpdate, Acuity's identification solutions eNewsletter offering provocative insight and analysis of this rapidly evolving marketplace. In this podcast, she talks about the general shape of the biometrics market and how it might develop in the near future, with a focus on camera technologyDave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT016_Max_Most.m4aDigital identityDave Birch, Consult HyperionWed, 13 Jan 2010 15:15:00 GMThttp://www.chyp.com/podcasts/TT015_Jimmy_Champy.m4aJim Champy, Chairman of Dell Perot Systems’ consulting practice, is recognized throughout the world for his work on leadership and management issues and on organizational change and business reengineering. His first book, Reengineering the Corporation: A Manifesto for Business Revolution, sold more than 3 million copies and spent more than a year on The New York Times best seller listzational change and business reengineering. His first book, Reengineering the Corporation: A Manifesto for Business Revolution, sold more than 3 million copies and spent more than a year on The New York Times best seller list. His latest book, Inspire! Why Customers Come Back, includes eight concise case studies that look at how businesses become successful by “inspiring” their customers to be loyal for the long-termJim Champy, Chairman of Dell Perot Systems’ consulting practice, is recognized throughout the world for his work on leadership and management issues and on organizational change and business reengineering. His first book, Reengineering the Corporation: A Manifesto for Business Revolution, sold more than 3 million copies and spent more than a year on The New York Times best seller listzational change and business reengineering. His first book, Reengineering the Corporation: A Manifesto for Business Revolution, sold more than 3 million copies and spent more than a year on The New York Times best seller list. His latest book, Inspire! Why Customers Come Back, includes eight concise case studies that look at how businesses become successful by “inspiring” their customers to be loyal for the long-termDave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT015_Jimmy_Champy.m4aDigital MoneyDave Birch, Consult HyperionTue, 05 Jan 2010 12:00:00 GMThttp://www.chyp.com/podcasts/TT014_Jorge_Krug.m4aJorge F. Krug is the head officer of the IT Security Division of Banrisul, State Bank of Rio Grande do Sul, Brazil, and has a seat in a number of IT associations and committees, including Brazilian Bank Association (FEBRABAN)’s Digital Certification Committee, Sucesu-RS (Society of Computer Science and Telecom Users of the Rio Grande do Sul State), ASBACE (Brazilian Association of State and Regional Banks). Mr. Krug is also the head of AC-RS (Rio Grande do Sul State Digital Certification Authority). In this podcast he talks about the introduction of the Banrisul EMV card with PKI on board, a project previously discussed in detail on this blog.Jorge F. Krug is the head officer of the IT Security Division of Banrisul, State Bank of Rio Grande do Sul, Brazil, and has a seat in a number of IT associations and committees, including Brazilian Bank Association (FEBRABAN)’s Digital Certification Committee, Sucesu-RS (Society of Computer Science and Telecom Users of the Rio Grande do Sul State), ASBACE (Brazilian Association of State and Regional Banks). Mr. Krug is also the head of AC-RS (Rio Grande do Sul State Digital Certification Authority). In this podcast he talks about the introduction of the Banrisul EMV card with PKI on board, a project previously discussed in detail on this blog.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT014_Jorge_Krug.m4aDigital MoneyDave Birch, Consult HyperionTue, 22 Dec 2009 11:15:00 GMThttp://www.chyp.com/podcasts/TT013_James_Hall.m4aIn October 2006, James Hall moved from Accenture (where he had had a long career, culminating with the company's £2 billion NHS IT programme) to become head of the UK's. In this podcast he explains some of the challenges of delivering large-scale IT-enabled change and talks about the status of the project now that the first ID cards have been issued.In October 2006, James Hall moved from Accenture (where he had had a long career, culminating with the company's £2 billion NHS IT programme) to become head of the UK's. In this podcast he explains some of the challenges of delivering large-scale IT-enabled change and talks about the status of the project now that the first ID cards have been issued.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT013_James_Hall.m4aDigital MoneyDave Birch, Consult HyperionWed, 16 Dec 2009 10:35:00 GMThttp://www.chyp.com/podcasts/TT012_Claire_Featherstone.m4aClaire Featherstone is the head of m-commerce at Maxis Communications the largest mobile operator in Malaysia. Her remit includes electronic money service, mobile international remittance & NFC products. In this podcast she shares some early lessons from Maxis' live Fast Tap NFC serviceClaire Featherstone is the head of m-commerce at Maxis Communications the largest mobile operator in Malaysia. Her remit includes electronic money service, mobile international remittance & NFC products. In this podcast she shares some early lessons from Maxis' live Fast Tap NFC serviceDave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT012_Claire_Featherstone.m4aDigital MoneyDave Birch, Consult HyperionTue, 08 Dec 2009 12:00:00 GMThttp://www.chyp.com/podcasts/TT011_Colin_Henderson.m4aColin Henderson has spent many years in banking in the UK, Canada, and the US. He is well-known as the writer on the BankWatch blog -- which, like the Digital Money Forum, is one of American Banker's blogs to watch -- and co-founded CommunityLend a social lending company in Canada.Colin Henderson has spent many years in banking in the UK, Canada, and the US. He is well-known as the writer on the BankWatch blog -- which, like the Digital Money Forum, is one of American Banker's blogs to watch -- and co-founded CommunityLend a social lending company in Canada.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT011_Colin_Henderson.m4aDigital MoneyDave Birch, Consult HyperionWed, 02 Dec 2009 11:30:00 GMThttp://www.chyp.com/podcasts/TT010_Edward_Gershon.m4aEdward Gershon, the CEO of Amalgamated Finance For Erurope (AFFE) and his Compliance Officer Arnold Parquet have written an book about the banking crisis from the inside. The book, an excellent present for stockings of all size, helps the rest of us to learn lessons and plan more effectively for the future. In this podcast they reflect on some of the key lessons from the crisis.Edward Gershon, the CEO of Amalgamated Finance For Erurope (AFFE) and his Compliance Officer Arnold Parquet have written an book about the banking crisis from the inside. The book, an excellent present for stockings of all size, helps the rest of us to learn lessons and plan more effectively for the future. In this podcast they reflect on some of the key lessons from the crisis.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT010_Edward_Gershon.m4aDigital MoneyDave Birch, Consult HyperionThu, 26 Nov 2009 10:35:00 GMThttp://www.chyp.com/podcasts/TT009_Koichi_Tagawa.m4aKoichi Tagawa is the General Manager of Global Standards and Industry Relations Department that is in charge of technology standards and technology industry relations of the FeliCa Business. Since 2002, he has supported the popularization of NFC and FeliCa from the standardization point of view. He actively contributed to the establishment of the NFC Forum, holding the position of Vice-Chairman from the start of the Forum in 2004 until becoming Chairman in September 2008. He enthusiastically continues to contribute to the enhancement of the NFC ecosystem throughout the contactless application industry..Koichi Tagawa is the General Manager of Global Standards and Industry Relations Department that is in charge of technology standards and technology industry relations of the FeliCa Business. Since 2002, he has supported the popularization of NFC and FeliCa from the standardization point of view. He actively contributed to the establishment of the NFC Forum, holding the position of Vice-Chairman from the start of the Forum in 2004 until becoming Chairman in September 2008. He enthusiastically continues to contribute to the enhancement of the NFC ecosystem throughout the contactless application industry..Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT009_Koichi_Tagawa.m4aDigital MoneyDave Birch, Consult HyperionThu, 19 Nov 2009 13:40:00 GMThttp://www.chyp.com/podcasts/TT008_Rob_Schuurman.m4aRob Schuurman is the general manager of Nedap Healthcare, based in the Netherlands. They have developed award-winning products that use mobile phones and NFC to deliver practical, convenient security to a mass market.Rob Schuurman is the general manager of Nedap Healthcare, based in the Netherlands. They have developed award-winning products that use mobile phones and NFC to deliver practical, convenient security to a mass market.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT008_Rob_Schuurman.m4aDigital MoneyDave Birch, Consult HyperionSun, 08 Nov 2009 20:45:00 GMThttp://www.chyp.com/podcasts/TT007_Janine_Firpo.m4aJanine Firpo is President of Sevak Solutions, a nonprofit company that she co-founded to promote inclusive systems for the delivery of financial services to the world’s 1.7 billion urban and rural poor. Janine is based in Jakarta, Indonesia, where she is working with International Finance Corporation (IFC), a member of the World Bank Group, helping regional advisory teams to accelerate the development and large-scale roll-out of mobile money solutions. In this podcast, she talks about mobile money in developing markets and the practicalities of managing and regulating agent networks. Janine Firpo is President of Sevak Solutions, a nonprofit company that she co-founded to promote inclusive systems for the delivery of financial services to the world’s 1.7 billion urban and rural poor. Janine is based in Jakarta, Indonesia, where she is working with International Finance Corporation (IFC), a member of the World Bank Group, helping regional advisory teams to accelerate the development and large-scale roll-out of mobile money solutions. In this podcast, she talks about mobile money in developing markets and the practicalities of managing and regulating agent networks. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT007_Janine_Firpo.m4aDigital MoneyDave Birch, Consult HyperionWed, 04 Nov 2009 09:30:00 GMThttp://www.chyp.com/podcasts/TT005_Jeff_Slawsky.m4aJeff Slawsky has spent thirty years in the US financial services industry and wrote the book on developing and managing a successful payment cards business. Literally: it's called "Developing and Managing a Successful Payment Cards Business" and he wrote it with Forum friend Samee Zafar back in 2005. In this podcast, Jeff reflects on the seismic shifts in the US payment card business and speculates about the longer-term impact on regulatory, social and business changes in the American market.Jeff Slawsky has spent thirty years in the US financial services industry and wrote the book on developing and managing a successful payment cards business. Literally: it's called "Developing and Managing a Successful Payment Cards Business" and he wrote it with Forum friend Samee Zafar back in 2005. In this podcast, Jeff reflects on the seismic shifts in the US payment card business and speculates about the longer-term impact on regulatory, social and business changes in the American market.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT005_Jeff_Slawsky.m4aDigital MoneyDave Birch, Consult HyperionFri, 23 Oct 2009 11:00:00 GMThttp://www.chyp.com/podcasts/TT004_Karin_Huber.m4aKarin Huber is a Senior Product Manager at Mobilkom Austria and is responsible for marketing mobile payments. Vienna is one of the very few places in the world where real customers are walking into real shops and buying real NFC handsets, which makes Karin's experience almost unique. In this podcast, she explains some of Mobilkom's thinking -- in particular, why they decided to obtain their own banking licence rather than partner with a retail bank -- and some of their very innovative productsKarin Huber is a Senior Product Manager at Mobilkom Austria and is responsible for marketing mobile payments. Vienna is one of the very few places in the world where real customers are walking into real shops and buying real NFC handsets, which makes Karin's experience almost unique. In this podcast, she explains some of Mobilkom's thinking -- in particular, why they decided to obtain their own banking licence rather than partner with a retail bank -- and some of their very innovative productsDave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT004_Karin_Huber.m4aDigital MoneyDave Birch, Consult HyperionMon, 19 Oct 2009 10:15:00 GMThttp://www.chyp.com/podcasts/TT003_Dominique_Buysschaert.m4aDominique Buysschaert is the man behind PayFair, a candidate for the proposed "third scheme" in European debit and co-founder and CEO of European Payment Solutions, the company set up to deliver it. He was a member of the Brussels bar for 20 years (1978 – 1998), as partner in different major law firms, and then became General Counsel for Carrefour Belgium (1998 – 2006), secretary of the board of directors and member of the management committee. He represented Carrefour at FEDIS, the Belgian federation of large retailers.Dominique Buysschaert is the man behind PayFair, a candidate for the proposed "third scheme" in European debit and co-founder and CEO of European Payment Solutions, the company set up to deliver it. He was a member of the Brussels bar for 20 years (1978 – 1998), as partner in different major law firms, and then became General Counsel for Carrefour Belgium (1998 – 2006), secretary of the board of directors and member of the management committee. He represented Carrefour at FEDIS, the Belgian federation of large retailers.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT003_Dominique_Buysschaert.m4aDigital MoneyDave Birch, Consult HyperionThu, 08 Oct 2009 14:40:00 GMThttp://www.chyp.com/podcasts/DIF_064_Coles_Kemp.m4aDr. Lizzie Coles-Kemp, of the Information Security Group at Royal Holloway, is a Primary Investigator on the Visualisation and Other Methods of Expression (VOME) project which is joint research between Cranfield University, Salford University, Royal Holloway (University of London), Sunderland City Council and Consult Hyperion. The project is funded by The Technology Strategy Board, Engineering and Physical Sciences Research Council (EPSRC) and Economic and Social Research Council (ESRC). Dr. Lizzie Coles-Kemp, of the Information Security Group at Royal Holloway, is a Primary Investigator on the Visualisation and Other Methods of Expression (VOME) project which is joint research between Cranfield University, Salford University, Royal Holloway (University of London), Sunderland City Council and Consult Hyperion. The project is funded by The Technology Strategy Board, Engineering and Physical Sciences Research Council (EPSRC) and Economic and Social Research Council (ESRC). Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_064_Coles_Kemp.m4aDigital IdentityDave Birch, Consult HyperionMon, 28 Sep 2009 13:00:00 GMThttp://www.chyp.com/podcasts/TT002_Eiso_Kant.m4aEiso Kant is the CEO and Founder of the Spanish startup Twollars. Twollars is a kind of virtual currency that exists in the world of Twitter and it works on new innovative products to encourage publishers and companies to allocate part of their marketing budgets to good causes. It hopes to creating marketing value while while encouraging donating.Eiso Kant is the CEO and Founder of the Spanish startup Twollars. Twollars is a kind of virtual currency that exists in the world of Twitter and it works on new innovative products to encourage publishers and companies to allocate part of their marketing budgets to good causes. It hopes to creating marketing value while while encouraging donating.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT002_Eiso_Kant.m4aDigital MoneyDave Birch, Consult HyperionTue, 22 Sep 2009 12:00:00 GMThttp://www.chyp.com/podcasts/TT001_Katie_Davis.m4aWe've revamped our podcast series to bring together all of the weekly podcasts into a single stream which, now called the "Tomorrow's Transactions" podcast series. In the first of the new series, here is part one of a two part update with the Identity & Passport Service on the UK ID scheme, a discussion with Katie Davis, the Executive Director of Strategy since June 2007. Prior to IPS, Katie was the Director of the Government IT Profession at the Cabinet Office. In this role, she worked as part of the Delivery and Transformation Group (formerly e-Government Unit) to increase the capacity and capability of government to deliver large-scale IT-enabled change. We've revamped our podcast series to bring together all of the weekly podcasts into a single stream which, now called the "Tomorrow's Transactions" podcast series. In the first of the new series, here is part one of a two part update with the Identity & Passport Service on the UK ID scheme, a discussion with Katie Davis, the Executive Director of Strategy since June 2007. Prior to IPS, Katie was the Director of the Government IT Profession at the Cabinet Office. In this role, she worked as part of the Delivery and Transformation Group (formerly e-Government Unit) to increase the capacity and capability of government to deliver large-scale IT-enabled change. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/TT001_Katie_Davis.m4aDigital IdentityDave Birch, Consult HyperionTue, 15 Sep 2009 12:15:00 GMThttp://www.chyp.com/podcasts/DMF_092_Sarah_Rotman.m4aSarah Rotman works on the project and research agenda of the Technology Program, designing innovative projects in branchless banking that deliver financial services to low-income customers. Her research projects include the business case for agents and future scenarios of branchless banking. Prior to joining CGAP in 2008, she interned with Urwego Opportunity Microfinance Bank in Kigali, Rwanda.Sarah Rotman works on the project and research agenda of the Technology Program, designing innovative projects in branchless banking that deliver financial services to low-income customers. Her research projects include the business case for agents and future scenarios of branchless banking. Prior to joining CGAP in 2008, she interned with Urwego Opportunity Microfinance Bank in Kigali, Rwanda.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_092_Sarah_Rotman.m4aDigital MoneyDave Birch, Consult HyperionTue, 08 Sep 2009 11:05:00 GMThttp://www.chyp.com/podcasts/DMF_091_Willem_Buiter.m4aThe noted economist Willem Buiter was a member of the Bank of England's Monetary Policy Committee from June 1997-May 2000. He joined the London School of Economics as a chair in the European Institute in The noted economist Willem Buiter was a member of the Bank of England's Monetary Policy Committee from June 1997-May 2000. He joined the London School of Economics as a chair in the European Institute in September 2005. He writes the "Maverecon" blog for the Financial Times. Times. The noted economist Willem Buiter was a member of the Bank of England's Monetary Policy Committee from June 1997-May 2000. He joined the London School of Economics as a chair in the European Institute in The noted economist Willem Buiter was a member of the Bank of England's Monetary Policy Committee from June 1997-May 2000. He joined the London School of Economics as a chair in the European Institute in September 2005. He writes the "Maverecon" blog for the Financial Times. Times. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_091_Willem_Buiter.m4aDigital MoneyDave Birch, Consult HyperionTue, 01 Sep 2009 11:45:00 GMThttp://www.chyp.com/podcasts/DMF_090_Liisa_Kanniainen.m4aLiisa Kanniainen works for Nordea Bank and is the Executive Director of the Mobey Forum, developing cross-industry collaboration to expand and shape the mobile financial services market. In Nordea she is in charge of mobile financial services at corporate level. Liisa Kanniainen works for Nordea Bank and is the Executive Director of the Mobey Forum, developing cross-industry collaboration to expand and shape the mobile financial services market. In Nordea she is in charge of mobile financial services at corporate level. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_090_Liisa_Kanniainen.m4aDigital MoneyDave Birch, Consult HyperionMon, 24 Aug 2009 11:15:00 GMThttp://www.chyp.com/podcasts/DMF_089_Blums_Pineda.m4aBlums Pineda is Managing Director of Exicon, a mobile and internet consultancy based in Hong Kong. He was formerly a Vice President with Globe Telecom, where he was a member of the Wireless Management Committee, and responsible for the 3G and Wireless Data VAS Business. He launched the 1st 3G/HSPA network in Asia Pacific and introduced Mobile Broadband. He also held the top strategy and wireless business planning roles during his early career at Globe.Blums Pineda is Managing Director of Exicon, a mobile and internet consultancy based in Hong Kong. He was formerly a Vice President with Globe Telecom, where he was a member of the Wireless Management Committee, and responsible for the 3G and Wireless Data VAS Business. He launched the 1st 3G/HSPA network in Asia Pacific and introduced Mobile Broadband. He also held the top strategy and wireless business planning roles during his early career at Globe.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_089_Blums_Pineda.m4aDigital MoneyDave Birch, Consult HyperionMon, 17 Aug 2009 09:30:00 GMThttp://www.chyp.com/podcasts/DMF_088_Dion_Lisle.m4aDion Lisle is a Senior Vice President of Citibank¹s Growth Ventures team within the Innovation office. After a 20 year career in high technology, Dion joined Citibank¹s Growth Ventures team from a Silicon Valley startup called Obopay to drive innovation in the area of mobile financial services.Dion Lisle is a Senior Vice President of Citibank¹s Growth Ventures team within the Innovation office. After a 20 year career in high technology, Dion joined Citibank¹s Growth Ventures team from a Silicon Valley startup called Obopay to drive innovation in the area of mobile financial services.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_088_Dion_Lisle.m4aDigital MoneyDave Birch, Consult HyperionMon, 10 Aug 2009 17:05:00 GMThttp://www.chyp.com/podcasts/DIF_063_Stewart _Hefferman.m4aStewart Hefferman was recently appointed CEO of OmniPerception after four years as COO at TSSI Systems. With a decade's worth of experience i the biometrics sector.Stewart Hefferman was recently appointed CEO of OmniPerception after four years as COO at TSSI Systems. With a decade's worth of experience i the biometrics sector.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_063_Stewart _Hefferman.m4aDigital IdentityDave Birch, Consult HyperionFri, 31 Jul 2009 12:15:00 GMThttp://www.chyp.com/podcasts/DMF_087_Bob_Cronin.m4aBob Cronin, who holds an M.S. degree in Computer Science from the University of Iowa, has over 20 years of technical and management experience at ACI. He began his career in the technical ranks and was involved in all aspects of software design and development before moving in to technical management.Bob Cronin, who holds an M.S. degree in Computer Science from the University of Iowa, has over 20 years of technical and management experience at ACI. He began his career in the technical ranks and was involved in all aspects of software design and development before moving in to technical management.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_087_Bob_Cronin.m4aDigital MoneyDave Birch, Consult HyperionFri, 24 Jul 2009 15:45:00 GMThttp://www.chyp.com/podcasts/DIF_062_Kevin_Gillick.m4aKevin Gillick is Executive Director of GlobalPlatform, responsible for driving awareness and accelerating adoption of the GlobalPlatform Specifications within worldwide markets. Kevin coordinates and manages the organization's strategic planning and oversees all marketing and business development initiatives within key vertical market sectorsKevin Gillick is Executive Director of GlobalPlatform, responsible for driving awareness and accelerating adoption of the GlobalPlatform Specifications within worldwide markets. Kevin coordinates and manages the organization's strategic planning and oversees all marketing and business development initiatives within key vertical market sectorsDave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_062_Kevin_Gillick.m4aDigital IdentityDave Birch, Consult HyperionMon, 20 Jul 2009 12:00:00 GMThttp://www.chyp.com/podcasts/DMF_086_Nav_Bains.m4aNav Bains is Senior Projects Director for the GSMA's Mobile Money related projects. These include the Pay-Buy-Mobile initiative, which aims to deliver UICC-based, NFC-enabled mobile payments solutions globally, Mobile Money Transfer, M-ticketing, M-Bill Payments and Digital Signatures. Nav Bains is Senior Projects Director for the GSMA's Mobile Money related projects. These include the Pay-Buy-Mobile initiative, which aims to deliver UICC-based, NFC-enabled mobile payments solutions globally, Mobile Money Transfer, M-ticketing, M-Bill Payments and Digital Signatures. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_086_Nav_Bains.m4aDigital MoneyDave Birch, Consult HyperionFri, 10 Jul 2009 10:00:00 GMThttp://www.chyp.com/podcasts/DMF_085_Dan_Armstrong.m4aDan Armstrong is a Managing Consultant at Takashi Mobile and was one of the founders of Rabo Mobiel, the Dutch-based mobile virtual network operator (MVNO) created by Rabo Bank. Dan's global experience at the intersection between banking and mobile gives him a well-informed perspective that he shares with us in this podcast. Dan Armstrong is a Managing Consultant at Takashi Mobile and was one of the founders of Rabo Mobiel, the Dutch-based mobile virtual network operator (MVNO) created by Rabo Bank. Dan's global experience at the intersection between banking and mobile gives him a well-informed perspective that he shares with us in this podcast. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_085_Dan_Armstrong.m4aDigital MoneyDave Birch, Consult HyperionWed, 01 Jul 2009 16:25:00 GMThttp://www.chyp.com/podcasts/DMF_084_Steven_J_Murdoch.m4aSteven J. Murdoch is a researcher in the Security Group of the University of Cambridge, based in the Computer Laboratory, a fellow of Christ's College and a member of the Tor project. In this podcast, he discusses a number of security issues around "chip and PIN" in the UK and makes some helpful suggestions for improving security in the next generation of retail payment systems.Steven J. Murdoch is a researcher in the Security Group of the University of Cambridge, based in the Computer Laboratory, a fellow of Christ's College and a member of the Tor project. In this podcast, he discusses a number of security issues around "chip and PIN" in the UK and makes some helpful suggestions for improving security in the next generation of retail payment systems.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_084_Steven_J_Murdoch.m4aDigital MoneyDave Birch, Consult HyperionThu, 25 Jun 2009 11:00:00 GMThttp://www.chyp.com/podcasts/DMF_083_Roy_Vella.m4aRoy Vella is the Director of Group Mobile at RBS, with a global role in helping RBS to exploit mobile across all areas of retail bank business. Prior to this he was head of mobile for PayPal in Europe. Roy Vella is the Director of Group Mobile at RBS, with a global role in helping RBS to exploit mobile across all areas of retail bank business. Prior to this he was head of mobile for PayPal in Europe. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_083_Roy_Vella.m4aDigital MoneyDave Birch, Consult HyperionThu, 18 Jun 2009 17:00:00 GMThttp://www.chyp.com/podcasts/DIF_061_Mark_Cross.m4aMark Cross is the CEO of OpenID Ltd, an example of a company providing commercial services around the OpenID concept. In this podcast, he talks about his ideas for the evolution of OpenID.Mark Cross is the CEO of OpenID Ltd, an example of a company providing commercial services around the OpenID concept. In this podcast, he talks about his ideas for the evolution of OpenID.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_061_Mark_Cross.m4aDigital IdentityDave Birch, Consult HyperionWed, 10 Jun 2009 11:15:00 GMThttp://www.chyp.com/podcasts/DMF_082_Lawrence_White.mp3Lawrence White is the F. A. Hayek Professor of Economic History and the University of Missouri­St. Louis and an adjunct scholar at the Cato Institute. He is the author of, amongst other things, ³Currency and Competition² and ³Free Banking in Britain 1800-1845², books that changed my view of both the history and future of payments. Lawrence White is the F. A. Hayek Professor of Economic History and the University of Missouri­St. Louis and an adjunct scholar at the Cato Institute. He is the author of, amongst other things, ³Currency and Competition² and ³Free Banking in Britain 1800-1845², books that changed my view of both the history and future of payments. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_082_Lawrence_White.mp3Digital MoneyDave Birch, Consult HyperionMon, 01 Jun 2009 15:00:00 GMThttp://www.chyp.com/podcasts/DIF_060_Max_Von_Snijder.m4aMax von Snijder is CEO of the European Biometrics Forum and chairman of the International Biometrics Advisory Council (IBAC). He is coordinator of BioTesting Europe. One of the leading independent biometrics experts in Europe, Max is involved in numerous workshops, committees and expert groups, such as the Consortium on Security and Technology of the EastWest Institute, The Porvoo Group, the CEN Working Group on Integrated Border Management, CEN Biometric Focus Group.Max von Snijder is CEO of the European Biometrics Forum and chairman of the International Biometrics Advisory Council (IBAC). He is coordinator of BioTesting Europe. One of the leading independent biometrics experts in Europe, Max is involved in numerous workshops, committees and expert groups, such as the Consortium on Security and Technology of the EastWest Institute, The Porvoo Group, the CEN Working Group on Integrated Border Management, CEN Biometric Focus Group.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_060_Max_Von_Snijder.m4aDigital IdentityDave Birch, Consult HyperionTue, 26 May 2009 14:10:00 GMThttp://www.chyp.com/podcasts/DMF_081_Leo_Van_Hove.m4aLeo van Hove is Associate Professor of Economics at the Vrije Universiteit Brussels (Free University of Brussels) where he teaches Monetary Economics, European Monetary Policy and Electronic Commerce. His research interests include electronic money, the theory of network externalities (and its application to payment cards) and the so-called "currency enigma" and related subjects (such as the hoarding of currency and the use of currency in the underground economy). Leo van Hove is Associate Professor of Economics at the Vrije Universiteit Brussels (Free University of Brussels) where he teaches Monetary Economics, European Monetary Policy and Electronic Commerce. His research interests include electronic money, the theory of network externalities (and its application to payment cards) and the so-called "currency enigma" and related subjects (such as the hoarding of currency and the use of currency in the underground economy). Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_081_Leo_Van_Hove.m4aDigital MoneyDave Birch, Consult HyperionWed, 20 May 2009 10:25:00 GMThttp://www.chyp.com/podcasts/DMF_080_Eckhard_Ortwein.m4aEckhard Ortwein has long experience and wide perspecitve in mobile payment. Eckhard Ortwein has led the m-commerce sales efforts for Europe, Middle East and Africa since the beginning of 2009. Before this, he was the CEO of paybox up until it was acquired by Sybase. He co-founded paybox in 1999 and acted as the company¹s CTO and COO until 2003Eckhard Ortwein has long experience and wide perspecitve in mobile payment. Eckhard Ortwein has led the m-commerce sales efforts for Europe, Middle East and Africa since the beginning of 2009. Before this, he was the CEO of paybox up until it was acquired by Sybase. He co-founded paybox in 1999 and acted as the company¹s CTO and COO until 2003Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_080_Eckhard_Ortwein.m4aDigital Money Dave Birch, Consult HyperionThu, 07 May 2009 11:20:00 GMThttp://www.chyp.com/podcasts/DIF_059_Hadi_Nahari.m4aHadi Nahari is the Principal Security Architect at PayPal. He has over 18 years of extensive software development experience, designing, developing, deploying and verifying complex software application and infrastructure of varying scales.Hadi Nahari is the Principal Security Architect at PayPal. He has over 18 years of extensive software development experience, designing, developing, deploying and verifying complex software application and infrastructure of varying scales.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_059_Hadi_Nahari.m4aDigital IdentityDave Birch, Consult HyperionTue, 28 Apr 2009 10:40:00 GMThttp://www.chyp.com/podcasts/DMF_079_David_S_Evans.m4aDavid S. Evans is the founder of Market Platform Dynamics and the head of the global competition policy practice at LECG, LLC. He teaches at the University College London where he is the co-executive director of the Jevons Institute for Competition Law and Economics and at the University of Chicago Law SchoolDavid S. Evans is the founder of Market Platform Dynamics and the head of the global competition policy practice at LECG, LLC. He teaches at the University College London where he is the co-executive director of the Jevons Institute for Competition Law and Economics and at the University of Chicago Law SchoolDave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_079_David_S_Evans.m4aDigital MoneyDave Birch, Consult HyperionFri, 17 Apr 2009 10:17:00 GMThttp://www.chyp.com/podcasts/DMF_078_Michael_Linton.m4aMichael Linton, originally from the UK, has been active in community currency development since 1982 when he designed and began the first LETSystem in the Comox Valley, in western Canada. Previously, and briefly, he was a physicist, chemical engineer, computer programmer, business school graduate (MBA), research psychologist, truck-driver, ski instructor, school teacher, builder, fisherman, logger and retailer. He is now a systems designer, working primarily on systems for open society.Michael Linton, originally from the UK, has been active in community currency development since 1982 when he designed and began the first LETSystem in the Comox Valley, in western Canada. Previously, and briefly, he was a physicist, chemical engineer, computer programmer, business school graduate (MBA), research psychologist, truck-driver, ski instructor, school teacher, builder, fisherman, logger and retailer. He is now a systems designer, working primarily on systems for open society.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_078_Michael_Linton.m4aDigital MoneyDave Birch, Consult HyperionThu, 02 Apr 2009 15:45:00 GMThttp://www.chyp.com/podcasts/DMF_077_Tom_Standage.m4aTom Standage is business editor at The Economist, where he oversees the magazine¹s business and technology coverage. He is also the author of five history books, including ³An Edible History of Humanity² (2009), ³A History of the World in Six Glasses² (2005), a New York Times bestseller, and ³The Victorian Internet² (1998), described by the Wall Street Journal as a ³dot-com cult classic². Tom Standage is business editor at The Economist, where he oversees the magazine¹s business and technology coverage. He is also the author of five history books, including ³An Edible History of Humanity² (2009), ³A History of the World in Six Glasses² (2005), a New York Times bestseller, and ³The Victorian Internet² (1998), described by the Wall Street Journal as a ³dot-com cult classic². Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_077_Tom_Standage.m4aDigital MoneyDave Birch, Consult HyperionTue, 24 Mar 2009 15:25:00 GMThttp://www.chyp.com/podcasts/DMF_076_Harry_Clarke.m4aFollowing his army career and MBA at Cranfield with stints at Mercury Communications and the Automobile Association, Harry Clarke was one of the founders of automated transaction handling company Cobalt Telephone Technologies. Started in a portakabin in 1997 with just £20k of largely redundancy money, Cobalt today cites Manchester United, four UK airlines and Ten London Boroughs as clients and has processed well over £250M of parking ticket payments.Following his army career and MBA at Cranfield with stints at Mercury Communications and the Automobile Association, Harry Clarke was one of the founders of automated transaction handling company Cobalt Telephone Technologies. Started in a portakabin in 1997 with just £20k of largely redundancy money, Cobalt today cites Manchester United, four UK airlines and Ten London Boroughs as clients and has processed well over £250M of parking ticket payments.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_076_Harry_Clarke.m4aDigital MoneyDave Birch, Consult HyperionMon, 16 Mar 2009 10:00:00 GMThttp://www.chyp.com/podcasts/DIF_058_Carsten_Sorensen.m4aCarsten Sorensen in an expert on emerging working practices and organisational forms fuelled by innovative information and communication technology. His currently studying the organisational use of mobile services and initiated the mobility@lse research network in mobile interaction aiming at drawing together academics and practitioners. Carsten Sorensen in an expert on emerging working practices and organisational forms fuelled by innovative information and communication technology. His currently studying the organisational use of mobile services and initiated the mobility@lse research network in mobile interaction aiming at drawing together academics and practitioners. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_058_Carsten_Sorensen.m4aDigital IdentityDave Birch, Consult HyperionTue, 10 Mar 2009 14:05:00 GMThttp://www.chyp.com/podcasts/DMF_075_Olga_Morawczynski.m4aOlga Morawczynski is a Ph.D candidate at Edinburgh University where she is researching... She has been living in Kenya, conducting ethnographic research on the M-PESA money transfer scheme. In this podcast she shares her observations on the scheme and discusses some ideas about the future.Olga Morawczynski is a Ph.D candidate at Edinburgh University where she is researching... She has been living in Kenya, conducting ethnographic research on the M-PESA money transfer scheme. In this podcast she shares her observations on the scheme and discusses some ideas about the future.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_075_Olga_Morawczynski.m4aDigital MoneyDave Birch, Consult HyperionMon, 02 Mar 2009 15:45:00 GMThttp://www.chyp.com/podcasts/DIF_057_Ben_Whitaker.m4aBen Whitaker is the COO at Masabi. He designed Masabi's award-winning EncryptME product, holds six patents in mobile security and was instrumental in designing the UK's new train ticketing standard for mobiles. Prior to founding Masabi Ben worked at IBM and Raytheon (Encrypted Radar Systems) and has an MEng from Cambridge University. In this podcast, Ben talks about bar code ticketing for mobiles, and what it might mean for identity systems.Ben Whitaker is the COO at Masabi. He designed Masabi's award-winning EncryptME product, holds six patents in mobile security and was instrumental in designing the UK's new train ticketing standard for mobiles. Prior to founding Masabi Ben worked at IBM and Raytheon (Encrypted Radar Systems) and has an MEng from Cambridge University. In this podcast, Ben talks about bar code ticketing for mobiles, and what it might mean for identity systems.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_057_Ben_Whitaker.m4aDigital IdentityDave Birch, Consult HyperionTue, 24 Feb 2009 14:45:00 GMThttp://www.chyp.com/podcasts/DMF_074_Mark_Chirnside.m4aMark Chirnside, has been with Smart Voucher Ltd since September 2004, and as Operations and Development Director was instrumental in the successful launch of Ukash into Europe. He was appointed CEO in September 2006. Mark has over 20 years of international experience in the payment and software development industry. Mark Chirnside, has been with Smart Voucher Ltd since September 2004, and as Operations and Development Director was instrumental in the successful launch of Ukash into Europe. He was appointed CEO in September 2006. Mark has over 20 years of international experience in the payment and software development industry. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_074_Mark_Chirnside.m4aDigital MoneyDave Birch, Consult HyperionTue, 17 Feb 2009 10:45:00 GMThttp://www.chyp.com/podcasts/DIF_056_Steve_Sawyer.m4aSteve Sawyer is Vice President of Business Development Worldwide for Quova and oversees major projects involving Quova¹s EMEA customers and partners including major broadcasters such as BBC, Sky TV, Channel 4 and RAINet who use Quova¹s IP geolocation data to manage digital content distribution; ClearSale, ClickandBuy, GlobalCollect, and WiredMinds who use IP geolocation to help detect identify theft and card-not-present fraud;Steve Sawyer is Vice President of Business Development Worldwide for Quova and oversees major projects involving Quova¹s EMEA customers and partners including major broadcasters such as BBC, Sky TV, Channel 4 and RAINet who use Quova¹s IP geolocation data to manage digital content distribution; ClearSale, ClickandBuy, GlobalCollect, and WiredMinds who use IP geolocation to help detect identify theft and card-not-present fraud;Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_056_Steve_Sawyer.m4aDigital IdentityDave Birch, Consult HyperionTue, 10 Feb 2009 19:45:00 GMThttp://www.chyp.com/podcasts/DMF_073_Bruce_Davis.m4aBruce is has been a pioneer of ethnographic approaches and insights in the development of new brands and businesses. His work on the social life of money was the basis for the creation and launch of www.zopa.com which was named internet innovation of 2006 at the CNET Network awards. Bruce is has been a pioneer of ethnographic approaches and insights in the development of new brands and businesses. His work on the social life of money was the basis for the creation and launch of www.zopa.com which was named internet innovation of 2006 at the CNET Network awards. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_073_Bruce_Davis.m4aDigital MoneyDave Birch, Consult HyperionWed, 04 Feb 2009 14:05:00 GMThttp://www.chyp.com/podcasts/DMF_072_Rene_Batsford.m4aRene Batsford is the head of IT at EAT Ltd, a UK quick serve retail chain with 90 outlets. As such, he was one of the first people in the UK to begin rolling out contactless payment terminals and in this podcast he talks about the practical experience gained in the process.Rene Batsford is the head of IT at EAT Ltd, a UK quick serve retail chain with 90 outlets. As such, he was one of the first people in the UK to begin rolling out contactless payment terminals and in this podcast he talks about the practical experience gained in the process.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_072_Rene_Batsford.m4aDigital MoneyDave Birch, Consult HyperionTue, 20 Jan 2009 16:30:00 GMThttp://www.chyp.com/podcasts/DIF_055_Dean_Bubley.m4aDean Bubley is the Founder of Disruptive Analysis, an independent technology industry analyst and consulting firm. An analyst with over 16 years¹ experience, he primarily specialises in mobile, wireless, networking and telecoms fields. In this podcast, he talks about the mobile Internet might evolve and how the mobile phone with NFC might work as a transactional device as in Japan. Is the mobile phone going to be more important as an ID card than as a credit card?Dean Bubley is the Founder of Disruptive Analysis, an independent technology industry analyst and consulting firm. An analyst with over 16 years¹ experience, he primarily specialises in mobile, wireless, networking and telecoms fields. In this podcast, he talks about the mobile Internet might evolve and how the mobile phone with NFC might work as a transactional device as in Japan. Is the mobile phone going to be more important as an ID card than as a credit card?Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_055_Dean_Bubley.m4aDigital IdentityDave Birch, Consult HyperionThu, 15 Jan 2009 09:55:00 GMThttp://www.chyp.com/podcasts/DMF_071_Murdo_Munro.m4aMurdo Munro of Paytekh is an experienced payment systems product / program director with a track record in successfully identifying, developing and deploying chip, mobile and internet based propositions for MasterCard.Murdo Munro of Paytekh is an experienced payment systems product / program director with a track record in successfully identifying, developing and deploying chip, mobile and internet based propositions for MasterCard.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_071_Murdo_Munro.m4aDigital MoneyDave Birch, Consult HyperionMon, 05 Jan 2009 10:55:00 GMThttp://www.chyp.com/podcasts/DIF_054_Tomi_Ahonen.m4aTomi Ahonen is an author and independent consultant, well-known as a speaker in the converging areas of mobile telecoms, internet, media, advertising, credit and banking, and virtual reality, based in Hong Kong. A firm believer in digital communities and social networking, Tomi lectures on all of these topics at Oxford University for which he has developed the short courses for 3G services, 3G business, and mobile-TV. Tomi Ahonen is an author and independent consultant, well-known as a speaker in the converging areas of mobile telecoms, internet, media, advertising, credit and banking, and virtual reality, based in Hong Kong. A firm believer in digital communities and social networking, Tomi lectures on all of these topics at Oxford University for which he has developed the short courses for 3G services, 3G business, and mobile-TV. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_054_Tomi_Ahonen.m4aDigital IdentityDave Birch, Consult HyperionMon, 15 Dec 2008 14:55:00 GMThttp://www.chyp.com/podcasts/DMF_070_James_Allan.m4aJames Allan is 25, lives in London and has spent a year trying to live without cash. His experiences are valuable to anyone looking at the next generation of retail electronic money products and services. James Allan is 25, lives in London and has spent a year trying to live without cash. His experiences are valuable to anyone looking at the next generation of retail electronic money products and services. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_070_James_Allan.m4aDigital MoneyDave Birch, Consult HyperionTue, 09 Dec 2008 15:00:00 GMThttp://www.chyp.com/podcasts/DMF_068_Claire_Maslen.m4aClaire Maslen is Head of NFC for O2. She has spent more than a decade at the leading edge of networking, initially with Cisco and more recently in the O2 Telefonica group. Her responsibilities include business development for the NFC proposition as a whole and the O2 Wallet productClaire Maslen is Head of NFC for O2. She has spent more than a decade at the leading edge of networking, initially with Cisco and more recently in the O2 Telefonica group. Her responsibilities include business development for the NFC proposition as a whole and the O2 Wallet productDave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_068_Claire_Maslen.m4aDigital MoneyDave Birch, Consult HyperionMon, 08 Dec 2008 16:40:00 GMThttp://www.chyp.com/podcasts/DMF_069_Michael_Salmony.m4aDr Michael Salmony of Equens recently managed, at the Board of Directors/Holding level, the post merger integration between previously national organisations (achieving synergies and efficiency gains of more than 400FTE) to yield the first and leading pan-European full-service payment service provider Equens which now processes 1.5 times the gross domestic product of Europe per year. Dr Michael Salmony of Equens recently managed, at the Board of Directors/Holding level, the post merger integration between previously national organisations (achieving synergies and efficiency gains of more than 400FTE) to yield the first and leading pan-European full-service payment service provider Equens which now processes 1.5 times the gross domestic product of Europe per year. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_069_Michael_Salmony.m4aDigital MoneyDave Birch, Consult HyperionWed, 26 Nov 2008 15:45:00 GMThttp://www.chyp.com/podcasts/DIF_053_Ben_Laurie.m4aBen Laurie is a founding director of The Apache Software Foundation, a core team member of OpenSSL, a member of the Shmoo Group, a director of the Open Rights Group, Director of Security at The Bunker Secure Hosting, Trustee and Founder-member of FreeBMD and Advisory Board member of WikiLeaks.org. He is currently working with Google in London on various projects, including their Caja Javascript sanitizer project. Ben Laurie is a founding director of The Apache Software Foundation, a core team member of OpenSSL, a member of the Shmoo Group, a director of the Open Rights Group, Director of Security at The Bunker Secure Hosting, Trustee and Founder-member of FreeBMD and Advisory Board member of WikiLeaks.org. He is currently working with Google in London on various projects, including their Caja Javascript sanitizer project. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_053_Ben_Laurie.m4aDigital IdentityDave Birch, Consult HyperionMon, 17 Nov 2008 14:32:00 GMThttp://www.chyp.com/podcasts/DMF_067_Bruce_Sterling.m4aBruce Sterling is an American science fiction author, best known for his novels and his seminal work on the Mirrorshades anthology, which defined the cyberpunk genre. In 2003 he was appointed Professor at the European Graduate School where he is teaching Summer Intensive Courses on media and design. In 2005, he became "visionary in residence" at Art Center College of Design in Pasadena, California. Part 2 of 2Bruce Sterling is an American science fiction author, best known for his novels and his seminal work on the Mirrorshades anthology, which defined the cyberpunk genre. In 2003 he was appointed Professor at the European Graduate School where he is teaching Summer Intensive Courses on media and design. In 2005, he became "visionary in residence" at Art Center College of Design in Pasadena, California. Part 2 of 2Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_067_Bruce_Sterling.m4aDigital MoneyDave Birch, Consult HyperionTue, 11 Nov 2008 10:43:00 GMThttp://www.chyp.com/podcasts/DMF_066_Bruce_Sterling.m4aBruce Sterling is an American science fiction author, best known for his novels and his seminal work on the Mirrorshades anthology, which defined the cyberpunk genre. In 2003 he was appointed Professor at the European Graduate School where he is teaching Summer Intensive Courses on media and design. In 2005, he became "visionary in residence" at Art Center College of Design in Pasadena, California. Part 1 of 2Bruce Sterling is an American science fiction author, best known for his novels and his seminal work on the Mirrorshades anthology, which defined the cyberpunk genre. In 2003 he was appointed Professor at the European Graduate School where he is teaching Summer Intensive Courses on media and design. In 2005, he became "visionary in residence" at Art Center College of Design in Pasadena, California. Part 1 of 2Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_066_Bruce_Sterling.m4aDigital MoneyDave Birch, Consult HyperionTue, 04 Nov 2008 11:05:00 GMThttp://www.chyp.com/podcasts/DIF_052_Hazel_Lacohee.m4aDr Hazel Lacohée joined BT in 1998 and is a Principal Researcher undertaking qualitative social research for BT Innovate. She is responsible for investigation of the commercial, socio-economic and customer impact of ICT applications and systems and providing thought leadership on the social and market implications of communications technology. She is currently focused on issues concerning privacy, security, trust, data collection and public surveillance and is lead author of the Trustguide report. Dr Hazel Lacohée joined BT in 1998 and is a Principal Researcher undertaking qualitative social research for BT Innovate. She is responsible for investigation of the commercial, socio-economic and customer impact of ICT applications and systems and providing thought leadership on the social and market implications of communications technology. She is currently focused on issues concerning privacy, security, trust, data collection and public surveillance and is lead author of the Trustguide report. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_052_Hazel_Lacohee.m4aDigital IdentityDave Birch, Consult HyperionMon, 27 Oct 2008 10:27:00 GMThttp://www.chyp.com/podcasts/DMF_065_Ken_Howes.m4aKen Howes is Vice-Chairman and Co-founder of the Prepaid International Forum. Ken, who has had broad experience in retail banking, payments and electronic commerce, has been closely involved in various major developments in the global payments business over the last 25 years. He is also a Director of Edgar, Dunn and Company (EDC), a global management consulting firm which specialises in the financial services and payments sectors, and is based in London. Ken Howes is Vice-Chairman and Co-founder of the Prepaid International Forum. Ken, who has had broad experience in retail banking, payments and electronic commerce, has been closely involved in various major developments in the global payments business over the last 25 years. He is also a Director of Edgar, Dunn and Company (EDC), a global management consulting firm which specialises in the financial services and payments sectors, and is based in London. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_065_Ken_Howes.m4aDigital MoneyDave Birch, Consult HyperionMon, 20 Oct 2008 12:00:00 GMThttp://www.chyp.com/podcasts/DIF_051_Deniz_Tuncalp.m4aDeniz Tuncalp is the founder of the mobile digital signature service in Turkcell. In addition to his work with Turkcell, he lectures on technology management and organisation in several universities in Istanbul. He is also doing research in the adaptation of individuals and organisations to new technology. In this podcast, he talks about Turkcell's innovative mobile digital signature services and explains how it is developing the market.Deniz Tuncalp is the founder of the mobile digital signature service in Turkcell. In addition to his work with Turkcell, he lectures on technology management and organisation in several universities in Istanbul. He is also doing research in the adaptation of individuals and organisations to new technology. In this podcast, he talks about Turkcell's innovative mobile digital signature services and explains how it is developing the market.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_051_Deniz_Tuncalp.m4aDigital IdentityDave Birch, Consult HyperionMon, 13 Oct 2008 15:00:00 GMThttp://www.chyp.com/podcasts/DMF_064_Rosemarie_Wilken.m4aRosemarie is a Regional Executive at Fundamo Limited, and specialises in consulting to and supplying Mobile Banking and Payments solutions globally. She has an MBA (cum laude) with her dissertation being on Prepaid Mobile Telephony in Africa. Currently Rosemarie manages business development and customer relationships for Fundamo¹s Global Partnership Programme as well as Resellers in the Latin America and Asia Pacific Regions. Rosemarie is a Regional Executive at Fundamo Limited, and specialises in consulting to and supplying Mobile Banking and Payments solutions globally. She has an MBA (cum laude) with her dissertation being on Prepaid Mobile Telephony in Africa. Currently Rosemarie manages business development and customer relationships for Fundamo¹s Global Partnership Programme as well as Resellers in the Latin America and Asia Pacific Regions. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_064_Rosemarie_Wilken.m4aDigital MoneyDave Birch, Consult HyperionMon, 06 Oct 2008 12:30:00 GMThttp://www.chyp.com/podcasts/DIF_050_Karsten_Nohl.m4aDr. Karsten Nohl is a researcher at the University of Virginia. A cryptographer, who was researching some aspects of RFID and privacy, he was part of the team that attracted widespread industry interest when they reverse-engineered the NXP MiFare Classic smart card. In this podcast, Karsten explains what the team did and what some of the lessons might be for the designers of secure identification systems.Dr. Karsten Nohl is a researcher at the University of Virginia. A cryptographer, who was researching some aspects of RFID and privacy, he was part of the team that attracted widespread industry interest when they reverse-engineered the NXP MiFare Classic smart card. In this podcast, Karsten explains what the team did and what some of the lessons might be for the designers of secure identification systems.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_050_Karsten_Nohl.m4aDigital IdentityDave Birch, Consult HyperionTue, 30 Sep 2008 14:30:00 GMThttp://www.chyp.com/podcasts/DMF_063_Paul_Smee.m4aPaul Smee started his working life in the Department of Trade and Industry where he worked from 1978 to 1988. Paul moved on to the London Stock Exchange where he held a number of appointments, including Head of Government Relations. A number of high profile roles followed, including Director General of the Association of Independent Financial Advisers. In January 2005 Paul joined APACS as Chief Executive.Paul Smee started his working life in the Department of Trade and Industry where he worked from 1978 to 1988. Paul moved on to the London Stock Exchange where he held a number of appointments, including Head of Government Relations. A number of high profile roles followed, including Director General of the Association of Independent Financial Advisers. In January 2005 Paul joined APACS as Chief Executive.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_063_Paul_Smee.m4aDigital MoneyDave Birch, Consult HyperionTue, 16 Sep 2008 09:00:00 GMThttp://www.chyp.com/podcasts/DMF_062_Rover_van_Mierlo.m4aRover van Mierlo is Director Central Logistics and Innovation of Schuitema NV. Schuitema is the second largest retail organisation in The Netherlands with 450 C1000 stores. Before that, Rover was the supply chain manager of Akzo Nobel Twaron Products, Practice Leader Industrial Consulting at KPMG Management Consulting and a project leader at Philips International. In this podcast, he talks about the results of the C1000 NFC trial.Rover van Mierlo is Director Central Logistics and Innovation of Schuitema NV. Schuitema is the second largest retail organisation in The Netherlands with 450 C1000 stores. Before that, Rover was the supply chain manager of Akzo Nobel Twaron Products, Practice Leader Industrial Consulting at KPMG Management Consulting and a project leader at Philips International. In this podcast, he talks about the results of the C1000 NFC trial.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_062_Rover_van_Mierlo.m4aDigital MoneyDave Birch, Consult HyperionMon, 08 Sep 2008 18:10:00 GMThttp://www.chyp.com/podcasts/DIF_049_Gridsure.m4aJonathan Craymer and Stephen Howes are the inventors of the GrIDsure system and founders of GrIDlock TLS. GrIDsure is a "visual PIN" system, which replaces a simple numeric PIN with a pattern-based alternative. In this podcast, they tell us where the idea came from and where they hope it might go.Jonathan Craymer and Stephen Howes are the inventors of the GrIDsure system and founders of GrIDlock TLS. GrIDsure is a "visual PIN" system, which replaces a simple numeric PIN with a pattern-based alternative. In this podcast, they tell us where the idea came from and where they hope it might go.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_049_Gridsure.m4aDigital IdentityDave Birch, Consult HyperionMon, 01 Sep 2008 17:45:00 GMThttp://www.chyp.com/podcasts/DMF_061_Michael_Mainelli.m4aDr. Michael Mainelli is Professor of Commerce at Gresham College in London. Michael is Executive Chairman of Z/Yen, a City-based risk/reward firm, where he works on strategy, technology, finance and business development. He spent seven years as a partner and board member of an accountancy firm directing their financial services consultancy work in the UK and overseas, followed by a position as Corporate Development Director of the MoD¹s Defence Evaluation and Research Agency.Dr. Michael Mainelli is Professor of Commerce at Gresham College in London. Michael is Executive Chairman of Z/Yen, a City-based risk/reward firm, where he works on strategy, technology, finance and business development. He spent seven years as a partner and board member of an accountancy firm directing their financial services consultancy work in the UK and overseas, followed by a position as Corporate Development Director of the MoD¹s Defence Evaluation and Research Agency.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_061_Michael_Mainelli.m4aDigital MoneyDave Birch, Consult HyperionTue, 26 Aug 2008 17:45:00 GMThttp://www.chyp.com/podcasts/DMF_060_Alistair_Lukies.m4aAlistair Lukies is Chief Executive Officer and co-founder of Monitise. Alastair has a proven track record of turning visions and concepts into real businesses. Prior to conceiving, financing and successfully building Monitise, Alastair was a co-founder of epolitix.com, the portal for Westminster, Whitehall and the devolved institutions. In this podcast, he highlights a couple of Monetise's new initiatives and explains the company's proposition.Alistair Lukies is Chief Executive Officer and co-founder of Monitise. Alastair has a proven track record of turning visions and concepts into real businesses. Prior to conceiving, financing and successfully building Monitise, Alastair was a co-founder of epolitix.com, the portal for Westminster, Whitehall and the devolved institutions. In this podcast, he highlights a couple of Monetise's new initiatives and explains the company's proposition.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_060_Alistair_Lukies.m4aDigital MoneyDave Birch, Consult HyperionTue, 19 Aug 2008 17:45:00 GMThttp://www.chyp.com/podcasts/DIF_048_Charlie_Edwards.m4aCharlie Edwards is a senior researcher at the London "think tank" DEMOS. He writes, lectures and consults on national security, resilience, defence and intelligence. He works with international institutions, government departments, companies, and NGOs. A regular commentator in the national and international media, in this podcast he discusses the DEMOS essay collection "UK Confidential", reflecting on issues of privacy and identity in the modern age.Charlie Edwards is a senior researcher at the London "think tank" DEMOS. He writes, lectures and consults on national security, resilience, defence and intelligence. He works with international institutions, government departments, companies, and NGOs. A regular commentator in the national and international media, in this podcast he discusses the DEMOS essay collection "UK Confidential", reflecting on issues of privacy and identity in the modern age.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_048_Charlie_Edwards.m4aDigital IdentityDave Birch, Consult HyperionTue, 12 Aug 2008 17:45:00 GMThttp://www.chyp.com/podcasts/DMF_059_Economist.m4aUmmul Choudry of Economist Conferences and Dave Birch of Consult Hyperion discuss the The Digital Money Summit which will be held in London on 25th November 2008. Economist Conferences have kindly invited a number of Forum friends -- including Sandra Alzetta, Jack Selby, Susie Lonie, Diane Coyle and many more -- to come along and address a business audience on the state of the digital money marketplace now that more and more consumers are experiencing new ways to pay.Ummul Choudry of Economist Conferences and Dave Birch of Consult Hyperion discuss the The Digital Money Summit which will be held in London on 25th November 2008. Economist Conferences have kindly invited a number of Forum friends -- including Sandra Alzetta, Jack Selby, Susie Lonie, Diane Coyle and many more -- to come along and address a business audience on the state of the digital money marketplace now that more and more consumers are experiencing new ways to pay.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_059_Economist.m4aDigital MoneyDave Birch, Consult HyperionTue, 05 Aug 2008 18:00:00 GMThttp://www.chyp.com/podcasts/DMF_058_James_McDonald.m4aJames McDonald is head of Contactless Payments for Barclays Business. James has worked for Barclaycard for 35 years with roles covering processing, fraud, finance,research and development, operations, business strategy and has been involved with, and led, Point Of Sale product innovation and development for the past 25 years. Over the last 8 years James has led the Barclaycard Business Point of Sale strategy development and execution and has been Programme Director for Chip and PIN. James McDonald is head of Contactless Payments for Barclays Business. James has worked for Barclaycard for 35 years with roles covering processing, fraud, finance,research and development, operations, business strategy and has been involved with, and led, Point Of Sale product innovation and development for the past 25 years. Over the last 8 years James has led the Barclaycard Business Point of Sale strategy development and execution and has been Programme Director for Chip and PIN. Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_058_James_McDonald.m4aDigital MoneyDave Birch, Consult HyperionWed, 30 Jul 2008 09:35:00 GMThttp://www.chyp.com/podcasts/DMF_057_Rob_Walker.m4aRob Walker is a Payment Systems Expert with Retail Banking Research (RBR). He has been involved exclusively in retail banking, ATMs, payment systems and payment cards since 1985. During this time he has managed a major British debit card scheme and worked on projects for the European Commission, the World Bank, American Express, Europay International/MasterCard Europe, Visa and many other leading organisations.Rob Walker is a Payment Systems Expert with Retail Banking Research (RBR). He has been involved exclusively in retail banking, ATMs, payment systems and payment cards since 1985. During this time he has managed a major British debit card scheme and worked on projects for the European Commission, the World Bank, American Express, Europay International/MasterCard Europe, Visa and many other leading organisations.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_057_Rob_Walker.m4aDigital MoneyDave Birch, Consult HyperionFri, 25 Jul 2008 17:20:00 GMThttp://www.chyp.com/podcasts/DIF_047_Kingdom100.m4aSir Bonar Neville-Kingdom is Permanent Secretary at Large with especial responsibility for efficiency, globalisation, and customer insight throughout Whitehall and beyond. He reports directly to the Prime Minister Gordon Brown, and was recently appointed the PM's Technology Outreach Czar. He is generally credited with authorship of the seminal "Nodiss" memo. He's a keen gardener and occasional author.Sir Bonar Neville-Kingdom is Permanent Secretary at Large with especial responsibility for efficiency, globalisation, and customer insight throughout Whitehall and beyond. He reports directly to the Prime Minister Gordon Brown, and was recently appointed the PM's Technology Outreach Czar. He is generally credited with authorship of the seminal "Nodiss" memo. He's a keen gardener and occasional author.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_047_Kingdom100.m4aDigital IdentityDave Birch, Consult HyperionWed, 09 Jul 2008 18:15:00 GMThttp://www.chyp.com/podcasts/DIF_046_John_Letizia.m4aJohn Letzia is the Director of Government Affairs and Special Assistants of the Chief Executive at the British Bankers Association (BBA). He joined the BBA in July 2005. He is responcible for building strong relations with key people at all levels across UK Goverment, Parlament and other key stakeholders, and to build and maintain a pro-active representation programme.John Letzia is the Director of Government Affairs and Special Assistants of the Chief Executive at the British Bankers Association (BBA). He joined the BBA in July 2005. He is responcible for building strong relations with key people at all levels across UK Goverment, Parlament and other key stakeholders, and to build and maintain a pro-active representation programme.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_046_John_Letizia.m4aDigital IdentityDave Birch, Consult HyperionTue, 01 Jul 2008 11:15:00 GMThttp://www.chyp.com/podcasts/DMF_056_Phillippe_Dufour.m4aPhillippe Dufour runs PrePay Technologies, now part of the Accpr group. PrePay Technologies is the company behind Splash Plastic, Premuim and Optimum -- reloadable prepaid cards targetting the youth, internet security seekers and unbanked markets.Phillippe Dufour runs PrePay Technologies, now part of the Accpr group. PrePay Technologies is the company behind Splash Plastic, Premuim and Optimum -- reloadable prepaid cards targetting the youth, internet security seekers and unbanked markets.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_056_Phillippe_Dufour.m4aDigital MoneyDave Birch, Consult HyperionTue, 24 Jun 2008 17:50:00 GMThttp://www.chyp.com/podcasts/DMF_055_Charmaine_Oak.m4aCharmaine Oak manages Biling and Payments within Products Innovations. Consumer Marketing. Having created a strategy for Orange UK to enter into Payments and Contactless, she is currently working on the creation of new products for International Money Transfer, Domestic P2P, Mobile Wallet and support for Contactless applications.Charmaine Oak manages Biling and Payments within Products Innovations. Consumer Marketing. Having created a strategy for Orange UK to enter into Payments and Contactless, she is currently working on the creation of new products for International Money Transfer, Domestic P2P, Mobile Wallet and support for Contactless applications.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_055_Charmaine_Oak.m4aDigital MoneyDave Birch, Consult HyperionMon, 16 Jun 2008 10:45:00 GMThttp://www.chyp.com/podcasts/DIF_045_Adriana_Lukas.m4aAdriana Lukas was one of the founders of Samizdata, one of the first political blogs, and went on to be part of the The Big Blog Company before becoming a social networking, well, guru, frankly. She is developing interesting new thinking about identity from a non-technical direction and in this podcast she discusses some of the key concepts, touching on hew work with project BRM and "The Mine" tool.Adriana Lukas was one of the founders of Samizdata, one of the first political blogs, and went on to be part of the The Big Blog Company before becoming a social networking, well, guru, frankly. She is developing interesting new thinking about identity from a non-technical direction and in this podcast she discusses some of the key concepts, touching on hew work with project BRM and "The Mine" tool.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_045_Adriana_Lukas.m4aDigital IdentityDave Birch, Consult HyperionWed, 04 Jun 2008 18:15:00 GMThttp://www.chyp.com/podcasts/DMF_054_John_Chaplin.m4aJohn Chaplin has been an instrumental figure in much of the phenomenal growth of card payments across Europe in the past twenty years. Following a number of major roles for Honeywell Information Systems, he had a highly successful 17 year career at Visa.John Chaplin has been an instrumental figure in much of the phenomenal growth of card payments across Europe in the past twenty years. Following a number of major roles for Honeywell Information Systems, he had a highly successful 17 year career at Visa.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_054_John_Chaplin.m4aDigital MoneyDave Birch, Consult HyperionTue, 20 May 2008 11:50:00 GMThttp://www.chyp.com/podcasts/DMF_053_Peter_Comben.m4aPeter Comben is the Business Development Director for ViVOtech in the EMEA region. In this podcast, he talks about how he sees the contactless payment market evolving and how new propositions might come together in the mobile TSM space.Peter Comben is the Business Development Director for ViVOtech in the EMEA region. In this podcast, he talks about how he sees the contactless payment market evolving and how new propositions might come together in the mobile TSM space.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_053_Peter_Comben.m4aDigital MoneyDave Birch, Consult HyperionWed, 14 May 2008 19:20:00 GMThttp://www.chyp.com/podcasts/DIF_044_Kim_Cameron.m4aKim Cameron is Chief Architect of Identity in the Connected Systems Division at Microsoft, where he works on the evolution of Active Directory, Federal Services, Identity Lifecycle Manager, CardSpace and Microsoft's other Identity Metasystem products. Kim joined Microsoft in 1999 when it bought the ZOOMIT Corporation. He grew up in Canada, attending King's College at Dalhouse University and l'Universite de Montreal.Kim Cameron is Chief Architect of Identity in the Connected Systems Division at Microsoft, where he works on the evolution of Active Directory, Federal Services, Identity Lifecycle Manager, CardSpace and Microsoft's other Identity Metasystem products. Kim joined Microsoft in 1999 when it bought the ZOOMIT Corporation. He grew up in Canada, attending King's College at Dalhouse University and l'Universite de Montreal.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_044_Kim_Cameron.m4aDigital IdentityDave Birch, Consult HyperionWed, 30 Apr 2008 18:45:00 GMThttp://www.chyp.com/podcasts/DMF_052_Giles_Andrews.m4aGiles Andrews is the UK Managing Director of Zopa. Before helping to set up the social lending company, he spent 10 years in the motor industry, co-founding Godfrey Davis Motor Group. Then set up his own consultancy practice where clients included Tesco and Tesco Personal Finance. In this podcast he explains what Zopa is and where it may be going.Giles Andrews is the UK Managing Director of Zopa. Before helping to set up the social lending company, he spent 10 years in the motor industry, co-founding Godfrey Davis Motor Group. Then set up his own consultancy practice where clients included Tesco and Tesco Personal Finance. In this podcast he explains what Zopa is and where it may be going.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_052_Giles_Andrews.m4aDigital MoneyDave Birch, Consult HyperionMon, 21 Apr 2008 12:30:00 GMThttp://www.chyp.com/podcasts/DIF_043_Ulrich_Seldeslachts.m4aUlrich Seldeslachts is the CEO of LSEC, an independent not-for-profit nerwork organisation of IT security experts, hardware vendors, service and knowledge providers, advisors, research institutions and government and business on IT security issues and to provide a portal to Belgian exepertise in the field. This is rather insteresting, as these companies are creating an ecosystem around the Belgian smart ID card.Ulrich Seldeslachts is the CEO of LSEC, an independent not-for-profit nerwork organisation of IT security experts, hardware vendors, service and knowledge providers, advisors, research institutions and government and business on IT security issues and to provide a portal to Belgian exepertise in the field. This is rather insteresting, as these companies are creating an ecosystem around the Belgian smart ID card.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_043_Ulrich_Seldeslachts.m4aDigital IdentityDave Birch, Consult HyperionMon, 14 Apr 2008 14:00:00 GMThttp://www.chyp.com/podcasts/DMF_051_Martin_Kearsley.m4aMartin Kearsley joined as Cheif Executive of OneVu Ltd in 2003, a join venture between Voca and Checkfree Corporation. Martin became acting Cheif Innovations Officer of VocaLink in 2007, in which role he had responsibility for innovations which play a key element in VocaLink's business strategy for future commercial growth. In 2008 he was appointed Director of Strategy for VocaLink.Martin Kearsley joined as Cheif Executive of OneVu Ltd in 2003, a join venture between Voca and Checkfree Corporation. Martin became acting Cheif Innovations Officer of VocaLink in 2007, in which role he had responsibility for innovations which play a key element in VocaLink's business strategy for future commercial growth. In 2008 he was appointed Director of Strategy for VocaLink.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_051_Martin_Kearsley.m4aDigital MoneyDave Birch, Consult HyperionWed, 09 Apr 2008 13:45:00 GMThttp://www.chyp.com/podcasts/DIF_042_Angela_Sasse.m4aAngela Sasse is Professor of Human-Centred Technology at University College London and is involved in a number of research activities around usable and effective computer security and the privacy implication of networked and ubiquitous computing. In this podcast, she discusses how we might find ways of explaining and administering privacy better by understanding how people -- not technologists -- work in the "village" mode.Angela Sasse is Professor of Human-Centred Technology at University College London and is involved in a number of research activities around usable and effective computer security and the privacy implication of networked and ubiquitous computing. In this podcast, she discusses how we might find ways of explaining and administering privacy better by understanding how people -- not technologists -- work in the "village" mode.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_042_Angela_Sasse.m4aDigital IdentityDave Birch, Consult HyperionMon, 31 Mar 2008 18:30:00 GMThttp://www.chyp.com/podcasts/DMF_050_Charles_Bryant.m4aCharles Bryant is a Senior Adviser to the Euro Banking Association with a focus on e-invoicing and supply chain integration. He was formerly Secretary General of the European Payments Council from 2004 to 2007 and was closely engaged in the design and launch planning of SEPA. In prior roles he was at SWIFT and spent 25 years in international banking with Chase, Midland and NatWest. As these positions might indicate, his experience at the heart of SEPA is unparalleled.Charles Bryant is a Senior Adviser to the Euro Banking Association with a focus on e-invoicing and supply chain integration. He was formerly Secretary General of the European Payments Council from 2004 to 2007 and was closely engaged in the design and launch planning of SEPA. In prior roles he was at SWIFT and spent 25 years in international banking with Chase, Midland and NatWest. As these positions might indicate, his experience at the heart of SEPA is unparalleled.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_050_Charles_Bryant.m4aDigital MoneyDave Birch, Consult HyperionThu, 27 Mar 2008 14:25:00 GMThttp://www.chyp.com/podcasts/DIF_041_Robin_Wilton.m4aRobin Wilton is a Corporate Architect - Federated Identity at Sun Microsystems, part of a team in Sun's Chief Technology Office, whose role is to look outwards (at Sun's relationships with strategic business partners) and inwards across the Sun product lines - seeking to maximise Sun's added value in all areas of identity managment through business innovation. In this podcast, Robin tries to help me to understand the relationship between the evolving federated identity standards.Robin Wilton is a Corporate Architect - Federated Identity at Sun Microsystems, part of a team in Sun's Chief Technology Office, whose role is to look outwards (at Sun's relationships with strategic business partners) and inwards across the Sun product lines - seeking to maximise Sun's added value in all areas of identity managment through business innovation. In this podcast, Robin tries to help me to understand the relationship between the evolving federated identity standards.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_041_Robin_Wilton.m4aDigital IdentityDave Birch, Consult HyperionWed, 19 Mar 2008 13:45:00 GMThttp://www.chyp.com/podcasts/DMF_049_Mirek_Kula.m4aMirek Kula is the Director of International Business Development for MPay, based in Poland. One of the co-founders of the company, Mirek comes from a transaction processing background. In this podcast, he explains the Mpay proposition and explains how it has learned from past attempts to create m-payment systems.Mirek Kula is the Director of International Business Development for MPay, based in Poland. One of the co-founders of the company, Mirek comes from a transaction processing background. In this podcast, he explains the Mpay proposition and explains how it has learned from past attempts to create m-payment systems.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_049_Mirek_Kula.m4aDigital MoneyDave Birch, Consult HyperionTue, 11 Mar 2008 12:25:00 GMThttp://www.chyp.com/podcasts/DIF_040_Home_Secretary.m4aThis is the Home Secretary's speech at DEMOS announcing the timetable for the introduction of ID cards in the UK, followed by the question-and-answer session.This is the Home Secretary's speech at DEMOS announcing the timetable for the introduction of ID cards in the UK, followed by the question-and-answer session.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_040_Home_Secretary.m4aDigital IdentityDave Birch, Consult HyperionTue, 04 Mar 2008 15:40:00 GMThttp://www.chyp.com/podcasts/DMF_048_Dave_Parratt.m4aDave Parratt is with MTN Mobile Money in South Africa, and as such is in the forefront on the mobile revolution in developing markets. Working out how banks and operators should co-operate and compete in this podcast, Dave talks about the South African environment and Mobile Money's experiences. Apologies for the poor sound quality (someone decided to start drilling next door to us!).Dave Parratt is with MTN Mobile Money in South Africa, and as such is in the forefront on the mobile revolution in developing markets. Working out how banks and operators should co-operate and compete in this podcast, Dave talks about the South African environment and Mobile Money's experiences. Apologies for the poor sound quality (someone decided to start drilling next door to us!).Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_048_Dave_Parratt.m4aDigital MoneyDave Birch, Consult HyperionTue, 26 Feb 2008 10:20:00 GMThttp://www.chyp.com/podcasts/DIF_039_David_Cushman.m4aDavid Cushman is the Digital Development Director at what is now Bauer Specialist Media but which was part of EMAP when I interviewed him. His blog, Faster Future, often discusses the relationship between networks, identity and media. In this podcast, he talks about Reed's Law and how identity and reputation may work in the future media landscape.David Cushman is the Digital Development Director at what is now Bauer Specialist Media but which was part of EMAP when I interviewed him. His blog, Faster Future, often discusses the relationship between networks, identity and media. In this podcast, he talks about Reed's Law and how identity and reputation may work in the future media landscape.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_039_David_Cushman.m4aDigital IdentityDave Birch, Consult HyperionWed, 20 Feb 2008 15:15:00 GMThttp://www.chyp.com/podcasts/DMF_047_Dadi_Rafnsson.m4aDadi Rafnsson works for Kaupthing Bank, the largest bank in Iceland. He is responsible for new product development. In this podcast he talks about the launch of contactless payment cards in the Icelandic market, already the world's "most cashless" payment market. And he has a great MySpace tag too: "whoisthedadi"!Dadi Rafnsson works for Kaupthing Bank, the largest bank in Iceland. He is responsible for new product development. In this podcast he talks about the launch of contactless payment cards in the Icelandic market, already the world's "most cashless" payment market. And he has a great MySpace tag too: "whoisthedadi"!Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_047_Dadi_Rafnsson.m4aDigital MoneyDave Birch, Consult HyperionWed, 13 Feb 2008 11:15:00 GMThttp://www.chyp.com/podcasts/DIF_038_Nick_Ogden.m4aNick Ogden has been at the forefront of financial services technology since 1985. Nick founded the multi-currency processor WorldPay and led the company through its growth to over 270 employees with 20,000 merchants in 120 countries and processing transactions in excess of $2bn per annum. Nick is currently Chairman and Chief Executive of The Voice Commerce Group Limited and Chief Executive of Voice Pay Limited.Nick Ogden has been at the forefront of financial services technology since 1985. Nick founded the multi-currency processor WorldPay and led the company through its growth to over 270 employees with 20,000 merchants in 120 countries and processing transactions in excess of $2bn per annum. Nick is currently Chairman and Chief Executive of The Voice Commerce Group Limited and Chief Executive of Voice Pay Limited.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_038_Nick_Ogden.m4aDigital IdentityDave Birch, Consult HyperionMon, 04 Feb 2008 18:30:00 GMThttp://www.chyp.com/podcasts/DMF_046_Samee_Zafar.m4aSamee Zafar is a Director in Edgar Dunn's London office. His expertise covers retail banking, card issuing and acquiring, electronic payments including Internet and mobile payments. Samee has deep experience in helping clients set-up Internet and telephone based direct banking and brokerage operations including the selection and management of technology providers and outsourcing partners. Previously Samee has worked with PricewaterhouseCoopers and Visa International in London and New York.Samee Zafar is a Director in Edgar Dunn's London office. His expertise covers retail banking, card issuing and acquiring, electronic payments including Internet and mobile payments. Samee has deep experience in helping clients set-up Internet and telephone based direct banking and brokerage operations including the selection and management of technology providers and outsourcing partners. Previously Samee has worked with PricewaterhouseCoopers and Visa International in London and New York.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_046_Samee_Zafar.m4aDigital MoneyDave Birch, Consult HyperionWed, 30 Jan 2008 13:30:00 GMThttp://www.chyp.com/podcasts/DIF_037_Katie_Davis.m4aKatie Davis joined IPS as the Executive Director of Strategy in June 2007. Prior to this, she was the Director of the Goverment IT Profession at the Cabinet Office. In this role, she worked as part of the Delivery and Transformation Group (formerly e-Goverment Unit) to increase the capacity and capability of goverment to deliver large-scale IT-enabled change. In this podcast she explains the goals of the programme and explains where it is right now.Katie Davis joined IPS as the Executive Director of Strategy in June 2007. Prior to this, she was the Director of the Goverment IT Profession at the Cabinet Office. In this role, she worked as part of the Delivery and Transformation Group (formerly e-Goverment Unit) to increase the capacity and capability of goverment to deliver large-scale IT-enabled change. In this podcast she explains the goals of the programme and explains where it is right now.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_037_Katie_Davis.m4aDigital IdentityDave Birch, Consult HyperionThu, 24 Jan 2008 17:45:00 GMThttp://www.chyp.com/podcasts/DMF_045_William_Lorenz.m4aWilliam Lorenz is highly experienced in the prepaid sector, having worked for Ixaris Systems Ltd as Chief Operating Officer, Executive Director and founder since 2001. He has been instrumental in multiple funding rounds, doubling revenues annualy and successfully growing headcount tenfold. His work at Ixaris has involved an incredibly diverse number of business areas and skillsets, building on his prior experience as a managment consutant in the Telecoms, Media and Technology (TMT) sectors.William Lorenz is highly experienced in the prepaid sector, having worked for Ixaris Systems Ltd as Chief Operating Officer, Executive Director and founder since 2001. He has been instrumental in multiple funding rounds, doubling revenues annualy and successfully growing headcount tenfold. His work at Ixaris has involved an incredibly diverse number of business areas and skillsets, building on his prior experience as a managment consutant in the Telecoms, Media and Technology (TMT) sectors.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_045_William_Lorenz.m4aDigital MoneyDave Birch, Consult HyperionMon, 14 Jan 2008 16:45:00 GMThttp://www.chyp.com/podcasts/DIF_036_Tony_Furness.m4aTony Furness is the Chief Technology Officer (CTO) for the Auto ID and Data Capture (AIDC) European Centre of Excellence in Halifax. He is a specialist in AIDC, including RFID and a member of the European Commission RFID Expert Group. He was recently appointed visiting Professor to the Advanced Manufacturing Research Centre with Boeing, University of Sheffield and has over 20 years experience in the AIDC technologies.Tony Furness is the Chief Technology Officer (CTO) for the Auto ID and Data Capture (AIDC) European Centre of Excellence in Halifax. He is a specialist in AIDC, including RFID and a member of the European Commission RFID Expert Group. He was recently appointed visiting Professor to the Advanced Manufacturing Research Centre with Boeing, University of Sheffield and has over 20 years experience in the AIDC technologies.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_036_Tony_Furness.m4aDigital IdentityDave Birch, Consult HyperionMon, 07 Jan 2008 14:15:00 GMThttp://www.chyp.com/podcasts/DMF_044_David_Hunter.m4aDavid Hunter is the Managing Director of Click and Buy (Europe), a position he moved to from being the CEO of BT Click and Buy. He therefore has considerable experience in bringing new online payment mechanisms to the mass market. Click and Buy (who hold an e-money licence) recently extended their range of instruments to include cash via a deal with Payzone. In this podcast he shares some of his vision for the company, its products and services.David Hunter is the Managing Director of Click and Buy (Europe), a position he moved to from being the CEO of BT Click and Buy. He therefore has considerable experience in bringing new online payment mechanisms to the mass market. Click and Buy (who hold an e-money licence) recently extended their range of instruments to include cash via a deal with Payzone. In this podcast he shares some of his vision for the company, its products and services.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_044_David_Hunter.m4aDigital MoneyDave Birch, Consult HyperionFri, 21 Dec 2007 17:45:00 GMThttp://www.chyp.com/podcasts/DMF_043_Mike_Hendry.m4aMike Hendry is an independent consultant in payments systems and e-commerce. He works with banks, retailers and service providers throughout Europe on technology and business strategy issues and played an important role in the project office for the U.K.'s transition to chip & PIN. In this podcast, Mike chats about multi-application smart cards, the subject on his book (so prominently featured on the Digital Money Blog!).Mike Hendry is an independent consultant in payments systems and e-commerce. He works with banks, retailers and service providers throughout Europe on technology and business strategy issues and played an important role in the project office for the U.K.'s transition to chip & PIN. In this podcast, Mike chats about multi-application smart cards, the subject on his book (so prominently featured on the Digital Money Blog!).Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_043_Mike_Hendry.m4aDigital MoneyDave Birch, Consult HyperionThu, 13 Dec 2007 16:00:00 GMThttp://www.chyp.com/podcasts/DIF_035_John_Taylor.m4aJohn Taylor is a Research Associate at the Oxford Internet Institute and Professor of Goverment and Information Management at Caledonian Business School, Glasgow. He has worked on a number of major UK research programmes including the ESRC's PICT and the Virtual Society Programme, focusing on the diffusion and uptake by goverments and NGOs of information and communication technologies.John Taylor is a Research Associate at the Oxford Internet Institute and Professor of Goverment and Information Management at Caledonian Business School, Glasgow. He has worked on a number of major UK research programmes including the ESRC's PICT and the Virtual Society Programme, focusing on the diffusion and uptake by goverments and NGOs of information and communication technologies.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_035_John_Taylor.m4aDigital IdentityDave Birch, Consult HyperionThu, 06 Dec 2007 17:30:00 GMThttp://www.chyp.com/podcasts/DMF_042_Colin_Swain.m4aColin Swain is the head of Research and Development at Barclaycard, the U.K.'s largest credit card issuer. Here he talks about mobile/NFC pilot that they have just launched in London with O2 and Transport for London, whereby customers can use their phones to pay at contactless terminals and use the bus and Tube.Colin Swain is the head of Research and Development at Barclaycard, the U.K.'s largest credit card issuer. Here he talks about mobile/NFC pilot that they have just launched in London with O2 and Transport for London, whereby customers can use their phones to pay at contactless terminals and use the bus and Tube.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_042_Colin_Swain.m4aDigital MoneyDave Birch, Consult HyperionFri, 30 Nov 2007 16:45:00 GMThttp://www.chyp.com/podcasts/DMF_041_Michael_Marx.m4aAs Visa USA's VP of Research Services, Michael Marx provides marketing research. competitive intelligence and consumer trends data to financial institutions issuing Visa-branded cards and major retailers who accept Visa payments. In this podcast, he shares a couple of the key trends in the data.As Visa USA's VP of Research Services, Michael Marx provides marketing research. competitive intelligence and consumer trends data to financial institutions issuing Visa-branded cards and major retailers who accept Visa payments. In this podcast, he shares a couple of the key trends in the data.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_041_Michael_Marx.m4aDigital MoneyDave Birch, Consult HyperionFri, 16 Nov 2007 10:00:00 GMThttp://www.chyp.com/podcasts/DMF_040_Jack_Selby.m4aJack R. Selby is a Managing Direactor at Clarium Capital Managment LLC. Prior to Clarium, Jack was a Corporate Officer and Senior Vice President of PayPal, Inc. As an original member of the founding PayPal team, Jack's experience and perspectives will be of interest to anyone interested in the subject of launching new electronic payment systems.Jack R. Selby is a Managing Direactor at Clarium Capital Managment LLC. Prior to Clarium, Jack was a Corporate Officer and Senior Vice President of PayPal, Inc. As an original member of the founding PayPal team, Jack's experience and perspectives will be of interest to anyone interested in the subject of launching new electronic payment systems.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_040_Jack_Selby.m4aDigital MoneyDave Birch, Consult HyperionFri, 09 Nov 2007 15:00:00 GMThttp://www.chyp.com/podcasts/DIF_034_James_Gardner.m4aJames Gardner is Head of Innovation and Research in Group IT at Lloyds TSB, based in London. In this podcast, he talks about the process of innovation in one of the largest retail banks in the world and how identity might play a role in future products and services.James Gardner is Head of Innovation and Research in Group IT at Lloyds TSB, based in London. In this podcast, he talks about the process of innovation in one of the largest retail banks in the world and how identity might play a role in future products and services.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_034_James_Gardner.m4aDigital IdentityDave Birch, Consult HyperionWed, 31 Oct 2007 18:15:00 GMThttp://www.chyp.com/podcasts/DMF_039_Randy_Vanderhoof.m4aRandy Vanderhoof has been the Executive Director of the Smart Card Alliance since 2002, during which time he's seen some pretty big changes. He's got a long track record in the business having been Senior Project Manager for IBM Global Smart Card Solutions, Vice President, Business Development, with First Access, Inc., a developer of contacless smart card technology and five years with Schlumberger. Which is why I thought it would be useful to have a chat with him about a couple of major trends.Randy Vanderhoof has been the Executive Director of the Smart Card Alliance since 2002, during which time he's seen some pretty big changes. He's got a long track record in the business having been Senior Project Manager for IBM Global Smart Card Solutions, Vice President, Business Development, with First Access, Inc., a developer of contacless smart card technology and five years with Schlumberger. Which is why I thought it would be useful to have a chat with him about a couple of major trends.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_039_Randy_Vanderhoof.m4aDigital MoneyDave Birch, Consult HyperionWed, 24 Oct 2007 15:30:00 GMThttp://www.chyp.com/podcasts/DIF_033_Gerhard_Romen.m4aGerhard Romen is Head of Near Field Communication Market Development for Nokia's Emerging Business Unit, and is responsible for business development. He is also a representative of Nokia at the NFC Forum and the Vice-Chairman of the NFC Forum. He's a great person to talk to about the potential role of the NFC handset in the future of digital identity.Gerhard Romen is Head of Near Field Communication Market Development for Nokia's Emerging Business Unit, and is responsible for business development. He is also a representative of Nokia at the NFC Forum and the Vice-Chairman of the NFC Forum. He's a great person to talk to about the potential role of the NFC handset in the future of digital identity.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_033_Gerhard_Romen.m4aDigital IdentityDave Birch, Consult HyperionMon, 08 Oct 2007 17:15:00 GMThttp://www.chyp.com/podcasts/DMF_038_Patrice_Motz.m4aPatrice Motz is an expert in the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) compliance and provides a comprehensive array of BSA/AML consulting services to bank and non-bank clients of Premier Compliance Solutions. Since leaving FinCEN in 2002, Patrice has specialised in helping members of the prepaid card industry comply with relevant state and federal laws and to effective identity, evaluate and manage their money laundering and terrorist financing risks.Patrice Motz is an expert in the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) compliance and provides a comprehensive array of BSA/AML consulting services to bank and non-bank clients of Premier Compliance Solutions. Since leaving FinCEN in 2002, Patrice has specialised in helping members of the prepaid card industry comply with relevant state and federal laws and to effective identity, evaluate and manage their money laundering and terrorist financing risks.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_038_Patrice_Motz.m4aDigital MoneyDave Birch, Consult HyperionFri, 05 Oct 2007 17:35:00 GMThttp://www.chyp.com/podcasts/DIF_032_Peter_Jones.m4aPeter Jones is responsible for Hitachi's finger-vein biometric technology in Europe. The technology is being deployed in Japan, where there are a million biometric ATM cards in circulation and 3% of all withdrawals are already made with biometric authentication. Peter explains how the technology works and how it has been performing in the real world.Peter Jones is responsible for Hitachi's finger-vein biometric technology in Europe. The technology is being deployed in Japan, where there are a million biometric ATM cards in circulation and 3% of all withdrawals are already made with biometric authentication. Peter explains how the technology works and how it has been performing in the real world.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_032_Peter_Jones.m4aDigital IdentityDave Birch, Consult HyperionMon, 01 Oct 2007 18:15:00 GMThttp://www.chyp.com/podcasts/DMF_037_Brian_Pomeroy.m4aBrian Pomeroy is the first chair of the UK's Payments Council. Following a career in management consultancy, he is now a Trustee of the Money Advice Trust, a member of the National Lottery Commission and the Audit Commission. He also chairs the Financial Inclusion Task Force. In this podcast, he explains what the council is and how it will set about meeting its goals for efficiency, innovation and integrity in the UK payment system.Brian Pomeroy is the first chair of the UK's Payments Council. Following a career in management consultancy, he is now a Trustee of the Money Advice Trust, a member of the National Lottery Commission and the Audit Commission. He also chairs the Financial Inclusion Task Force. In this podcast, he explains what the council is and how it will set about meeting its goals for efficiency, innovation and integrity in the UK payment system.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_037_Brian_Pomeroy.m4aDigital MoneyDave Birch, Consult HyperionWed, 19 Sep 2007 12:45:00 GMThttp://www.chyp.com/podcasts/DIF_031_Jacqui_Taylor.m4aDr Jacqui Taylor has been conducting research into the psychological aspects of technology since 1990 and completed a PhD on 'A Social Psychological Analysis of Computer-Meditated Communication', in 1995. She is currently a Senior Lecturer at Bournemouth University teaching on the BSc(Hons) Psychology Computing degree.Dr Jacqui Taylor has been conducting research into the psychological aspects of technology since 1990 and completed a PhD on 'A Social Psychological Analysis of Computer-Meditated Communication', in 1995. She is currently a Senior Lecturer at Bournemouth University teaching on the BSc(Hons) Psychology Computing degree.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_031_Jacqui_Taylor.m4aDigital IdentityDave Birch, Consult HyperionMon, 17 Sep 2007 12:00:00 GMThttp://www.chyp.com/podcasts/DMF_036_Mike_Jackson.m4aMike is a Founder Member and Chairman of Shaping Tomorrow. As Chief Executive of Birmingham Midshires, then the UK's 4th largest building society, he shifted it from near oblivion to a highly profitable, customer led and multiple-award winning business in just eight years. Before this, he had a long career in the UK, Europe and North America with (amongst others) Bank of America and Citibank.Mike is a Founder Member and Chairman of Shaping Tomorrow. As Chief Executive of Birmingham Midshires, then the UK's 4th largest building society, he shifted it from near oblivion to a highly profitable, customer led and multiple-award winning business in just eight years. Before this, he had a long career in the UK, Europe and North America with (amongst others) Bank of America and Citibank.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_036_Mike_Jackson.m4aDigital MoneyDave Birch, Consult HyperionThu, 06 Sep 2007 09:00:00 GMThttp://www.chyp.com/podcasts/DIF_030_Tom_Ilube.m4aTom Ilube is the CEO of garlik, a new consumer company pioneering a range of services to help give people real power over their personal information in the digital world, using semantic web technologies. In this podcast, we'll find out what that means and how garlik will make a living out of it. Tom Ilube was CIO at Egg until 2005, so he knows a thing or to about innovative plays in the consumer space.Tom Ilube is the CEO of garlik, a new consumer company pioneering a range of services to help give people real power over their personal information in the digital world, using semantic web technologies. In this podcast, we'll find out what that means and how garlik will make a living out of it. Tom Ilube was CIO at Egg until 2005, so he knows a thing or to about innovative plays in the consumer space.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_030_Tom_Ilube.m4aDigital IdentityDave Birch, Consult HyperionWed, 29 Aug 2007 09:20:00 GMThttp://www.chyp.com/podcasts/DMF_035_Joseph_DiVanna.m4aJoseph DiVanna is an independent author, consultant and global public speaker. He is the Managing Director of Maris Strategies Limited, a financial services, global business and innovation think-tank providing research and advisory services. In this podcast, he talks about Islamic finance.Joseph DiVanna is an independent author, consultant and global public speaker. He is the Managing Director of Maris Strategies Limited, a financial services, global business and innovation think-tank providing research and advisory services. In this podcast, he talks about Islamic finance.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_035_Joseph_DiVanna.m4aDigital MoneyDave Birch, Consult HyperionTue, 21 Aug 2007 08:30:00 GMThttp://www.chyp.com/podcasts/DIF_029_Digital_Identity_Management.m4aJane Adams is a freelance journalist and consultant. She was editor of World Card Technology until 1996 and now writes regularly for European Card Review as well as for corporate clients. She has written two research reports about smart cards, the Smart Card Reporter for Elsevier and Smart Cards in Healthcare for HBS Consulting. Here she talks to David Birch of Consult Hyperion about the book he edited "Digital Identity Management" which was published in March.Jane Adams is a freelance journalist and consultant. She was editor of World Card Technology until 1996 and now writes regularly for European Card Review as well as for corporate clients. She has written two research reports about smart cards, the Smart Card Reporter for Elsevier and Smart Cards in Healthcare for HBS Consulting. Here she talks to David Birch of Consult Hyperion about the book he edited "Digital Identity Management" which was published in March.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_029_Digital_Identity_Management.m4aDigital IdentityDave Birch, Consult HyperionMon, 13 Aug 2007 14:30:00 GMThttp://www.chyp.com/podcasts/DMF_034_Jon_Levenson.m4aJon Levenson is the head of commercial partnerships at The Trafford Centre, located in Manchester, which has 230 stores and 55 food outlets attracting 30 million visitors per annum. Jon was responsible for introducing the centre's Visa-branded gift card and here he talks about his experiences getting the scheme off the ground with retailers and consumers.Jon Levenson is the head of commercial partnerships at The Trafford Centre, located in Manchester, which has 230 stores and 55 food outlets attracting 30 million visitors per annum. Jon was responsible for introducing the centre's Visa-branded gift card and here he talks about his experiences getting the scheme off the ground with retailers and consumers.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_034_Jon_Levenson.m4aDigital MoneyDave Birch, Consult HyperionMon, 06 Aug 2007 18:15:00 GMThttp://www.chyp.com/podcasts/DIF_028_Peter_Brown.m4aPeter Brown is co-chairman of the e-goverment standard group set up by the European standisation body CEN. Here he talks about the public sector approach to interoperability, crucial to the use of digital identity on a large scale, and uses the 'Austrian model' to highlight some key ideas in that field.Peter Brown is co-chairman of the e-goverment standard group set up by the European standisation body CEN. Here he talks about the public sector approach to interoperability, crucial to the use of digital identity on a large scale, and uses the 'Austrian model' to highlight some key ideas in that field.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_028_Peter_Brown.m4aDigital IdentityDave Birch, Consult HyperionMon, 30 Jul 2007 11:45:00 GMThttp://www.chyp.com/podcasts/DMF_033_Susie_Lonie.m4aSusie Lonie was Vodafone's project manager for the highly successful M-PESA project in Kenya. With many years m-commerce and m-payments experience behind her, she is one of the leading practitioners. In this podcast, she talks about the M-PESA pilot and associated learning.Susie Lonie was Vodafone's project manager for the highly successful M-PESA project in Kenya. With many years m-commerce and m-payments experience behind her, she is one of the leading practitioners. In this podcast, she talks about the M-PESA pilot and associated learning.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_033_Susie_Lonie.m4aDigital MoneyDave Birch, Consult HyperionTue, 24 Jul 2007 17:30:00 GMThttp://www.chyp.com/podcasts/DIF_027_Paul_Miller.m4aPaul Miller is the Director of Mobile and Wireless at Symantec and leads the company's mobile client security strategy and delivery as well as the company's overall vision for mobile and wireless. Before Symantec, Paul spent five years at Gemplus leading the identity strategy using mobile infrastructure to combat identity fraud.Paul Miller is the Director of Mobile and Wireless at Symantec and leads the company's mobile client security strategy and delivery as well as the company's overall vision for mobile and wireless. Before Symantec, Paul spent five years at Gemplus leading the identity strategy using mobile infrastructure to combat identity fraud.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_027_Paul_Miller.m4aDigital IdentityDave Birch, Consult HyperionTue, 17 Jul 2007 08:40:00 GMThttp://www.chyp.com/podcasts/DMF_032_Jerry_Dischler.m4aJerry Dischler is the Senior Product Manager for Google Checkout in Europe. Now that Google Checkout has passed its first birthday, it seemed like a good time to go and talk to Jerry about the product and where it might be going.Jerry Dischler is the Senior Product Manager for Google Checkout in Europe. Now that Google Checkout has passed its first birthday, it seemed like a good time to go and talk to Jerry about the product and where it might be going.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_032_Jerry_Dischler.m4aDigital MoneyDave Birch, Consult HyperionTue, 10 Jul 2007 18:40:00 GMThttp://www.chyp.com/podcasts/DIF_026_Karen_Wendel.m4aKaren Wendel is the CEO of IdenTrust. Prior to joining IdenTrust, Karen was the CEO of eFinance Corporation, an applications development company that provides risk and credit decisioning solutions. She was previously a partner at the Belgium-based consulting firm The Capital Markets Company (CAPCO) where she led the growth of CAPCO's e-finance practice, including raising capital and building out the required team and infrastructure to serve global financial institutions on Asia, Europe and Latin America.Karen Wendel is the CEO of IdenTrust. Prior to joining IdenTrust, Karen was the CEO of eFinance Corporation, an applications development company that provides risk and credit decisioning solutions. She was previously a partner at the Belgium-based consulting firm The Capital Markets Company (CAPCO) where she led the growth of CAPCO's e-finance practice, including raising capital and building out the required team and infrastructure to serve global financial institutions on Asia, Europe and Latin America.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_026_Karen_Wendel.m4aDigital IdentityDave Birch, Consult HyperionWed, 04 Jul 2007 14:15:00 GMThttp://www.chyp.com/podcasts/DMF_031_Margrit_Kennedy.m4aMargrit Kennedy is a consultant in complementary currencies, and recently helped in the preparation for creating a sustainable money system for the planned international city of Auroville, India as well as for Cali in Columbia and in regions in Argentina, Germany and New Zealand. Here she talks about complementary currencies with particular reference to the current projects in Germany.Margrit Kennedy is a consultant in complementary currencies, and recently helped in the preparation for creating a sustainable money system for the planned international city of Auroville, India as well as for Cali in Columbia and in regions in Argentina, Germany and New Zealand. Here she talks about complementary currencies with particular reference to the current projects in Germany.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_031_Margrit_Kennedy.m4aDigital MoneyDave Birch, Consult HyperionMon, 25 Jun 2007 18:00:00 GMThttp://www.chyp.com/podcasts/DIF_025_Martin_Meints.m4aMartin Meints studied chemistry and computer science at the University Kiel. He worked in various enterprises and public organisations as IT project manager and in technical management functions. Since 2004 he has been a researcher for the Independent Centre for Privacy Protection Schleswig-Holstein (ICPP); he has been greatly involved in the European project "FIDS - Future of Identity in the Information Society" which he discusses here.Martin Meints studied chemistry and computer science at the University Kiel. He worked in various enterprises and public organisations as IT project manager and in technical management functions. Since 2004 he has been a researcher for the Independent Centre for Privacy Protection Schleswig-Holstein (ICPP); he has been greatly involved in the European project "FIDS - Future of Identity in the Information Society" which he discusses here.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_025_Martin_Meints.m4aDigital IdentityDave Birch, Consult HyperionWed, 20 Jun 2007 17:40:00 GMThttp://www.chyp.com/podcasts/DMF_030_Gene_Yoon.m4aGene Yoon handles a variety of business matters for Linden Lab, including international market development, corporate and business development, and external developer programs. He was also previously the company's general counsel and provided interim leadership for finance.Gene Yoon handles a variety of business matters for Linden Lab, including international market development, corporate and business development, and external developer programs. He was also previously the company's general counsel and provided interim leadership for finance.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_030_Gene_Yoon.m4aDigital MoneyDave Birch, Consult HyperionTue, 19 Jun 2007 18:00:00 GMThttp://www.chyp.com/podcasts/DIF_024_Mike_Butler.m4aThe Defense Department has issued more than 11 million Common Access Cards since it started the program more than five years ago. Mike Butler, chief of DoD's smart-card programs, has been instrumental in getting the program up and running. Since we recorded this podcast, he has been drafted by the General Services Administration to help the rest of the government get Homeland Security Presidential Directive-12 implemented.The Defense Department has issued more than 11 million Common Access Cards since it started the program more than five years ago. Mike Butler, chief of DoD's smart-card programs, has been instrumental in getting the program up and running. Since we recorded this podcast, he has been drafted by the General Services Administration to help the rest of the government get Homeland Security Presidential Directive-12 implemented.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_024_Mike_Butler.m4aDigital IdentityDave Birch, Consult HyperionTue, 05 Jun 2007 09:40:00 GMThttp://www.chyp.com/podcasts/DMF_026_Peter_Helderman.m4aPeter Helderman is the Manager of Marketing Operations (Payment Contactless) at France Telecom, and as such is involved in some of the most interesting NFC trials in Europe. He says that NFC will be the third phase of mobile evolution, after voice and data.Peter Helderman is the Manager of Marketing Operations (Payment Contactless) at France Telecom, and as such is involved in some of the most interesting NFC trials in Europe. He says that NFC will be the third phase of mobile evolution, after voice and data.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_026_Peter_Helderman.m4aDigital MoneyDave Birch, Consult HyperionWed, 30 May 2007 14:15:00 GMThttp://www.chyp.com/podcasts/DIF_023_Mart_Parve.m4aEstonia is working hard to be an e-society and they were one of the first countries to introduce a smart ID card for both on and offline use. Mart Parve is project co-ordinator for the Look at World Foundation who are responsible promoting the "e-society" in Estonia.Estonia is working hard to be an e-society and they were one of the first countries to introduce a smart ID card for both on and offline use. Mart Parve is project co-ordinator for the Look at World Foundation who are responsible promoting the "e-society" in Estonia.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_023_Mart_Parve.m4aDigital IdentityDave Birch, Consult HyperionMon, 21 May 2007 17:00:00 GMThttp://www.chyp.com/podcasts/DMF_025_Andrew_Bud.m4aAndrew Bud of mBlox has been involved in the mobile payments business for a long time. This podcast, recorded after his presentation at the very good Informa conference on Mobile Payments in Amsterdam, captures some of his very well-informed thoughts on the next phase of evolution of this market.Andrew Bud of mBlox has been involved in the mobile payments business for a long time. This podcast, recorded after his presentation at the very good Informa conference on Mobile Payments in Amsterdam, captures some of his very well-informed thoughts on the next phase of evolution of this market.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_025_Andrew_Bud.m4aDigital MoneyDave Birch, Consult HyperionMon, 14 May 2007 10:40:00 GMThttp://www.chyp.com/podcasts/DIF_022_Neil_McEvoy.m4aNeil McEvoy is a Director of Consult Hyperion, which he helped to found in 1986. He has designed the security architecture for some of the worlds biggest transaction networks and has advised governments in Europe, the Middle East and Asia on identity management and identity cards.Neil McEvoy is a Director of Consult Hyperion, which he helped to found in 1986. He has designed the security architecture for some of the worlds biggest transaction networks and has advised governments in Europe, the Middle East and Asia on identity management and identity cards.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_022_Neil_McEvoy.m4aDigital IdentityDave Birch, Consult HyperionMon, 30 Apr 2007 08:40:00 GMThttp://www.chyp.com/podcasts/DIF_021_Dieter_Sommer.m4aDieter's work at IBM Research is in the field of privacy-enhancing digital identity. His group is working on, amongst other things, "identity mixing" as part of the EU PRIME project and contributing to Higgins.Dieter's work at IBM Research is in the field of privacy-enhancing digital identity. His group is working on, amongst other things, "identity mixing" as part of the EU PRIME project and contributing to Higgins.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_021_Dieter_Sommer.m4aDigital IdentityDave Birch, Consult HyperionMon, 23 Apr 2007 10:15:00 GMThttp://www.chyp.com/podcasts/DMF_025_Paul_Marsh.m4aPaul Marsh is Director of the Cards and Fraud Control Division at the Association of Payment and Clearing Services (APACS). He spearheads all security and anti-fraud activities, including the Dedicated Cheque and Plastic Crime Unit (DCPCU) and chip and PIN, ensuring APACS remains at the the cutting edge of the banking industry's efforts to counter fraud.Paul Marsh is Director of the Cards and Fraud Control Division at the Association of Payment and Clearing Services (APACS). He spearheads all security and anti-fraud activities, including the Dedicated Cheque and Plastic Crime Unit (DCPCU) and chip and PIN, ensuring APACS remains at the the cutting edge of the banking industry's efforts to counter fraud.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_025_Paul_Marsh.m4aDigital MoneyDave Birch, Consult HyperionMon, 16 Apr 2007 11:00:00 GMThttp://www.chyp.com/podcasts/DIF_020_Stefan_Brands.m4aDr Stefan Brands, a Dutchman who since seven years ago resides in Canada, is an Adjunct Professor in Computer Science at McGill University. He is behind ground-breaking thinking on building society-wide digital identity systems using digital credentials. His work at DigiCash and Zero-Knowledge Systems was at the very forefront of the field. His current company Credentica recently release the world's first development kit for digital credentials; see http://www.credentica.com/pr20070213.html.Dr Stefan Brands, a Dutchman who since seven years ago resides in Canada, is an Adjunct Professor in Computer Science at McGill University. He is behind ground-breaking thinking on building society-wide digital identity systems using digital credentials. His work at DigiCash and Zero-Knowledge Systems was at the very forefront of the field. His current company Credentica recently release the world's first development kit for digital credentials; see http://www.credentica.com/pr20070213.html.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_020_Stefan_Brands.m4aDigital IdentityDave Birch, Consult HyperionFri, 13 Apr 2007 09:40:00 GMThttp://www.chyp.com/podcasts/DMF_024_Simon_Cavill.m4aSimon Cavill is CTO of Mi-Pay. They are developing their service beyond outsourced top-up services for mobile operators and into mobile payments and mobile banking. Simon provides informed perspective on these sectors as a whole.Simon Cavill is CTO of Mi-Pay. They are developing their service beyond outsourced top-up services for mobile operators and into mobile payments and mobile banking. Simon provides informed perspective on these sectors as a whole.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_024_Simon_Cavill.m4aDigital MoneyDave Birch, Consult HyperionMon, 02 Apr 2007 13:25:00 GMThttp://www.chyp.com/podcasts/DIF_019_Peter_Cochrane.m4aPeter Cochrane joined what became British Telecom in 1962 as a linesman. By the time he retired in 2000 -- to join his own startup company, ConceptLabs -- he had been head of BT Research and their Chief Futurologist. Peter wrote the foreward to Digital Identity Management (edited by Dave Birch) and has long been thinking about the central role of digital identity in the future economy.Peter Cochrane joined what became British Telecom in 1962 as a linesman. By the time he retired in 2000 -- to join his own startup company, ConceptLabs -- he had been head of BT Research and their Chief Futurologist. Peter wrote the foreward to Digital Identity Management (edited by Dave Birch) and has long been thinking about the central role of digital identity in the future economy.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_019_Peter_Cochrane.m4aDigital IdentityDave Birch, Consult HyperionMon, 26 Mar 2007 10:18:00 GMThttp://www.chyp.com/podcasts/DMF_023_John_Hill.m4aWhat's going on in London with Oyster card, Barclays and other contactless schemes continues to attract attention. A chat with John Hill from Transys helps to explain what's behind the Oyster system and where it might go in the future.What's going on in London with Oyster card, Barclays and other contactless schemes continues to attract attention. A chat with John Hill from Transys helps to explain what's behind the Oyster system and where it might go in the future.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_023_John_Hill.m4aDigital MoneyDave Birch, Consult HyperionMon, 19 Mar 2007 10:00:00 GMThttp://www.chyp.com/podcasts/DIF_018_John_Madelin.m4aJohn Madelin has a long track record on the commercial side of the identity world. He worked for Entrust and RSA before taking up his new role at BT. In this discussion, John talks about the business side of digital identity.John Madelin has a long track record on the commercial side of the identity world. He worked for Entrust and RSA before taking up his new role at BT. In this discussion, John talks about the business side of digital identity.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_018_John_Madelin.m4aDigital IdentityDave Birch, Consult HyperionMon, 12 Mar 2007 12:00:00 GMThttp://www.chyp.com/podcasts/DMF_022_Lady_Olga_Maitland.m4aLady Olga Maitland is the CEO of the International Association of Money Transfer Networks and her comments on the potential for regulation of this business in Europe reflect a real concern about the unitended consequences of the regulatory upheaval faced by her own organisation's members.Lady Olga Maitland is the CEO of the International Association of Money Transfer Networks and her comments on the potential for regulation of this business in Europe reflect a real concern about the unitended consequences of the regulatory upheaval faced by her own organisation's members.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_022_Lady_Olga_Maitland.m4aDigital MoneyDave Birch, Consult HyperionMon, 05 Mar 2007 10:53:00 GMThttp://www.chyp.com/podcasts/DIF_017_Nigel_Gilbert.m4aProfessional Nigel Gilbert chaired the Royal Academy of Engineering's working group on privacy and surveillance, which will release its report 'Dilemmas of Privacy and Surveillance' on March 26, 2007.Professional Nigel Gilbert chaired the Royal Academy of Engineering's working group on privacy and surveillance, which will release its report 'Dilemmas of Privacy and Surveillance' on March 26, 2007.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_017_Nigel_Gilbert.m4aDigital IdentityDave Birch, Consult HyperionMon, 26 Feb 2007 16:28:00 GMThttp://www.chyp.com/podcasts/DMF_021_Key_Pousttchi.m4aKey Pousttchi is the head of the Mobile Commerce Working Group at the University of Augsburg. The German payments market is large and in many ways unusual. Key talks about the German payment environment and how e-, m-payments are developing.Key Pousttchi is the head of the Mobile Commerce Working Group at the University of Augsburg. The German payments market is large and in many ways unusual. Key talks about the German payment environment and how e-, m-payments are developing.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_021_Key_Pousttchi.m4aDigital MoneyDave Birch, Consult HyperionTue, 20 Feb 2007 10:23:00 GMThttp://www.chyp.com/podcasts/DIF_016_John_Bullard.m4aJohn Bullard talks about Identrust and its business model, creating interoperability between bank-issued digital identities to allow for secure electronic transactions between banks and businesses.John Bullard talks about Identrust and its business model, creating interoperability between bank-issued digital identities to allow for secure electronic transactions between banks and businesses.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_016_John_Bullard.m4aDigital IdentityDave Birch, Consult HyperionMon, 12 Feb 2007 17:22:00 GMThttp://www.chyp.com/podcasts/DMF_020_Dominic_Peachey.m4aDominic Peachey is well-known to the Digital Money Forum because he is the person in charge of electronic money regulations in the UK. Hence we care what he thinks about legislation and where it may go in the future.Dominic Peachey is well-known to the Digital Money Forum because he is the person in charge of electronic money regulations in the UK. Hence we care what he thinks about legislation and where it may go in the future.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_020_Dominic_Peachey.m4aDigital MoneyDave Birch, Consult HyperionMon, 05 Feb 2007 15:05:00 GMThttp://www.chyp.com/podcasts/DIF_015_Tim_France_Massey.m4aStep Nexus provide the MULTOS secure smart card operating system. This is used for, amongst other things, the Hong Kong identity card. Tim explains the Step Nexus mission and discusses the world of smart identity cards.Step Nexus provide the MULTOS secure smart card operating system. This is used for, amongst other things, the Hong Kong identity card. Tim explains the Step Nexus mission and discusses the world of smart identity cards.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_015_Tim_France_Massey.m4aDigital IdentityDave Birch, Consult HyperionWed, 31 Jan 2007 12:12:00 GMThttp://www.chyp.com/podcasts/DMF_019_Bruno_Prexl.m4aBruno Prexl is the M-Payment Marketing Manager for Bouygues Telecom in France. They are about to begin an NFC-based mobile payments pilot in Paris.Bruno Prexl is the M-Payment Marketing Manager for Bouygues Telecom in France. They are about to begin an NFC-based mobile payments pilot in Paris.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_019_Bruno_Prexl.m4aDigital MoneyDave Birch, Consult HyperionMon, 22 Jan 2007 10:00:00 GMThttp://www.chyp.com/podcasts/DIF_014_William_Heath.m4aA chat with William Heath, one of the founders of the government IT procurement informations service Kable, who drives the IdealGovernment blog: wibbi (wouldn't it be better if).A chat with William Heath, one of the founders of the government IT procurement informations service Kable, who drives the IdealGovernment blog: wibbi (wouldn't it be better if).Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_014_William_Heath.m4aDigital IdentityDave Birch, Consult HyperionMon, 15 Jan 2007 08:40:00 GMThttp://www.chyp.com/podcasts/DMF_018_James_Dimmick.m4aJames is with Visa Central Europe, Middle East and Africa (CEMEA) where, amongst other things, he looks after mobile commerce.James is with Visa Central Europe, Middle East and Africa (CEMEA) where, amongst other things, he looks after mobile commerce.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_018_James_Dimmick.m4aDigital MoneyDave Birch, Consult HyperionTue, 09 Jan 2007 13:40:00 GMThttp://www.chyp.com/podcasts/DIF_013_Toby_Stevens.m4aThe Enterprise Privacy Group is a membership organisation that is going to develop codes of practice for the handling of personal information. The head of EPG, Toby Stevens, talks about EPG and discusses their first code of practice for RFID.The Enterprise Privacy Group is a membership organisation that is going to develop codes of practice for the handling of personal information. The head of EPG, Toby Stevens, talks about EPG and discusses their first code of practice for RFID.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_013_Toby_Stevens.m4aDigital IdentityDave Birch, Consult HyperionWed, 03 Jan 2007 17:20:00 GMThttp://www.chyp.com/podcasts/DMF_017_Chris_Skinner.m4aChris Skinner of Balatro talks about authentication and says that perhaps chip and PIN isn't so great and that chip and biometrics might have been a better idea.Chris Skinner of Balatro talks about authentication and says that perhaps chip and PIN isn't so great and that chip and biometrics might have been a better idea.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_017_Chris_Skinner.m4aDigital MoneyDave Birch, Consult HyperionThu, 21 Dec 2006 08:22:00 GMThttp://www.chyp.com/podcasts/DMF_016_Richard_Mould.m4aRichard is the head of contactless payments at Barclaycard and talks about the recently announced deal with Transport for London to put Oyster functionality on to Barclays' cards.Richard is the head of contactless payments at Barclaycard and talks about the recently announced deal with Transport for London to put Oyster functionality on to Barclays' cards.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_016_Richard_Mould.m4aDigital MoneyDave Birch, Consult HyperionMon, 18 Dec 2006 15:34:00 GMThttp://www.chyp.com/podcasts/DIF_012_Dan_Appelquist.m4aDan is a senior technology strategist at Vodafone. Here he's chatting about the role of digital identity in the mobile world, bringing together SIM-based authentication with web services and federation.Dan is a senior technology strategist at Vodafone. Here he's chatting about the role of digital identity in the mobile world, bringing together SIM-based authentication with web services and federation.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_012_Dan_Appelquist.m4aDigital IdentityDave Birch, Consult HyperionTue, 12 Dec 2006 08:42:00 GMThttp://www.chyp.com/podcasts/DMF_015_Neil_Poundall.m4aNeil is head of mobile commerce at O2 and is discussing the increasing marketplace momentum behind mobile payments from the mobile operator's perspective and the imminent arrival of NFC handsets.Neil is head of mobile commerce at O2 and is discussing the increasing marketplace momentum behind mobile payments from the mobile operator's perspective and the imminent arrival of NFC handsets.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_015_Neil_Poundall.m4aDigital MoneyDave Birch, Consult HyperionMon, 04 Dec 2006 12:45:00 GMThttp://www.chyp.com/podcasts/DIF_011_Siddarth_Bajaj.m4aSiddarth Bajaj of Verisign discussing the Initiative for Open Authentication (OATH) and the likely impact on the mass market for strong authentication.Siddarth Bajaj of Verisign discussing the Initiative for Open Authentication (OATH) and the likely impact on the mass market for strong authentication.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_011_Siddarth_Bajaj.m4aDigital IdentityDave Birch, Consult HyperionTue, 28 Nov 2006 11:03:00 GMThttp://www.chyp.com/podcasts/DMF_014_Paul_Rogers.m4aPaul Rogers, chairman 'Vendorcom', talks about the organisation and its goals.Paul Rogers, chairman 'Vendorcom', talks about the organisation and its goals.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_014_Paul_Rogers.m4aDigital MoneyDave Birch, Consult HyperionMon, 20 Nov 2006 18:43:00 GMThttp://www.chyp.com/podcasts/DIF_010_Bruce_Schneier.m4aBruce Schneier of BT Counterpane talks about electronic passports and the security issues around adding RFID chips.Bruce Schneier of BT Counterpane talks about electronic passports and the security issues around adding RFID chips.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_010_Bruce_Schneier.m4aDigital IdentityDave Birch, Consult HyperionTue, 14 Nov 2006 08:51:00 GMThttp://www.chyp.com/podcasts/DMF_013_Tim_Jones_P2.m4aThe second part of a discussion with Tim Jones, looking at what lessons learned from m-payments pioneers like Simpay can be applied to the next wave of contactless and mobile payments.The second part of a discussion with Tim Jones, looking at what lessons learned from m-payments pioneers like Simpay can be applied to the next wave of contactless and mobile payments.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_013_Tim_Jones_P2.m4aDigital MoneyDave Birch, Consult HyperionWed, 01 Nov 2006 21:00:00 GMThttp://www.chyp.com/podcasts/DIF_009_Jon_Shamah.m4aA chat with Jon covering PKI and the adventures of PIVMan!A chat with Jon covering PKI and the adventures of PIVMan!Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_009_Jon_Shamah.m4aDigital IdentityDave Birch, Consult HyperionTue, 31 Oct 2006 10:14:00 GMThttp://www.chyp.com/podcasts/DMF_012_Tim_Jones_P1.m4aFirst of a two part podcast with Tim Jones reflecting on Mondex and SimpayFirst of a two part podcast with Tim Jones reflecting on Mondex and SimpayDave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_012_Tim_Jones_P1.m4aDigital MoneyDave Birch, Consult HyperionWed, 25 Oct 2006 08:44:00 GMThttp://www.chyp.com/podcasts/DIF_008_Simon_Williams.m4aSimon describes a network approach to spotting identity fraud of different kinds.Simon describes a network approach to spotting identity fraud of different kinds.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_008_Simon_Williams.m4aDigital IdentityDave Birch, Consult HyperionThu, 19 Oct 2006 17:31:00 GMThttp://www.chyp.com/podcasts/DMF_011_Seana_Pitt.m4aSeana is chair of the newly-formed Council and explains it goals and activities.Seana is chair of the newly-formed Council and explains it goals and activities.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_011_Seana_Pitt.m4aDigital MoneyDave Birch, Consult HyperionMon, 09 Oct 2006 08:31:00 GMThttp://www.chyp.com/podcasts/DIF_007_Luke_Razzell.m4aA chat with Luke Razzell about the Identity Scociety wiki that he has kickedoff with John Madelin.A chat with Luke Razzell about the Identity Scociety wiki that he has kickedoff with John Madelin.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_007_Luke_Razzell.m4aDigital IdentityDave Birch, Consult HyperionTue, 26 Sep 2006 16:28:00 GMThttp://www.chyp.com/podcasts/DMF_010_Guido_Mangiagalli.m4aA discussion of Visa's strategy toward contactless payment cards in Europe.A discussion of Visa's strategy toward contactless payment cards in Europe.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_010_Guido_Mangiagalli.m4aDigital MoneyDave Birch, Consult HyperionTue, 26 Sep 2006 16:26:00 GMThttp://www.chyp.com/podcasts/DIF_006_John_Elliott.m4aA chat with John Elliott, head of the Public Sector Practice at Consult Hyperion, about the impact of PIV outside the USA.A chat with John Elliott, head of the Public Sector Practice at Consult Hyperion, about the impact of PIV outside the USA.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_006_John_Elliott.m4aDigital IdentityDave Birch, Consult HyperionThu, 14 Sep 2006 10:13:00 GMThttp://www.chyp.com/podcasts/DMF_009_Adam_Smith.m4aAdam thinks that a contactless electronic purse is a good idea, so he's starting one in London.Adam thinks that a contactless electronic purse is a good idea, so he's starting one in London.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_009_Adam_Smith.m4aDigital MoneyDave Birch, Consult HyperionMon, 04 Sep 2006 14:01:00 GMThttp://www.chyp.com/podcasts/DIF_005_Stephen_Mason.m4aA discussion about electronic signatures with barrister Stephen Mason, editor of the Digital Evidence Journal.A discussion about electronic signatures with barrister Stephen Mason, editor of the Digital Evidence Journal.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_005_Stephen_Mason.m4aDigital IdentityDave Birch, Consult HyperionTue, 29 Aug 2006 14:51:00 GMThttp://www.chyp.com/podcasts/DMF_008_Diane_Coyle.m4aAn economist's perspective on the potential for mobile phones as transaction devices in developing countries.An economist's perspective on the potential for mobile phones as transaction devices in developing countries.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_008_Diane_Coyle.m4aDigital MoneyDave Birch, Consult HyperionTue, 22 Aug 2006 17:53:00 GMThttp://www.chyp.com/podcasts/DIF_004_Cath_Rawcliffe.m4aA chat with Cath Rawcliffe after her first few month in charge of ACI's new Electronic Identity Division.A chat with Cath Rawcliffe after her first few month in charge of ACI's new Electronic Identity Division.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_004_Cath_Rawcliffe.m4aDigital IdentityDave Birch, Consult HyperionWed, 16 Aug 2006 15:39:00 GMThttp://www.chyp.com/podcasts/DMF_006_Chris_Jones.m4aOur good friends at Payment Systems Europe have just published a bullish report about pre-paid cards in Europe, so I stopped in to chat with one of the authors, Chris Jones.Our good friends at Payment Systems Europe have just published a bullish report about pre-paid cards in Europe, so I stopped in to chat with one of the authors, Chris Jones.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_006_Chris_Jones.m4aDigital MoneyDave Birch, Consult HyperionWed, 02 Aug 2006 09:41:00 GMThttp://www.chyp.com/podcasts/DIF_003_Jerry_Fishenden.m4aJerry Fishenden, the National Technology Officer for Microsoft UK talks about InfoCards in the context of Microsoft's renewed focus on security.Jerry Fishenden, the National Technology Officer for Microsoft UK talks about InfoCards in the context of Microsoft's renewed focus on security.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_003_Jerry_Fishenden.m4aDigital IdentityDave Birch, Consult HyperionFri, 28 Jul 2006 12:53:00 GMThttp://www.chyp.com/podcasts/DMF_005_Oliver_Steeley.m4aOliver Steeley, VP Product Development in Mobile and Wireless Centre, MasterCard talks about their early experiences where contactless technology meets wireless technology.Oliver Steeley, VP Product Development in Mobile and Wireless Centre, MasterCard talks about their early experiences where contactless technology meets wireless technology.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_005_Oliver_Steeley.m4aDigital MoneyDave Birch, Consult HyperionFri, 21 Jul 2006 12:06:00 GMThttp://www.chyp.com/podcasts/DIF_002_Mark_Trusler.m4aMark Trusler of Fujitsu gives an international perspective on the state of biometrics from the perspective of a large systems integrator.Mark Trusler of Fujitsu gives an international perspective on the state of biometrics from the perspective of a large systems integrator.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_002_Mark_Trusler.m4aDigital IdentityDave Birch, Consult HyperionMon, 10 Jul 2006 16:18:00 GMThttp://www.chyp.com/podcasts/DMF_004_Andrew_Hilton.m4aDave Birch interviews Andrew Hilton, Director of the CSFI.Dave Birch interviews Andrew Hilton, Director of the CSFI.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_004_Andrew_Hilton.m4aDigital MoneyDave Birch, Consult HyperionMon, 19 Jun 2006 09:15:00 GMThttp://www.chyp.com/podcasts/DMF_003_Will_Judge.m4aDave Birch interviews Will Judge, the Director of Transport for London's e-Money project.Dave Birch interviews Will Judge, the Director of Transport for London's e-Money project.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_003_Will_Judge.m4aDigital MoneyDave Birch, Consult HyperionThu, 15 Jun 2006 09:37:00 GMThttp://www.chyp.com/podcasts/DIF_001_Bori_Toth.m4aDave Birch interviews Bori Toth from Deloitte who will be chairing the Biometrics session in the 2006 Digital Identity Forum.Dave Birch interviews Bori Toth from Deloitte who will be chairing the Biometrics session in the 2006 Digital Identity Forum.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DIF_001_Bori_Toth.m4aDigital IdentityDave Birch, Consult HyperionWed, 07 Jun 2006 11:07:00 GMThttp://www.chyp.com/podcasts/DMF_002_Roy_Vella_PayPal.m4aDave Birch interviews Roy Vella, head of mobile for PayPal Europe.Dave Birch interviews Roy Vella, head of mobile for PayPal Europe.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_002_Roy_Vella_PayPal.m4aDigital MoneyDave Birch, Consult HyperionFri, 19 May 2006 15:21:00 GMThttp://www.chyp.com/podcasts/DMF_001_Discussion.m4aJane Adams interviews Dave Birch about the 2006 forum.Jane Adams interviews Dave Birch about the 2006 forum.Dave Birch, Consult Hyperionhttp://www.chyp.com/podcasts/DMF_001_Discussion.m4aDigital Money