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Filed Under: Banking and Finance, Cryptocurrency, Finance and Banking, Identification and Authentication, Identity, Mobile money, Mobile Payments, Money, Money, Open Banking, Payments, Retail and Transit

Consult Hyperion’s Live 5 for 2019

10th Dec 2018 by Dave Birch

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It’s that time of year again. I’ve had a chat with my colleagues at Consult Hyperion, gone back over my notes from the year’s events, taken a look at our most interesting ... [Continue reading]

Filed Under: Mobile money, Mobile Payments, Money, Money, Open Banking, Payment Cards, Payment systems, Payments

Money2020 China

3rd Dec 2018 by Dave Birch

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What an interesting experience the first Money2020 in China was. It was held in Hangzhou, the home of AliPay, and I was ... [Continue reading]

Filed Under: Mobile money, Mobile Payments, Payment systems, Payments

Does AI mean the End of PIN on Glass?

23rd Nov 2018 by Gary Munro

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The launch of PCI’s SPoC specification, Software PIN on COTS - Commercially Off The Shelf (thats PIN on mobile / PIN on Glass, to you and me) raised an eyebrow or two at Consult Hyperion. Could ... [Continue reading]

Filed Under: Banking and Finance, Finance and Banking, Mobile money, Mobile Payments, Money

Real news about fake apps

2nd Aug 2018 by Lishoy Francis

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The (real) news over the past couple of years has been full of reports of fake news. Well now we have fake apps too. Last week this report from ESET [[Continue reading]

Filed Under: Finance and Banking, Mobile money, Telecoms and Technology

PSD2, Curtains for Direct Carrier Billing?

17th Nov 2017 by Tim Richards

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The Second Payment Services Directive, aka PSD2, contains much that is admirable, some that is debatable and yet more that is downright mysterious. As we await the forthcoming final version of ... [Continue reading]

Filed Under: Chyp events and notices, Inclusion, Mobile money, Payments

Post-Industrial Archeology

27th Jan 2017 by Dave Birch

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The BBC World Service has a podcast series called “50 things that made the modern economy” hosted by the economist ... [Continue reading]

Filed Under: Cash and cash replacement, Identity, Inclusion, Mobile money, Money, People

A way to embrace “over the counter” mobile money transactions

4th Aug 2016 by Paul Makin

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As one of the pioneers of mobile money (cutting my teeth on the initial service proposition and business model for M-PESA, way back in 2004, three years before commercial launch), I’m always ... [Continue reading]

Filed Under: Cash and cash replacement, Mobile money, Payment systems, People

Developing services that change people’s lives

18th Nov 2015 by Nick Norman

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One of the most exciting things about working here at Consult Hyperion is that you are involved in the design and delivery of services which have a huge impact on people’s lives. My family moaned ... [Continue reading]

Filed Under: Mobile money, Money, Payments, Public Sector and NGO, Public Sector and NGOs, Retail and Transit, Ticketing, Transit and Travel

Managing the join

7th Oct 2015 by Dr John Elliott

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Since 2008 we have been working with Transport for London to allow contactless payment cards (CPCs) to be accepted wherever Oyster cards are accepted. This was first achieved in December 2012 on ... [Continue reading]

Filed Under: Mobile money, Payment systems

Another report on falling cash usage in the UK

14th Apr 2015 by Dave Birch

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