The results from the first couple of years of contactless payments use in the UK show that, as expected, contactless is being used as cash replacement for small transactions.
There are two different classes of application for NFC in mobile phones. These are, broadly speaking, "open" applications and "closed" applications. They are, broadly speaking, ... [Continue reading]
At the end of March, we learned that there is no business case for moving to NFC at POS in the USA.
There's a lot going on in the world of payments in Denmark, sparked in part by SEPA, but with other factors as well. Many people think only of Denmark in terms of its principal exports -- such ... [Continue reading]
Some people don't really understand the big picture around innovation, and how it takes inventions and turns them into sustainable new value-adding processes. Here's one ... [Continue reading]
Today is rather an interesting day in our tiny corner of the digital money universe. Today, the first NFC mobile phone with a contactless EMV application on the SIM goes on sale in the UK. ... [Continue reading]