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Archive for 03/2012

  • Progressive views

    A generation from now, payments will be a utility business dominated by non-banks and integrated into end-user applications. Well, that’s one scenario.

  • It’s in the bag

    Perceptions of security are a real problem for mobile payments.

  • Harder, harder

    A European currency union is formed, Britain doesn’t join, Greece gets chucked out… welcome to 1866 and the LMU

  • Toilet training

    Mobile phones get lost, stolen, broken and drowned every day. What a fantastic opportunity for the m-wallet guys.

  • Frenemy of the state

    People thinking that social media identities are real is a real problem, the identities being false isn’t

  • Less than zero

    For the first time, I’ve thrown away a plastic payment card and replaced it (completely) with a mobile app that works better

  • Anglo-Saxon attitudes

    How did we come to have cash? And what kind of trust was needed to make it work?

  • Beyond the leather

    The mobile wallet has to be something more than a simulation of a leather wallet.

  • Beggars and buskers

    Street commerce is no barrier to cash replacement.

  • It isn’t only me who thinks there’s an “identity problem”

    Visa Europe’s CTO says that there is a “crisis of identity” and he’s absolutely right.

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