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Filed Under: Finance and Banking, Mobile money, Telecoms and Technology

PSD2, Curtains for Direct Carrier Billing?

17th November 2017 by Tim Richards

The Second Payment Services Directive, aka PSD2, contains much that is admirable, some that is debatable and yet more that is downright mysterious. As we await the forthcoming final version of ... [Continue reading]

Filed Under: Chyp events and notices, Inclusion, Mobile money, Payments

Post-Industrial Archeology

27th January 2017 by Dave Birch

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The BBC World Service has a podcast series called “50 things that made the modern economy” hosted by the economist ... [Continue reading]

Filed Under: Cash and cash replacement, Identity, Inclusion, Mobile money, Money, People

A way to embrace “over the counter” mobile money transactions

4th August 2016 by Paul Makin

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As one of the pioneers of mobile money (cutting my teeth on the initial service proposition and business model for M-PESA, way back in 2004, three years before commercial launch), I’m always ... [Continue reading]

Filed Under: Cash and cash replacement, Mobile money, Payment systems, People

Developing services that change people’s lives

18th November 2015 by Nick Norman

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One of the most exciting things about working here at Consult Hyperion is that you are involved in the design and delivery of services which have a huge impact on people’s lives. My family moaned ... [Continue reading]

Filed Under: Mobile money, Money, Payments, Public Sector and NGO, Public Sector and NGOs, Retail and Transit, Ticketing, Transit and Travel

Managing the join

7th October 2015 by Dr John Elliott

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Since 2008 we have been working with Transport for London to allow contactless payment cards (CPCs) to be accepted wherever Oyster cards are accepted. This was first achieved in December 2012 on ... [Continue reading]

Filed Under: Mobile money, Payment systems

Another report on falling cash usage in the UK

14th April 2015 by Dave Birch

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Filed Under: Mobile money, Political, legal and regulatory

The new PSR's priorities

7th April 2015 by Dave Birch

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Filed Under: Markets, Mobile money

I'm not sure that "unbanked" is the problem or that "banked" is the solution

13th February 2015 by Dave Birch

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Filed Under: Mobile money, Money

In payments, the US is an emerging market

18th April 2014 by Dave Birch

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Filed Under: History and future, Mobile money, Money

Plastic banknotes

9th October 2013 by Paul Makin

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[Paul Makin] Seeing the recent coverage in the media of the Bank of England’s interest in issuing plastic banknotes reminded me of some work we did a while ago. What interests me about plastic ... [Continue reading]

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