Consult Hyperion

Tomorrow's Transactions blog

• How do I pay thee, let me count the ways

  By Consult Hyperion posted 15/05/2013 at 10:37. 1 comment

  I've heard people say that the current payments systems work well so there's no improvement imperative. They're wrong.

• The business case for EMV in the USA, yet again

  By Consult Hyperion posted 16/04/2013 at 13:25. 2 comments

  The costs of card fraud are more than card fraud.

• Perhaps the shift to the “something present” transaction is coming sooner rather than later

  By Consult Hyperion posted 27/03/2013 at 18:04. 3 comments

  The idea of payment providers competing for "first API" instead of "top of wallet" seems inevitable on current trends.

• Retail banking technology update

  By Consult Hyperion posted 13/03/2013 at 08:28. 1 comment

  Both big data and small data will deliver new products and services this year.

• NFC aftershocks

  By Consult Hyperion posted 11/03/2013 at 12:57. 11 comments

  Some more technical detail on using EMV over NFC without an SE.

• Broadcast views

  By Consult Hyperion posted 05/03/2013 at 16:01. Write a comment

  EMV is broadcast-quality HDTV. Lots of people are happy with Skype.

• Did anyone notice? There was just an NFC earthquake

  By Consult Hyperion posted 04/03/2013 at 14:09.

  The first public announcement of EMV over NFC without an SE is a big, big deal.

• EMV and CNP

  By Consult Hyperion posted 07/02/2013 at 13:29. 5 comments

  Will shifting to chip cards reduce the amount of card fraud in the US?

• Incumbent vs. disruptor smackdown

  By Consult Hyperion posted 25/01/2013 at 20:35. Write a comment

  Banks vs. non-banks in payments. It's not a black-and-white question (or answer).

• Retailer pressure for the “something present” transaction

  By Consult Hyperion posted 10/01/2013 at 22:59. 1 comment

  Retailer pressure for innovation in payments means pressure to move away from the "conventional" 4-party model.

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