Tomorrow's Transactions blog
Archive for 01/2011
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Apple and NFC, a strawman
[Dave Birch] Are Apple really planning to use iTunes for retail payments? Possibly, but not because they want a payments business.
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Age old problem
[Dave Birch] The straightforward problem of online age verification ought to provide a simple, straightforward and successful market for identity infrastructure using mobile phones.
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Competition, not regulation, should be the focus
[Dave Birch] Surely if retailers think that banks charge too much for card payments, then they should develop or stimulate competitive products instead of trying to persuade regulators to interfere in the market.
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The technology of money
[Dave Birch] At the kind invitation of the British Computer Society, I will be giving a talk on “Gold, Games and Gresham’s Law” at the University of Surrey on 27th January 2011 at 8pm.
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Mobile challenges for financial services
[Dave Birch] Banks, mobile operators, payment schemes shouldn’t be worried about their competitors, they should be worried about the people who will be their competitors in the not-too-distant future.
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The nuclear options
[Dave Birch] No-one died at Three Mile Island and engineers learned how to build safer nuclear reactors. What has this got to do with payment systems?
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Real-time serendipity
[Dave Birch] An agreeable evening at the Real-Time Club once again, this time listening to Aleks Krotoski warning about the potential “balkanization” of the net (I paraphrase: she didn’t use that word). The discussion was held under the Chatham House rule, so I can’t mention who said what, but I will highlight a couple of strands of thought that emerged during the tough question and answer session.
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Smart banknote design competition
[Dave Birch] Techno-utopians like me tend to think about smart banknotes in terms of the technology, but what would they look like and how would people use them?
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Why bother with the new $100 bill?
[Dave Birch] The new $100 bills look really fancy, but aren’t they a waste of taxpayer’s money? Surely it would be better to just abolish them.
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The US administration is creating a new sector of the economy: the identity business
[Dave Birch] Journalists and commentators seem to have decided that USTIC means some sort of Internet driver’s license. Fortunately, they’re wrong. Unfortunately, they don’t understand why.
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