QR codes are everywhere because anyone can read them, anyone can use them, anyone can write them. This is in part because there is no security infrastructure. The result in China, where there ... [Continue reading]
Wow. Another Money 2020 in Vegas. A peculiar combination of exhaustion and exhilaration. Days of back-to-back meetings, serendipity, dinners with old and new friends, learning and (why would I ... [Continue reading]
Identity, authentication and authorisation are amongst the hottest of hot topics in our world right now. Even if we put Apple and it’s new face recognition technology to one side, there’s no ... [Continue reading]
The Chinese were first with the great transition from commodity money to paper money. They had the necessary technologies (you can’t have paper money without paper and you can’t do it at scale ... [Continue reading]
Payments used to be a banking business. Now it is not, and the interests of the banks and the payments industry are no longer wholly coincident. The banks don’t own Visa and MasterCard any ... [Continue reading]
Another waste of money is around the corner for the UK banking sector.
"Almost 1 million UK bank customers will be forced to have to use new six-digit sort codes… The ... [Continue reading]