Tomorrow's Transactions blog
Archive for 06/2011
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Debit should be the “norm” in Europe
The UK Office of Fair Trading has said that debit card surcharging should end, but credit card surcharging can continue. This is a fair decision.
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Google are legitimising NFC, mobile operators should be playing with it
More about the changing business models around NFC. Perhaps mobile operators should concentrate more on building cool stuff and less on working out detailed business cases?
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Identity is a hard problem, so it needs a hard solution
If someone fixes the hard problem of identity, other problems such as payments will be easy to fix. A hard problem has a hard solution, which may point the way forward.
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Make cash walk the plank
Switching to electronic payments is an easy way to help the poor, rather than pirates, in developing countries.
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Taking the long view, prepaid looks good, largely because of mobile
It’s funny to look at what people used to think about the future of payments. Maybe we just need to wait a little longer before judging how accurate they were.
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What should the “mainstream” think about Bitcoin?
Well, will Bitcoin bring down the financial system or not?
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EMV has arrived in the USA
It looks as if the EMV roll-out in the USA has already started, albeit on a very, very limited scale.
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Will banks and operators be able to work together more effectively in the future?
It is fair to say that banks and mobile operators haven’t been working together terribly well?
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I’m certainly me
Identity assertions are about liability, not probability.
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Can we learn anything from the early use of contactless cards?
[Dave Birch] It’s not clear that we can learn anything from the early use of contactless cards.
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