Banking and Finance | Consult Hyperion

Filed Under: Banking and Finance, Mobile Payments, Payment systems, Payments, Privacy and security, Retail

The Challenge of Delivering mPOS Services through Off-The-Shelf Mobile Devices

1st September 2017 by Nick Norman

The last few months have been exciting if, like Consult Hyperion, you are attracted by the mobile POS (mPOS) sector. We’ve seen significant announcements from [Continue reading]

Filed Under: Banking and Finance, Identification and Authentication, Political, legal and regulatory, Privacy and security

From “Top of Wallet” to “Front of Phone”

10th August 2017 by Nick Norman

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Over the last few weeks, I have been working with the team inside Consult Hyperion trying to understand the potential impact of the European Union’s PSD2 regulation on our clients’ business. One ... [Continue reading]

Filed Under: Banking and Finance, Payments

UK Finance is the wrong idea

31st July 2017 by Dave Birch

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Payments used to be a banking business. Now it is not, and the interests of the banks and the payments industry are no longer wholly coincident. The banks don’t own Visa and MasterCard any ... [Continue reading]

Filed Under: Banking and Finance, Finance and Banking, Identification and Authentication, Identity, Political, legal and regulatory, Public Sector and NGO, Public Sector and NGOs

AMLD4.1, AMLD5 or 5AMLD?

5th July 2017 by Steve Pannifer

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I recently came across a statistic that surprised me.

Approximately 50% of new bank accounts are opened by customers that have recently arrived in the UK to work or ... [Continue reading]

Filed Under: Banking and Finance, Payments

Bitcoin and banks

18th April 2017 by Dave Birch

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My old friend Alistair Milne has just published a very interesting paper on Cryptocurrencies from an Austrian ... [Continue reading]

Filed Under: Banking and Finance, Finance and Banking

PSD2 SCA: Risk and Reward?

27th February 2017 by Tim Richards

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Everyone is still picking over the new [Continue reading]

Filed Under: Banking and Finance, Cash and cash replacement, Chyp events and notices, Finance and Banking, Money, Payment Cards, Payments, Public Sector and NGO, Public Sector and NGOs, Retail and Transit, Ticketing, Transit and Travel

Account-based ticketing workshops

18th December 2016 by Dr John Elliott

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We've been having a lot of fun in recent months leading workshops for transport operators about account-based ticketing. Sharing our recent experience with clients such as the UK's Transport for ... [Continue reading]

Filed Under: Banking and Finance, Identity

Central bank digital currency, again

7th October 2016 by Dave Birch

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I had a really enjoyable time chairing the “futures” panel in the closing plenary of Intergraf’s Security Printers 2016 in ... [Continue reading]

Filed Under: Banking and Finance, Payments, Shared Ledger

Mutable and immutable blockchains

26th September 2016 by Dave Birch

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Now we all know what the bitcoin blockchain is, don’t we? It’s just one particular version of the general class of blockchains, which share the characteristics that data is stored in blocks ... [Continue reading]

Filed Under: Banking and Finance, Payments

Me, Vanessa and crossing the streams

15th September 2016 by Dave Birch

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The UK’s Competition and Markets Authority (CMA) has published its report on the retail banking ... [Continue reading]

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